Effisense Consulting
ActiveEffisense Consulting has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €69k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▼-17
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 2.06 in 2024; short-term debt: 65% and cash: 75.2% of total assets), but 65% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35%
Return on assets
27.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
38 d early
2023
47 d early
2022
67 d early
2021
51 d early
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 42.0%
2024 · €150k
2018: €96k
2019: €136k
2020: €199k
2021: €264k
2022: €9k
2023: €190k
2024: €150k
2018 → 2025
Total assets
€248k▼ 14.4%
2024 · €289k
2018: €131k
2019: €164k
2020: €228k
2021: €295k
2022: €359k
2023: €311k
2024: €289k
2018 → 2025
Net result
€69k▼ 6.5%
2024 · €74k
2018: €18k
2019: €41k
2020: €63k
2021: €66k
2022: €72k
2023: €79k
2024: €74k
2018 → 2025
Working capital
€86k▼ 42.0%
2024 · €149k
2018: €90k
2019: €135k
2020: €198k
2021: €264k
2022: €7k
2023: €189k
2024: €149k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€9k▼ 96.7%€190k▲ 2,110%€150k▼ 21.3%€87k▼ 42.0%
Operating result€91k-€91k▲ 0.5%€101k▲ 10.6%€94k▼ 7.1%€83k▼ 11.6%
Net result€66k-€72k▲ 9.9%€79k▲ 9.8%€74k▼ 6.9%€69k▼ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€370▼ 46.1%
Current assets
€247k▼ 14.3%
Equity and liabilities €248k
Equity
€87k▼ 42.0%
Debt
€161k▲ 15.2%
The debt ratio rises from 48.3% to 65.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€83k▼
2024 · €94k
Cash flow
€69k▼
2024 · €74k
Solvency
35.0%▼
2024 · 51.7%
Current ratio
1.54▼
2024 · 2.06
Quick ratio
1.54▼
2024 · 2.06
Debt / equity
1.86▲
2024 · 0.93
ROE
79.6%▲
2024 · 49.3%
ROA
27.8%▲
2024 · 25.5%
Interest coverage
49.35▲
2024 · 47.22
Debt
€161k▲
2024 · €140k
Debt ≤ 1 year
€161k▲
2024 · €140k
Income taxes
€19k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€289k€248k▼
Fixed assets21/28€686€370▼
Tangible fixed assets22/27€316-
Furniture and vehicles24€316-
Financial fixed assets28€370€370=
Current assets29/58€289k€247k▼
Amounts receivable within one year40/41€23k€29k▲
Trade receivables40€17k€16k▼
Other amounts receivable41€6k€13k▲
Current investments50/53€210k€30k▼
Cash at bank and in hand54/58€54k€186k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€289k€248k▼
Equity10/15€150k€87k▼
Contributions10/11€19k€19k=
Reserves13€131k€68k▼
Distributable reserves133€131k€68k▼
Amounts payable17/49€140k€161k▲
Amounts payable within one year42/48€140k€161k▲
Trade debts44€915€3k▲
Suppliers440/4€915€3k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€127k€145k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€406€316▼
Other operating charges640/8€561€528▼
Gross operating margin9900€95k€84k▼
Operating profit (loss)9901€94k€83k▼
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€6k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€93k€88k▼
Income taxes67/77€19k€19k▼
Profit (loss) for the period9904€74k€69k▼
Profit (loss) for the period to be appropriated9905€74k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€69k▼
Profit (loss) brought forward from the previous period14P€0€0=
Transfer from equity791/2€41k€63k▲
Profit to be distributed694/7€114k€132k▲
Return on contributions (dividend)694€114k€132k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €79k ▲9.8%
Operating result €101k, net result €79k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.56
Current ratio from 1.02 to 2.56; short-term debt falls from €350k to €121k.
31-12
Financial
Equity above €150kEq €190k ▲2110%
6 profitable years in a row build equity to €190k.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €264k ▲33.1%
4 profitable years in a row build equity to €264k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €150kEq €199k ▲46.3%
3 profitable years in a row build equity to €199k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Equity above €100kEq €136k ▲41.4%
2 profitable years in a row build equity to €136k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ghislain Leemans 24280 HannutGround area
1,904 m²
Building footprint
269 m²
Volume, LiDAR
1,139 m³
2 parcels, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EffiSense Consulting
since 20152.246.328.176
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64009A0279/00W000 | Wallonia | 1,066 m² | 1 · 113 m² | - |
| 64034B0183/00P002 | Wallonia | 838 m² | 1 · 156 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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INGENTIS
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DEKI CONSULTING
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ESPACE TECHNOLOGY
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.