EFE EMIR

Active

Private limited companyfounded 201115 yrs activeBroederschapstraat 3, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0836.833.846

The computed 12-month bankruptcy probability of EFE EMIR is 1.9% (moderate). The 2025 annual accounts show negative equity (€-7k) and a net result of €-9k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 20% of 17964 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

40 / 100

Weak▼ -2 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency61▲+26

Growth32=

Stability100

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity ample (current ratio 1.77 against 3.03 in 2024), but equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-5.9%

Return on assets

-7.6%

Age of the figures

8 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Negative equity

Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€7k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

26 d late

2024

57 d late

2023

30 d late

2022

85 d late

2021

25 d late

2020

31 d late

2019

60 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-9k▲ 56.8%

2024 · €-20k

2018: €5k 2019: €5k 2020: €9k 2021: €1 2022: €54 2023: €114 2024: €-20k

2018 → 2025

Working capital

€43k▼ 24.9%

2024 · €58k

2018: €8k 2019: €13k 2020: €21k 2021: €21k 2022: €22k 2023: €22k 2024: €58k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€22k-€22k▲ 0.2%€22k▲ 0.5%€2k▼ 91.0%€-7k

Operating result€497-€654▲ 31.6%€1k▲ 53.7%€-14k€-3k▲ 81.7%

Net result€1-€54▲ 5,410%€114▲ 111%€-20k€-9k▲ 56.8%

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €3k in 2025 against €14k in 2024; the loss shrinks.

Balance-sheet composition

Assets €115k

12.7%

87.3%

Fixed assets €15k

Current assets €100k

Key figures and ratios

2025 value · change against 2024

EBITDA

€1k

Cash flow

€-5k

Solvency

-5.9%▼

2024 · 2.3%

Current ratio

1.77▼

2024 · 3.03

Quick ratio

0.73▼

2024 · 1.08

Debt / equity

-18.03▼

2024 · 42.45

ROE

129.5%

ROA

-7.6%▲

2024 · -23.4%

Interest coverage

0.17

Debt

€121k▲

2024 · €84k

Debt ≤ 1 year

€57k▲

2024 · €28k

Debt > 1 year

€65k▲

2024 · €56k

Income taxes

€10▼

2024 · €1k

Staff costs

€5k▲

2024 · €117

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€86k€115k▲

Fixed assets21/28-€15k

Tangible fixed assets22/27-€15k

Furniture and vehicles24-€15k

Current assets29/58€86k€100k▲

Stocks and contracts in progress3€55k€59k▲

Stocks30/36€55k€59k▲

Amounts receivable within one year40/41€15k€14k▼

Trade receivables40-€5k

Other amounts receivable41€15k€9k▼

Cash at bank and in hand54/58€16k€27k▲

Deferred charges and accrued income490/1-€189

Equity and liabilities

Total equity and liabilities10/49€86k€115k▲

Equity10/15€2k€-7k▼

Contributions10/11€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€-18k€-27k▼

Amounts payable17/49€84k€121k▲

Amounts payable after more than one year17€56k€65k▲

Financial debts170/4€56k€65k▲

Amounts payable within one year42/48€28k€57k▲

Current portion of amounts payable after more than one year42€16k€26k▲

Financial debts43€10k€11k▲

Credit institutions430/8€10k€11k▲

Trade debts44€2k€19k▲

Suppliers440/4€2k€19k▲

Taxes, remuneration and social security45€4€280▲

Remuneration and social security454/9€4€280▲

Income statement Code20242025

Remuneration, social security and pensions62€117€5k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k

Other operating charges640/8€3k€967▼

Gross operating margin9900€-12k€7k▲

Operating profit (loss)9901€-14k€-3k▲

Financial charges65/66B€5k€6k▲

Recurring financial charges65€5k€6k▲

Profit (loss) for the period before taxes9903€-19k€-9k▲

Income taxes67/77€1k€10▼

Profit (loss) for the period9904€-20k€-9k▲

Profit (loss) for the period to be appropriated9905€-20k€-9k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-18k€-27k▼

Profit (loss) brought forward from the previous period14P€2k€-18k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

26-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 26 days late

2025

26-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 57 days late

2024

31-12

Financial Weakest financial yearnet €-20k ▼17766%

Net result drops to €-20k, the lowest in the series; recovery starts the following year.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

24-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 85 days late

2022

25-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 25 days late

2021

31-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 31 days late

2020

31-12

Financial Highest result since 2018net €9k ▲74.3%

Operating result €9k, net result €9k, both a record.

29-09

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 60 days late

2019

30-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 30 days late

2018

31-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 31 days late

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2011

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Broederschapstraat 31030 Schaarbeek

Ground area

56 m²

Building footprint

86 m²

Volume, LiDAR

902 m³

Parcel 21908E0011/00M014, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.