Effekt
ActiveSummary
Effekt has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,460 and a net result of €10,593. Equity has been growing by about 31% per year since 2023. Its solvency ranks better than 55% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 22-12-2022 Normal situation
- Activity
- General electrical installation work NACE 43211and 4 others
- Establishment unit
- 2.339.416.997 9620 Zottegem, since 22-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 20-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €19,876
- ▲ 49.7%
- Turnover
- ≈ €160,000
- estimated
- Profit
- €10,593
- ▲ 91.5%
- Equity
- €36,460
- ▲ 40.9%
- Total assets
- €71,305
- ▼ 11.2%
Score breakdownraises riskFounded in 2022Size: total assets €71,305lowers riskLiquidity: current ratio 5.54, cash €56,360Equity €36,460 (51.1% of total assets)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 56% of them on solvency, 93% on liquidity, 72% on profitability and 80% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 32 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-06-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is 76% higher than in 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €11,370 | €4,150 | - |
| Financial fixed assets | - | - | €0 |
| Depreciation and write-downs of the year | €2,898 | €3,352 | €3,610 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2023 · 1 entry · €331 awarded · €331 paid| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,898 | €3,352 | €3,610 | ▲ 7.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €23,000 | €0 | - | - |
| Other operating charges640/8 | €1,476 | €1,427 | €1,325 | ▼ 7.2% |
| Gross operating margin9900 | €51,516 | €13,277 | €19,876 | ▲ 49.7% |
| Operating profit (loss)9901 | €24,143 | €8,498 | €14,941 | ▲ 75.8% |
| Financial income75/76B | €2 | €0 | €12 | ▲ 1,238× |
| Recurring financial income75 | €2 | €0 | €12 | ▲ 1,238× |
| Financial charges65/66B | €3,170 | €567 | €266 | ▼ 53.0% |
| Recurring financial charges65 | €368 | €567 | €266 | ▼ 53.0% |
| Non-recurring financial charges66B | €2,802 | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €20,975 | €7,931 | €14,687 | ▲ 85.2% |
| Income taxes67/77 | €5,639 | €2,400 | €4,095 | ▲ 70.6% |
| Profit (loss) for the period9904 | €15,336 | €5,531 | €10,593 | ▲ 91.5% |
| Profit (loss) for the period to be appropriated9905 | €15,336 | €5,531 | €10,593 | ▲ 91.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €70,296 | €80,283 | €71,305 | ▼ 11.2% |
| Fixed assets21/28 | €8,472 | €9,270 | €5,661 | ▼ 38.9% |
| Tangible fixed assets22/27 | €8,472 | €9,270 | €5,661 | ▼ 38.9% |
| Land and buildings22 | - | €915 | €702 | ▼ 23.3% |
| Plant, machinery and equipment23 | €5,678 | €6,958 | €4,959 | ▼ 28.7% |
| Furniture and vehicles24 | €2,795 | €1,397 | €0 | ▼ 100.0% |
| Current assets29/58 | €61,823 | €71,013 | €65,645 | ▼ 7.6% |
| Stocks and contracts in progress3 | €21,750 | €2,350 | €3,500 | ▲ 48.9% |
| Stocks30/36 | €21,750 | €2,350 | €3,500 | ▲ 48.9% |
| Amounts receivable within one year40/41 | €556 | €8,190 | €5,306 | ▼ 35.2% |
| Trade receivables40 | €556 | €1,152 | €4,258 | ▲ 270% |
| Other amounts receivable41 | - | €7,039 | €1,048 | ▼ 85.1% |
| Cash at bank and in hand54/58 | €38,684 | €60,472 | €56,360 | ▼ 6.8% |
| Deferred charges and accrued income490/1 | €833 | €0 | €479 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €70,296 | €80,283 | €71,305 | ▼ 11.2% |
| Equity10/15 | €20,336 | €25,867 | €36,460 | ▲ 40.9% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €15,336 | €20,867 | €31,460 | ▲ 50.8% |
| Distributable reserves133 | €15,336 | €20,867 | €31,460 | ▲ 50.8% |
| Provisions and deferred taxes16 | €23,000 | €23,000 | €23,000 | = |
| Provisions for liabilities and charges160/5 | €23,000 | €23,000 | €23,000 | = |
| Other liabilities and charges164/5 | €23,000 | €23,000 | €23,000 | = |
| Amounts payable17/49 | €26,959 | €31,415 | €11,845 | ▼ 62.3% |
| Amounts payable within one year42/48 | €26,959 | €31,415 | €11,845 | ▼ 62.3% |
| Trade debts44 | €12,127 | €16,537 | €4,199 | ▼ 74.6% |
| Suppliers440/4 | €12,127 | €16,537 | €4,199 | ▼ 74.6% |
| Taxes, remuneration and social security45 | €8,576 | €8,927 | €7,388 | ▼ 17.2% |
| Taxes450/3 | €8,576 | €8,927 | €7,388 | ▼ 17.2% |
| Other amounts payable47/48 | €6,256 | €5,952 | €258 | ▼ 95.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,336 | €5,531 | €10,593 | ▲ 91.5% |
| + Depreciation and write-downs630 | €2,898 | €3,352 | €3,610 | ▲ 7.7% |
| Operating cash flow (approximation) | €18,234 | €8,883 | €14,202 | ▲ 59.9% |
