Equity
€703,610 ▲ 35.8%
EFFECT-IT has made a profit without a break since 2016.
EFFECT-IT
Lifetime
16 annual accounts with figures on one time axispeak €282,999 (2025)
€282,999▲ 22.6%
lowest -€881 (2015)
€185,390▲ 28.5%
peak €703,610 (2025)
€703,610▲ 35.8%
€124,908▼ 56.7%
Board1 name since 2009
1 directorVAN DE SOMPEL Jurgen Cecile Eduard
Documentsfilings and deeds
19-10-202680 days late
2025micro format
Gross margin from €230,832 to €282,999Result from €144,255 to €185,390Equity from €518,220 to €703,610Debts from €288,266 to €124,908
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 75% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 80 days late; 2 of the last 3 accounts late
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 5.32, cash €284,863
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 82% on liquidity, 61% on profitability and 74% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as EFFECT-IT has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of EFFECT-IT itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for EFFECT-IT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.32 (1.68 in 2024), above the usual 1.5. Short-term debt is 9.3% and cash 34.4% of total assets. 15.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 80 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-10-2026, 80 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
80 days late
2024
40 days late
2023
13 days early
2022
11 days early
2021
17 days early
2020
23 days early
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Lokeren to Ghent
New registered office: Hebbrechtstraat 4, 9000 Gent · Previous registered office: Nieuwe Molenstraat 10, 9160 Lokeren · Board meeting of 26-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0819188259
Change of role: VAN DE SOMPEL Jurgen Cecile Eduard, from statutory manager to statutory director
Director discharge: VAN DE SOMPEL Jurgen Cecile Eduard · General meeting of 25-05-2023 · Gazette deed
Capital decrease of €47,700 to €18,600
Capital from €66,300 to €18,600 · General meeting of 07-03-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EFFECT-IT Ghent | €828,518 | €282,999 | 84.9% | - |
| DC² Sint-Niklaas | €847,254 | €267,636 | 87.2% | - |
| SEGREY Software Bruges | €807,644 | €301,927 | 35.1% | 5 |
| OZ Consulting Andenne | €783,924 | €253,026 | 30.9% | - |
| CANTALOUPE INTERIM MANAGEMENT Brussels | €839,420 | €284,827 | 51.9% | - |
| TRADETRACKER BELGIUM Ghent | €920,151 | €355,113 | 77.5% | - |
| ISOTER Ghent | €677,474 | €253,985 | 77.5% | - |
These companies have the same main activity as EFFECT-IT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €677,000 and €920,000, founded between 2006 and 2010.
Official details
Source: KBO- Status
- Active since 02-10-2009Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.181.650.6559000 Ghent, since 01-10-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 02-02-2026
Insights on EFFECT-IT
EFFECT-IT files the micro format. That format states no turnover. The gross margin rose from €65,449 in 2010 to €282,999 in 2025.
The balance sheet grew most from 2019 to 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EFFECT-IT
- What is the company number of EFFECT-IT?
- The company number of EFFECT-IT is 0819.188.259. The VAT number is the same number with BE in front: BE 0819.188.259.
- Where is EFFECT-IT based?
- The registered office is at Hebbrechtstraat 4, 9000 Ghent.Company details
- What does EFFECT-IT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of EFFECT-IT?
- EFFECT-IT is a private limited company (BV).
- When was EFFECT-IT founded?
- EFFECT-IT was founded on 02-10-2009.
- Is EFFECT-IT still active?
- Yes, EFFECT-IT is an active enterprise in the KBO register.
- What is the turnover of EFFECT-IT?
- The turnover in financial year 2025 is ≈ €740,000. This figure is estimated from the gross margin of €282,999 and 133 comparable companies (NACE 62200). It probably lies between €510,000 and €1.2m.Financials
- Is EFFECT-IT profitable?
- In financial year 2025, EFFECT-IT made a profit of €185,390.
- Where can I find the annual accounts of EFFECT-IT?
- EFFECT-IT filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EFFECT-IT due?
- EFFECT-IT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.