Checked.be · Company dossierhttps://checked.be/en/c/effic-0880322312 · as of 16-10-2026
EFFIC
Active
Private limited company · founded 2006 · active for 20 yearsLeopoldlaan 30, 8430 Middelkerke, BelgiumKBO/BCE: BE 0880.322.312
Summary
The computed 12-month bankruptcy probability of EFFIC is 5.3% (elevated). The 2025 annual accounts show equity of €3,703 and a net result of -€90,013. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 95% of 16,452 sector peers (NACE 56, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskLatest accounts 63 days late; 1 of the last 3 lateSector: Food and beverage service activities (NACE 56)1 change of registered office in 24 monthsLiquiditeit niet neergelegdneutralA punctual record breaksShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
5.3%Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.8% (23,728 companies, NACE 56, micro)
Last 24 months11-2024: 0.4%lowest value12-2024: 0.4%● unchanged vs 11-2024lowest value01-2025: 0.4%● unchanged vs 12-2024lowest value02-2025: 0.4%● unchanged vs 01-202503-2025: 0.4%● unchanged vs 02-202504-2025: 0.5%▲ +0.1 percentage points vs 03-202505-2025: 0.5%● unchanged vs 04-202506-2025: 0.5%● unchanged vs 05-202507-2025: 0.5%● unchanged vs 06-202508-2025: 0.5%● unchanged vs 07-202509-2025: 0.5%● unchanged vs 08-202510-2025: 0.5%● unchanged vs 09-202511-2025: 0.5%● unchanged vs 10-202512-2025: 0.5%● unchanged vs 11-202501-2026: 0.5%● unchanged vs 12-202502-2026: 0.5%● unchanged vs 01-202603-2026: 0.5%● unchanged vs 02-202604-2026: 0.5%● unchanged vs 03-202605-2026: 0.5%● unchanged vs 04-202606-2026: 1.5%▲ +1.0 percentage point vs 05-202607-2026: 1.6%▲ +0.1 percentage points vs 06-202608-2026: 2.4%▲ +0.8 percentage points vs 07-202609-2026: 3.0%▲ +0.6 percentage points vs 08-202610-2026: 5.3%▲ +2.3 percentage points vs 09-2026highest value
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-10-2026, 63 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 filed years within 40 days of that day).