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EFFICIO BY OLIVIER

Active
Rue de Florival, Isnes 3 ·5032 Gembloux, Belgium
KBO/BCE: BE 0804.257.979
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of EFFICIO BY OLIVIER is 0.5% (low). The 2024 annual accounts show equity of €97k and a net result of €95k. Its solvency ranks better than 58% of 12438 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€95k
Working capital€96k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 66.5% 60.6%
better than 58% of 12438 sector peers
Net result €95k €31k
better than 86% of 12440 sector peers
Equity €97k €63k
better than 65% of 12446 sector peers
Gross operating margin €130k €52k
better than 85% of 12426 sector peers
Total assets €146k €124k
better than 56% of 12439 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€126k
Net profit€95k
Cash flow€96k
Staff costs-
Income taxes€26k
Dividends-
Total assets€146k
Equity€97k
Debt€49k
of which ≤ 1y€49k
of which > 1y-
Working capital€96k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.98
Quick ratio2.98
Working capital ratio66.0%
Solvency66.5%
Debt / equity0.50
Long-term debt ratio-
Interest coverage25.68
Gross margin-
Net margin-
ROA65.1%
ROE97.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€146k
Fixed assets 21/28€817
Tangible fixed assets 22/27€817
Current assets 29/58€145k
Amounts receivable within one year 40/41€90k
Cash & bank 54/58€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€146k
Equity 10/15€97k
Contributions / capital 10/11€7k
Accumulated profits (losses) 14€90k
Amounts payable 17/49€49k
Amounts payable within one year 42/48€49k
Trade debts payable within one year 44€409
Income statement
Gross operating margin 9900€130k
Operating result 9901€126k
Financial income 75€115
Financial charges 65€5k
Result before taxes 9903€121k
Income taxes 67/77€26k
Net result for the period 9904€95k
Result to be appropriated 9905€95k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
EFFICIO BY OLIVIER
Rue de Florival, Isnes 3, 5032 GemblouxEetgelegenheden met volledige bediening
since 20232.349.523.409
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area830 m²
Buildings1
Building footprint91 m²
Volume (LiDAR)632 m³
Tallest building9.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92065B0083/00T000 Wallonia 830 m² 1 · 91 m² 9.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth50Stability79
84 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 50
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Catering56210Catering van evenementen56210Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Arbeidsbemiddeling78100Arbeidsbemiddeling78100Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Overige recreatie- en ontspanningsactiviteiten, n.e.g.93299Overige recreatie- en ontspanningsactiviteiten, neg93299
Primary activity highlighted.
Names & trade names
Legal nameFR EFFICIO BY OLIVIER
Registered office
Rue de Florival, Isnes 3
5032 Gembloux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.