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EFFICIENTICA

Active
Private limited companyfounded 2024active for 1 yearGraaf De Renesselaan 11, 8490 Jabbeke, BelgiumKBO/BCE: BE 1016.465.077
Summary

EFFICIENTICA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,531 and a net result of €115,531. Its solvency ranks better than 57% of 21,036 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€179,675total assets 2025
Equity
€118,531
Profit
€115,531
Turnover not published (micro format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 52 days early
Why 96lowers riskLiquidity: current ratio 2.94, cash €143,375Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €179,675Equity €118,531 (66.0% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 91
equity 66.0% of total assets
Liquidity 85
short-term debt 34.0% · cash 79.8%
Profitability 100
return on assets 64.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,866 companies, NACE 62, micro)
Last 24 months 12-2025: 0.4% 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.5 percentage points vs 09-2026lowest value
Credit of up to €11,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.94, above the usual 1.5; short-term debt: 34% and cash: 79.8% of total assets), and 34% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 58% on solvency, 69% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.94, cash €143,375
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €179,675
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €118,531 (66.0% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
52 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: MOYAERT Stefaan (director) ·…

Financials · financial year 2025, micro format

Equity
€118,531
Total assets
€179,675
Net result
€115,531
Working capital
€118,531

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €179,675
Equity €118,531
Debt €61,144
Debt finances 34.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.94
Debt to equity
0.52
ROE
97.5%
ROA
64.3%
Debt ≤ 1 year
€61,144
Income taxes
€47,448

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€179,675
Current assets29/58€179,675
Amounts receivable within one year40/41€36,300
Trade receivables40€36,300
Cash at bank and in hand54/58€143,375
Equity and liabilities
Total equity and liabilities10/49€179,675
Equity10/15€118,531
Contributions10/11€3,000
Reserves13€115,531
Distributable reserves133€115,531
Amounts payable17/49€61,144
Amounts payable within one year42/48€61,144
Trade debts44€120
Suppliers440/4€120
Taxes, remuneration and social security45€56,824
Taxes450/3€56,824
Other amounts payable47/48€4,200
Income statement Code2025
Gross operating margin9900€162,954
Operating profit (loss)9901€162,954
Financial income75/76B€41
Recurring financial income75€41
Financial charges65/66B€16
Recurring financial charges65€16
Profit (loss) for the period before taxes9903€162,979
Income taxes67/77€47,448
Profit (loss) for the period9904€115,531
Profit (loss) for the period to be appropriated9905€115,531
Appropriation of the result
Profit (loss) to be appropriated9906€115,531
Transfer to equity691/2€115,531
To other reserves6921€115,531

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€162,954
Operating profit (loss)9901€162,954
Financial income75/76B€41
Recurring financial income75€41
Financial charges65/66B€16
Recurring financial charges65€16
Profit (loss) for the period before taxes9903€162,979
Income taxes67/77€47,448
Profit (loss) for the period9904€115,531
Profit (loss) for the period to be appropriated9905€115,531
Line2025
Assets
Total assets20/58€179,675
Current assets29/58€179,675
Amounts receivable within one year40/41€36,300
Trade receivables40€36,300
Cash at bank and in hand54/58€143,375
Equity and liabilities
Total equity and liabilities10/49€179,675
Equity10/15€118,531
Contributions10/11€3,000
Reserves13€115,531
Distributable reserves133€115,531
Amounts payable17/49€61,144
Amounts payable within one year42/48€61,144
Trade debts44€120
Suppliers440/4€120
Taxes, remuneration and social security45€56,824
Taxes450/3€56,824
Other amounts payable47/48€4,200
Line2025
Profit (loss) for the period9904€115,531
Operating cash flow (approximation)€115,531

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-09-2025 micro format 09-03-2026 2026-00050947

Similar companies · same sector, comparable size

Of the 16,979 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,924. 7,007 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
MOYAERT Stefaan
Director · since 25-11-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
MOYAERT Stefaan
  • Director, from 25-11-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 25-11-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 25-11-2024 Incorporation · €3,000 · 1,000 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

EFFICIENTICA was incorporated on 21 November 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2024, MOYAERT Stefaan has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 25-11-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
09-03
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
25-11
Gazette deed Incorporation
Appointment: MOYAERT Stefaan (director) · Founder · Capital10 facts ▸
  • Incorporation, 12-11-2024
  • Founder, MOYAERT Stefaan
  • Capital
  • Founding capital, €3,000
  • Bank account, “bewijs van deponering, vennootschap in oprichting” (deed in Dutch)
  • Other provision, “plaatsing aanvangsvermogen, volledig en onvoorwaardelijk” (deed in Dutch)
  • Registered office clause, “8490 Jabbeke,Graaf De Renesselaan 11, oprichters” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, rechten en verbintenissen uit rechtshandelingen in hun naam en voor hun rekening gesteld voor oprichting” (deed in Dutch)
  • Director appointment, MOYAERT Stefaan (director)
  • Other provision, “geen beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded21-11-2024
Financial year end30-09
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016465077
Registered 21-10-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
714 m²
Building footprint
139 m²
Building volume
1,012 m³
Parcel 31012B0546/00P003, Flanders · tallest building 10.1 m. Linked by address, not a title deed.
1 establishment unit
EFFICIENTICA
Graaf De Renesselaan 11, 8490 JabbekeComputer programming
since 2024unit no. 2.368.296.075
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31012B0546/00P003 Flanders 714 m² 1 · 139 m² 10.1 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
EFFICIENTICA
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest” (deed in Dutch)

deed of 25-11-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“1” (deed in Dutch)
“Algemene vergadering kan bij benoeming anders beslissen, niet bezoldigd” (deed in Dutch)

deed of 25-11-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Gelijk aandeel, 1” (deed in Dutch)

deed of 25-11-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Tuesday of March at 11:00

deed of 25-11-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Inachtneming vereisten statutenwijziging, op elk moment door algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Van rechtswege als vereffenaars ten aanzien van derden, geen vereffenaars benoemd of aangewezen” (deed in Dutch)
1 more provision on this in the deed

deed of 25-11-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Besloten vennootschap, alle effecten niet door of krachtens wet verboden” (deed in Dutch)
Other provision: “Besturende vennootschap stelt vaste vertegenwoordiger aan, vaste vertegenwoordiger rechtspersoon-bestuurder” (deed in Dutch)
Other provision: “Gevolmachtigden, alleen bijzondere en beperkte volmachten voor bepaalde of reeks bepaalde rechtshandelingen” (deed in Dutch)
Other provision: “Onbeperkt toezicht en controle op alle verrichtingen, toezicht aandeelhouder” (deed in Dutch)
10 more provisions in the deed, see the deed of 25-11-2024

deed of 25-11-2024