EFIAD
ActiveSummary
EFIAD has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €6k. Its solvency ranks better than 52% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability92
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.52; short-term debt: 36.7% and cash: 56.9% of total assets), and 38.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.8%
Return on assets
18.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€20k
Total assets
€32k
Net result
€6k
Working capital
€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€2k
Current assets
€30k
Equity and liabilities €32k
Equity
€20k
Debt
€12k
Debt finances 38.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€6k
Cash flow
€6k
Current ratio
2.52
Debt to equity
0.62
ROE
30.2%
ROA
18.7%
Interest coverage
114.87
Debt ≤ 1 year
€12k
Income taxes
€77
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€32k
Fixed assets21/28€2k
Intangible fixed assets21€2k
Current assets29/58€30k
Amounts receivable within one year40/41€10k
Trade receivables40€10k
Cash at bank and in hand54/58€18k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€32k
Equity10/15€20k
Contributions10/11€20k
Profit (loss) carried forward14€63
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€6k
Accrued charges and deferred income492/3€495
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€266
Other operating charges640/8€62
Gross operating margin9900€6k
Operating profit (loss)9901€6k
Financial income75/76B€53
Recurring financial income75€53
Financial charges65/66B€56
Recurring financial charges65€56
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€77
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
Profit to be distributed694/7€6k
Directors or managers695€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €266 |
| Other operating charges640/8 | €62 |
| Gross operating margin9900 | €6k |
| Operating profit (loss)9901 | €6k |
| Financial income75/76B | €53 |
| Recurring financial income75 | €53 |
| Financial charges65/66B | €56 |
| Recurring financial charges65 | €56 |
| Profit (loss) for the period before taxes9903 | €6k |
| Income taxes67/77 | €77 |
| Profit (loss) for the period9904 | €6k |
| Profit (loss) for the period to be appropriated9905 | €6k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €32k | |
| Fixed assets21/28 | €2k | |
| Intangible fixed assets21 | €2k | |
| Current assets29/58 | €30k | |
| Amounts receivable within one year40/41 | €10k | |
| Trade receivables40 | €10k | |
| Cash at bank and in hand54/58 | €18k | |
| Deferred charges and accrued income490/1 | €1k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €32k | |
| Equity10/15 | €20k | |
| Contributions10/11 | €20k | |
| Profit (loss) carried forward14 | €63 | |
| Amounts payable17/49 | €12k | |
| Amounts payable within one year42/48 | €12k | |
| Trade debts44 | €4k | |
| Suppliers440/4 | €4k | |
| Taxes, remuneration and social security45 | €2k | |
| Taxes450/3 | €2k | |
| Other amounts payable47/48 | €6k | |
| Accrued charges and deferred income492/3 | €495 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €6k |
| + Depreciation and write-downs630 | €266 |
| Operating cash flow (approximation) | €6k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2024
Ground area
1,944 m²
Building footprint
175 m²
Volume, LiDAR
950 m³
Parcel 73084A0881/00F000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EFIAD
since 20242.368.146.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73084A0881/00F000 | Flanders | 1,944 m² | 1 · 175 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 5,775 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.