EFFI-MAN
ActiveEFFI-MAN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €-5k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 91% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-50
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 13.54 against 17.17 in 2024), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
19 d late
2023
51 d late
2022
28 d late
2021
19 d early
2020
40 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k
2024 · €11k
2018: €-3k
2019: €1k
2020: €15k
2021: €7k
2022: €3k
2023: €635
2024: €11k
2018 → 2025
Working capital
€102k▼ 2.1%
2024 · €104k
2018: €76k
2019: €77k
2020: €92k
2021: €99k
2022: €101k
2023: €95k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€102k▲ 3.5%€96k▼ 5.5%€107k▲ 11.2%€102k▼ 4.7%
Operating result€2k-€3k▲ 97.7%€5k▲ 46.5%€23k▲ 361%€-3k
Net result€7k-€3k▼ 50.2%€635▼ 81.5%€11k▲ 1,593%€-5k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €23k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €110k
Equity
€102k▼ 4.7%
Debt
€8k▲ 26.3%
The debt ratio rises from 5.7% to 7.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€31▼
2024 · €25k
Cash flow
€-2k▼
2024 · €12k
Solvency
92.6%▼
2024 · 94.3%
Current ratio
13.54▼
2024 · 17.17
Quick ratio
13.54▼
2024 · 17.17
Debt / equity
0.08▲
2024 · 0.06
ROE
-5.0%▼
2024 · 10.0%
ROA
-4.6%▼
2024 · 9.5%
Interest coverage
0.05▼
2024 · 56.01
Debt
€8k▲
2024 · €6k
Debt ≤ 1 year
€8k▲
2024 · €6k
Income taxes
€2k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€110k▼
Fixed assets21/28€3k-
Tangible fixed assets22/27€3k-
Furniture and vehicles24€3k-
Current assets29/58€111k€110k▼
Amounts receivable after more than one year29-€37k
Other amounts receivable291-€37k
Amounts receivable within one year40/41€65k€42k▼
Trade receivables40€48k€42k▼
Other amounts receivable41€17k-
Cash at bank and in hand54/58€45k€31k▼
Deferred charges and accrued income490/1€206€206=
Equity and liabilities
Total equity and liabilities10/49€114k€110k▼
Equity10/15€107k€102k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€105k€100k▼
Amounts payable17/49€6k€8k▲
Amounts payable within one year42/48€6k€8k▲
Current portion of amounts payable after more than one year42€6k€6k▼
Taxes, remuneration and social security45€67€2k▲
Taxes450/3€67€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€734€475▼
Gross operating margin9900€25k€506▼
Operating profit (loss)9901€23k€-3k▼
Financial income75/76B-€420
Recurring financial income75-€420
Financial charges65/66B€438€614▲
Recurring financial charges65€438€614▲
Profit (loss) for the period before taxes9903€23k€-3k▼
Income taxes67/77€12k€2k▼
Profit (loss) for the period9904€11k€-5k▼
Profit (loss) for the period to be appropriated9905€11k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€100k▼
Profit (loss) brought forward from the previous period14P€95k€105k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-5k ▼147%
Net result drops to €-5k, the lowest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Equity above €100kEq €107k ▲11.2%
6 profitable years in a row build equity to €107k.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Equity above €100kEq €102k ▲3.5%
4 profitable years in a row build equity to €102k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 13.84
Current ratio from 3.21 to 13.84; short-term debt falls from €41k to €8k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €15k ▲946%
Operating result €25k, net result €15k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bronstraat 761060 Sint-Gillis (bij-Brussel)Ground area
236 m²
Building footprint
194 m²
Volume, LiDAR
2,089 m³
Parcel 21013B0040/00C019, Brussels · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EFFI-MAN
since 20132.218.155.814
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0040/00C019 | Brussels | 236 m² | 1 · 194 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TEAMCOM
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HKR CONSULTING
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ACCOMPLICE
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2013
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.