Financials
- Fiscal year
- 2024
- Total assets
- €1.7m
- Profit
- €26,274
- Solvency
- 9.0%
Total assets▲ 71.6%
Net result
20182024
EFF3CT
ActiveSummary
EFF3CT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €149,964 and a net result of €26,274. Equity is growing by ~51.9% per year across the filed fiscal years. Its solvency ranks better than 12% of 8110 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
2 sites
Size
€1.7mtotal assets 2024
- Staff
- 3 FTE
- Equity
- €149,964
- Profit
- €26,274
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 4 deeds read
Why 63- Figures for FY 2024 (filed 10-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 3 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Founded in 2013Show the evidence
Checked score
Score 2024
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 30% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
34-4
equity 9.0% of total assets
Liquidity
31+3
short-term debt 72.7% · cash 16.2%
Profitability
54-23
return on assets 1.6%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.5%
12-2024: 1.5%● 0.0% vs 11-2024
01-2025: 1.4%▼ -1.9% vs 12-2024
02-2025: 1.4%● 0.0% vs 01-2025
03-2025: 1.4%▼ -0.7% vs 02-2025
04-2025: 1.4%▼ -1.0% vs 03-2025
05-2025: 1.4%▲ +1.6% vs 04-2025
06-2025: 1.6%▲ +9.3% vs 05-2025
07-2025: 1.7%▲ +9.4% vs 06-2025
08-2025: 2.1%▲ +23.3% vs 07-2025
09-2025: 2.3%▲ +8.7% vs 08-2025
10-2025: 2.9%▲ +25.7% vs 09-2025highest value
11-2025: 0.6%▼ -78.0% vs 10-2025
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.6%▼ -1.7% vs 12-2025lowest value
02-2026: 0.6%▲ +1.9% vs 01-2026
03-2026: 0.6%▼ -0.8% vs 02-2026
04-2026: 0.6%▲ +0.3% vs 03-2026
05-2026: 0.6%▲ +0.3% vs 04-2026
06-2026: 0.7%▲ +10.2% vs 05-2026
07-2026: 0.8%▲ +14.3% vs 06-2026
08-2026: 1.0%▲ +22.1% vs 07-2026
09-2026: 1.1%▲ +10.3% vs 08-2026
10-2026: 1.4%▲ +26.7% vs 09-2026
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Figures for FY 2024 (filed 10-10-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 3 of the last 3 late raises the probability
- Founded in 2013 lowers the probability for this profile
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.35 in 2023; short-term debt: 72.7% and cash: 16.2% of total assets), and 91% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 16%, liquidity 14%, profitability 25%, growth against the median 67%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8110 sector peers (2024).
NBB · sector comparisonPosition among 8110 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
271 d late
2022
88 d late
2021
75 d late
2020
275 d late
2019
116 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 149 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
- Highest result since 2018net €60,261 ▲106%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 10-10-2025Annual accounts filed
- 28-04-2025Annual accounts filed
- 31-12-2023Highest result since 2018
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 11-09-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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