EFPE

Active

Private limited companyfounded 20223 yrs activeGenkersteenweg 241B, 3500 Hasselt, BelgiumKBO/BCE: BE 0791.794.568

The computed 12-month bankruptcy probability of EFPE is 3.5% (moderate). The 2025 annual accounts show negative equity (€-24k) and a net result of €-30k. Equity is shrinking by ~137.7% per year across the filed fiscal years. Its solvency ranks better than 17% of 11165 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

7 / 100

Critical▼ -13 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency38▲+36

Growth32=

Stability94

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.69 against 0.44 in 2024), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-8.2%

Return on assets

-10.1%

Age of the figures

8 mo

Negative equity

Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2025

Equity per financial year

232425

2023 to 2025 · latest year -€24k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

31 d late

2024

28 d late

2023

49 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-24k

2024 · €5k

2023: €14k 2024: €5k

2023 → 2025

Total assets

€293k▲ 23.8%

2024 · €237k

2023: €54k 2024: €237k

2023 → 2025

Net result

€-30k▼ 259%

2024 · €-8k

2023: €12k 2024: €-8k

2023 → 2025

Working capital

€-63k▲ 16.6%

2024 · €-76k

2023: €-5k 2024: €-76k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€14k-€5k▼ 60.0%€-24k

Operating result€17k-€-4k€-20k▼ 385%

Net result€12k-€-8k€-30k▼ 259%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €20k in 2025 against €4k in 2024; the loss grows and 2025 is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €293k

50.8%

49.2%

Fixed assets €149k▼ 15.8%

Current assets €144k▲ 141%

Key figures and ratios

2025 value · change against 2024

EBITDA

€12k▼

2024 · €13k

Cash flow

€2k▼

2024 · €9k

Solvency

-8.2%▼

2024 · 2.3%

Current ratio

0.69▲

2024 · 0.44

Quick ratio

0.34▲

2024 · 0.19

Debt / equity

-13.17▼

2024 · 42.12

ROE

122.8%▲

2024 · -150.0%

ROA

-10.1%▼

2024 · -3.5%

Interest coverage

1.18▼

2024 · 3.07

Debt

€317k▲

2024 · €231k

Debt ≤ 1 year

€208k▲

2024 · €136k

Debt > 1 year

€108k▲

2024 · €95k

Staff costs

€38k▲

2024 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€237k€293k▲

Fixed assets21/28€177k€149k▼

Intangible fixed assets21€166k€139k▼

Tangible fixed assets22/27€11k€9k▼

Plant, machinery and equipment23€3k€5k▲

Furniture and vehicles24€6k€3k▼

Other tangible fixed assets26€2k€1k▼

Current assets29/58€60k€144k▲

Stocks and contracts in progress3€34k€74k▲

Stocks30/36€34k€74k▲

Amounts receivable within one year40/41€23k€68k▲

Trade receivables40€23k€68k▲

Cash at bank and in hand54/58€359€98▼

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€237k€293k▲

Equity10/15€5k€-24k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€2k€-27k▼

Amounts payable17/49€231k€317k▲

Amounts payable after more than one year17€95k€108k▲

Financial debts170/4€95k€108k▲

Amounts payable within one year42/48€136k€208k▲

Current portion of amounts payable after more than one year42€19k€27k▲

Financial debts43€21k€21k▼

Credit institutions430/8€21k€21k▼

Trade debts44€21k€42k▲

Suppliers440/4€21k€42k▲

Advances received on contracts in progress46-€8k

Taxes, remuneration and social security45€30k€51k▲

Taxes450/3€24k€39k▲

Remuneration and social security454/9€5k€12k▲

Other amounts payable47/48€45k€59k▲

Accrued charges and deferred income492/3€832€1k▲

Income statement Code20242025

Remuneration, social security and pensions62€12k€38k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€31k▲

Other operating charges640/8€3k€2k▼

Gross operating margin9900€27k€51k▲

Operating profit (loss)9901€-4k€-20k▼

Financial income75/76B€9€10▲

Recurring financial income75€9€10▲

Financial charges65/66B€4k€10k▲

Recurring financial charges65€4k€10k▲

Profit (loss) for the period before taxes9903€-8k€-30k▼

Profit (loss) for the period9904€-8k€-30k▼

Profit (loss) for the period to be appropriated9905€-8k€-30k▼

Appropriation of the result

Profit (loss) to be appropriated9906€2k€-27k▼

Profit (loss) brought forward from the previous period14P€11k€2k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

31-12

Financial Weakest financial yearnet €-30k

Net result drops to €-30k, the lowest in the series.

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

12-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hasselt · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Genkersteenweg 241B3500 Hasselt

Ground area

518 m²

Building footprint

151 m²

Parcel 71323C0679/00F000, Flanders. Linked by address, not a title deed.

1 establishment unit

Pure Wood Design

Genkersteenweg 241B, 3500 HasseltSpecialised construction activities

since 20222.336.353.975

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71323C0679/00F000	Flanders	518 m²	1 · 151 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 3,245 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-10-2022

Fiscal year end31-12

Activities, NACEBEL

43320Joinery installation

46180Agents specialised in the wholesale of other particular products

46190Agents in non-specialised wholesale trade

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.