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EFECOM

Active
Private limited companyfounded 201115 yrs activeVijversstraat 84, 3130 Begijnendijk, BelgiumKBO/BCE: BE 0837.734.956

EFECOM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.18M and a net result of €417k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
96 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 11.34 against 10.71 in 2024; short-term debt: 6% and cash: 61% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94%
Return on assets
18%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
7 d early
2023
2 d early
2022
26 d early
2021
5 d early
2020
1 d late
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2.18M▲ 23.7%
2024 · €1.76M
2019: €836k 2021: €1.06M 2022: €1.17M 2023: €1.43M 2024: €1.76M
2019 → 2025
Total assets
€2.32M▲ 24.5%
2024 · €1.86M
2019: €873k 2021: €1.18M 2022: €1.29M 2023: €1.53M 2024: €1.86M
2019 → 2025
Net result
€417k▲ 24.5%
2024 · €335k
2019: €156k 2021: €173k 2022: €165k 2023: €253k 2024: €335k
2019 → 2025
Working capital
€1.45M▲ 47.5%
2024 · €982k
2019: €750k 2021: €608k 2022: €363k 2023: €655k 2024: €982k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.06M-€1.17M▲ 10.9%€1.43M▲ 21.5%€1.76M▲ 23.5%€2.18M▲ 23.7%
Operating result€249k-€238k▼ 4.1%€365k▲ 53.2%€484k▲ 32.7%€591k▲ 22.0%
Net result€173k-€165k▼ 4.7%€253k▲ 53.2%€335k▲ 32.5%€417k▲ 24.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600kOperating result 2021: €249k€249kNet result 2021: €173k€173kOperating result 2022: €238k€238kNet result 2022: €165k€165kOperating result 2023: €365k€365kNet result 2023: €253k€253kOperating result 2024: €484k€484kNet result 2024: €335k€335kOperating result 2025: €591k€591kNet result 2025: €417k€417k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.32M
Fixed assets €729k▼ 6.4%
Current assets €1.59M▲ 46.7%
Equity and liabilities €2.32M
Equity €2.18M▲ 23.7%
Debt €140k▲ 38.5%
The debt ratio rises from 5.4% to 6.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€641k
2024 · €530k
Cash flow
€466k
2024 · €380k
Solvency
94.0%
2024 · 94.6%
Current ratio
11.34
2024 · 10.71
Quick ratio
11.34
2024 · 10.71
Debt / equity
0.06
2024 · 0.06
ROE
19.1%
2024 · 19.0%
ROA
18.0%=
2024 · 18.0%
Interest coverage
6405.70
2024 · 1468.06
Debt
€140k
2024 · €101k
Debt ≤ 1 year
€140k
2024 · €101k
Income taxes
€184k
2024 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.86M€2.32M
Fixed assets21/28€779k€729k
Tangible fixed assets22/27€779k€729k
Land and buildings22€703k€678k
Plant, machinery and equipment23€26k€23k
Furniture and vehicles24€50k€28k
Current assets29/58€1.08M€1.59M
Amounts receivable within one year40/41€226€74k
Trade receivables40€226€73k
Other amounts receivable41-€1k
Current investments50/53€700k€100k
Cash at bank and in hand54/58€379k€1.41M
Deferred charges and accrued income490/1€4k€0
Equity and liabilities
Total equity and liabilities10/49€1.86M€2.32M
Equity10/15€1.76M€2.18M
Contributions10/11€19k€19k=
Reserves13€1.74M€2.16M
Distributable reserves133€1.74M€2.16M
Amounts payable17/49€101k€140k
Amounts payable within one year42/48€101k€140k
Trade debts44€2k€119
Suppliers440/4€2k€119
Taxes, remuneration and social security45€90k€140k
Taxes450/3€90k€140k
Other amounts payable47/48€8k€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€50k
Other operating charges640/8€4k€4k
Gross operating margin9900€534k€645k
Operating profit (loss)9901€484k€591k
Financial income75/76B€1k€10k
Recurring financial income75€1k€10k
Financial charges65/66B€361€100
Recurring financial charges65€361€100
Profit (loss) for the period before taxes9903€486k€601k
Income taxes67/77€151k€184k
Profit (loss) for the period9904€335k€417k
Profit (loss) for the period to be appropriated9905€335k€417k
Appropriation of the result
Profit (loss) to be appropriated9906€335k€417k
Transfer to equity691/2€335k€417k
To other reserves6921€335k€417k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2019net €417k ▲24.5%
Operating result €591k, net result €417k, both a record.
30-06
Financial Equity above €2MEq €2.18M ▲23.7%
6 profitable years in a row build equity to €2.18M.
24-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Equity above €1MEq €1.06M ▲26.6%
2 profitable years in a row build equity to €1.06M.
01-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
31-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
31-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vijversstraat 843130 Begijnendijk
Ground area
1,350 m²
Building footprint
195 m²
Volume, LiDAR
1,128 m³
Parcel 24010A0018/00N000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EFECOM
Vijversstraat 84, 3130 BegijnendijkFinancial service activities, except insurance and pension funding
since 20112.200.876.055
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24010A0018/00N000 Flanders 1,350 m² 1 · 195 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

699400K4QIQKUP173348
live in the LEI register

Similar companies · same sector, comparable size

Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 4,514 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-06-2011
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
77110Renting and leasing of cars and light motor vehicles
77393Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.