| Investment in fixed assets (approximation) | - | -€4,150 | €0 | - |
| Change in cash | - | €21,788 | -€4,112 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Effekt has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Effekt itself is lower: 0.2% within 12 months. It rests on far more data about Effekt than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Effekt. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- De Roover Jeroen sole founder · 100% at incorporation
Capital transactions
- 27-12-2022 Incorporation · €5,000 · 100 shares
Network & group
Effekt shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Effekt. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
27-12
Gazette deed
IncorporationAppointment: De Roover Jeroen (director) · Founder · Founding capital5 points ▸
- Founder, De Roover Jeroen
- Founding capital, €5,000
- Bank account, 16-12-2022
- Board rule, 1
- Director appointment, De Roover Jeroen (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
38 activities
- Vervaardiging van andere elektrische apparatuur;
- Reparatie van elektrische apparatuur;
- Installatie van industriële machines, toestellen en werktuigen;
- Elektrotechnische installatiewerken aan gebouwen;
- Elektrotechnische installatiewerken, uitgezonderd aan gebouwen;
- Loodgieterswerk;
- Installatie van verwarming, klimaatregeling en ventilatie;
- Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren;
- Handelsbemiddeling gespecialiseerd in andere goederen;
- Handelsbemiddeling in goederen, algemeen assortiment;
- Groothandel in zuivelproducten en eieren;
- Groothandel in spijsoliën en –vetten;
- Groothandel in huismeubilair;
- Groothandel in tapijten;
- Groothandel in verlichtingsapparatuur;
- Groothandel in elektrisch materiaal, inclusief installatiemateriaal;
- Detailhandel in overige bouwmaterialen in gespecialiseerde winkels;
- Detailhandel via postorderbedrijven of via internet;
- Gites, vakantiewoningen en appartementen;
- Gastenkamers;
- Reclamebureaus;
- Reparatie van computers en randapparatuur;
- Reparatie van communicatieapparatuur;
- Reparatie van huishoudapparaten en van werktuigen voor gebruik in huis en tuin;
- Reparatie van andere consumentenartikelen;
- Het verwerven en beheren van participaties in bestaande of op te richten ondernemingen, verenigingen of vennootschappen, het fungeren als holding en het uitoefenen van het lidmaatschap van verenigingen evenals het stimuleren, de planning, de coördinatie, de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt;
- Het toestaan van leningen, kredietopeningen en overige financieringen aan rechtspersonen, ondernemingen of particulieren, onder om het even welke vorm en zelfs als risicokapitaal. In dit kader kan de vennootschap zich borg stellen of elke andere persoonlijke of zakelijke zekerheid verstrekken, in de meest ruime zin, alle handels en financiële operaties verrichten behalve die wettelijk zijn voorbehouden aan kredietinstellingen;
- Het aangaan van diverse overeenkomsten, waaronder bijvoorbeeld leningen, kredieten, financiering, leasingcontracten, rentingovereenkomsten of samenwerkingsovereenkomsten;
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van auteursrechten, knowhow en aanverwante immateriële duurzame activa;
- Het stellen van allerhande verrichtingen, in de meest ruime zin van het woord, met het oog op de bezoldiging van haar bestuur, in geld of in natura;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen;
- De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende, roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen;
- De vennootschap mag betrokken zijn bij wijze van inbreng, samensmelting, inschrijving of op elke andere wijze, in de ondernemingen, verenigingen of vennootschappen die een gelijkaardig, soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van het voorwerp van de vennootschap;
- De opsomming van activiteiten zoals vastgelegd in dit artikel is niet exhaustief, zodat de vennootschap alle handelingen kan stellen die rechtstreeks of onrechtstreeks op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp;
- De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland, op alle wijzen die zij het best geschikt zou achten;
- De vennootschap zal zich onthouden van werkzaamheden die onderworpen zijn aan wettelijke of reglementaire bepalingen voor zover de vennootschap zelf niet aan deze bepalingen voldoet;
- De activiteiten welke voorafgaandelijk een vergunning en/of erkenning nodig hebben, zullen slechts worden uitgeoefend voor zover die vergunningen en/of erkenningen worden behaald.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0795.243.909