Equity
-€978
Debts exceed assets in financial year 2025.
Efficiens Immo
Lifetime
2 annual accounts with figures on one time axispeak -€11 (2024)
-€1,651▼ €1,641
lowest -€2,466 (2025)
-€2,466▼ €2,454
peak €1,488 (2024)
-€978▼ €2,466
€4,816▲ 53.1%
Board2 names since 2024
1 directorde WOLF Maxence
Owners3 names in the annual accounts
33.33%HOFABE and 2 others
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Gross margin from -€11 to -€1,651Loss of €2,466Equity from €1,488 to -€978Debts from €3,146 to €4,816
Key points
from the 2025 annual accountsLosses
-€2,478 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
At the same address
42 companies
Turnover not published (abbreviated format)
Checked score
53
Fair
Financially stronger than 11% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.2%
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€978
lowers risk
Size: total assets €3,838
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 0.80, cash €1,236
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 33% on liquidity, 4% on profitability and 4% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as Efficiens Immo has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Efficiens Immo itself is lower: 0.5% within 12 months. It rests on far more data about Efficiens Immo than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Efficiens Immo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€978
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
50 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 25 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HOFABE 33.33%score 95equity €1.1m (2025) · 2025 annual accounts of HOFABE
- MATERHIVE 33.33%score 95equity €10,887 (2025) · 2025 annual accounts of MATERHIVE
- MDW Real Estate 33.33%score 94equity €22,254 (2025) · 2025 annual accounts of MDW Real Estate
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015908516
Incorporation
Founding capital of €1,500, 300 shares · Founders: HOFABE, MATERHIVE and MDW Real Estate · Appointments: BERGER Giraud (director) and de WOLF Maxence (director) · published on 07-11-2024 · Gazette deed
First establishment
Jaargetijdenlaan 90, Ixelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Efficiens Immo Ixelles | €3,838 | -€1,651 | -25.5% | - |
| BIZ IMMO Brussels | €4,440 | -€602 | -34.7% | - |
| WILLY MIX Anderlecht | €4,958 | -€4,148 | -763.9% | - |
| MS Property Holdings Ganshoren | €4,320 | -€673 | 100.0% | - |
| KATIRIS Fosses-la-Ville | €5,646 | -€1,095 | 30.3% | - |
| HAPPY HOME PALACE Charleroi | €4,252 | -€1,523 | 68.3% | - |
| Alpha Omega Construction Engineering Belgium Molenbeek-Saint-Jean | €2,151 | -€2,614 | 17.8% | - |
These companies have the same main activity as Efficiens Immo: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €2,150 and €5,650, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 05-11-2024Normal situation
- Registered office
- 43 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110and 5 others
- Establishment unit
- 2.366.326.9751050 Ixelles, since 05-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Annual accounts 2025
- €3,838▼ 17.2%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on Efficiens Immo
Efficiens Immo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€978) and a net result of -€2,466.
Its solvency ranks better than 8% of 11,297 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Efficiens Immo
- What is the company number of Efficiens Immo?
- The company number of Efficiens Immo is 1015.908.516. The VAT number is the same number with BE in front: BE 1015.908.516.
- Where is Efficiens Immo based?
- The registered office is at Jaargetijdenlaan 90, 1050 Ixelles.Company details
- What does Efficiens Immo do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of Efficiens Immo?
- Efficiens Immo is a private limited company (BV).
- When was Efficiens Immo founded?
- Efficiens Immo was founded on 05-11-2024.
- Is Efficiens Immo still active?
- Yes, Efficiens Immo is an active enterprise in the KBO register.
- What is the turnover of Efficiens Immo?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is Efficiens Immo profitable?
- In financial year 2025, Efficiens Immo made a loss of €2,466.
- Where can I find the annual accounts of Efficiens Immo?
- Efficiens Immo filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Efficiens Immo due?
- Efficiens Immo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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