EFFILOG
ActiveEFFILOG has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €711 and a net result of €30k. Equity is shrinking by ~52.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency27▲+27
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16941 sector peers (2025).
NBB · sector comparisonPosition among 16941 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
3 d early
2023
19 d late
2022
31 d late
2021
14 d late
2020
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€711
2024 · €-29k
2020: €20k
2021: €21k
2022: €9k
2023: €-3k
2024: €-29k
2020 → 2025
Total assets
€29k▲ 615%
2024 · €4k
2020: €26k
2021: €32k
2022: €17k
2023: €7k
2024: €4k
2020 → 2025
Net result
€30k
2024 · €-26k
2020: €17k
2021: €1k
2022: €-12k
2023: €-12k
2024: €-26k
2020 → 2025
Working capital
€-42▲ 99.9%
2024 · €-30k
2020: €18k
2021: €18k
2022: €6k
2023: €-5k
2024: €-30k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€9k▼ 56.2%€-3k€-29k▼ 798%€711
Operating result€2k-€-12k€-12k▼ 5.5%€-26k▼ 107%€31k
Net result€1k-€-12k€-12k▼ 5.0%€-26k▼ 106%€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €26k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€753▲ 10.1%
Current assets
€28k▲ 736%
Equity and liabilities €29k
Equity
€711
Debt
€28k
Debt finances 97.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€31k▲
2024 · €-24k
Cash flow
€30k▲
2024 · €-24k
Solvency
2.4%
Current ratio
1.00
Quick ratio
1.00
ROA
101.6%
Interest coverage
23.17▲
2024 · -347.96
Debt
€28k▼
2024 · €33k
Debt ≤ 1 year
€28k▼
2024 · €33k
Staff costs
€29k▼
2024 · €50k
Equity ratios withheld: equity of €711 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€29k▲
Fixed assets21/28€684€753▲
Tangible fixed assets22/27€461€530▲
Furniture and vehicles24€461€530▲
Financial fixed assets28€223€223=
Current assets29/58€3k€28k▲
Amounts receivable within one year40/41€1k€26k▲
Trade receivables40-€17k
Other amounts receivable41€1k€9k▲
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€90-
Equity and liabilities
Total equity and liabilities10/49€4k€29k▲
Equity10/15€-29k€711▲
Contributions10/11€3k€3k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€-45k€-15k▲
Amounts payable17/49€33k€28k▼
Amounts payable within one year42/48€33k€28k▼
Trade debts44€4k€17k▲
Suppliers440/4€4k€17k▲
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€23k-
Income statement
Code20242025
Remuneration, social security and pensions62€50k€29k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€468▼
Gross operating margin9900€26k€61k▲
Operating profit (loss)9901€-26k€31k▲
Financial charges65/66B€70€1k▲
Recurring financial charges65€70€1k▲
Profit (loss) for the period before taxes9903€-26k€30k▲
Profit (loss) for the period9904€-26k€30k▲
Profit (loss) for the period to be appropriated9905€-26k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-15k▲
Profit (loss) brought forward from the previous period14P€-19k€-45k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €30k
Net result €30k after 3 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
14-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Havay(LEE) 96142 Fontaine-l'EvêqueGround area
380 m²
Building footprint
119 m²
Parcel 52038A0465/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Effilog
since 20192.295.696.921
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52038A0465/00F002 | Wallonia | 380 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:favay.thomas@gmail.com
Phone:+32493064482