EFDIZ
ActiveSummary
The computed 12-month bankruptcy probability of EFDIZ is 1.8% (moderate). The 2025 annual accounts show equity of €20k and a net result of €-5k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 38% of 4654 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability60▼-11
Solvency53▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.37 in 2024; short-term debt: 27.7% and cash: 6.9% of total assets), and 72.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
-7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
52 d late
2024
59 d late
2023
43 d late
2022
59 d late
2021
16 d late
2020
13 d late
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 20.4%
2024 · €26k
2019: €13k
2020: €10k▼ -22.9% vs 2019
2021: €14k▲ +34.3% vs 2020
2022: €10k▼ -25.8% vs 2021lowest in 7 years
2023: €24k▲ +132% vs 2022
2024: €26k▲ +7.9% vs 2023highest in 7 years
2025: €20k▼ -20.4% vs 2024
2019 → 2025
Total assets
€74k▼ 21.6%
2024 · €95k
2019: €17klowest in 7 years
2020: €55k▲ +217% vs 2019
2021: €50k▼ -9.2% vs 2020
2022: €41k▼ -18.6% vs 2021
2023: €75k▲ +85.2% vs 2022
2024: €95k▲ +26.0% vs 2023highest in 7 years
2025: €74k▼ -21.6% vs 2024
2019 → 2025
Net result
€-5k
2024 · €2k
2019: €7k
2020: €-3k▼ -143% vs 2019
2021: €4k▲ +215% vs 2020
2022: €-4k▼ -201% vs 2021
2023: €14k▲ +479% vs 2022highest in 7 years
2024: €2k▼ -86.1% vs 2023
2025: €-5k▼ -377% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-5k▲ 84.8%
2024 · €-30k
2019: €10khighest in 7 years
2020: €-20k▼ -303% vs 2019
2021: €-10k▲ +49.2% vs 2020
2022: €-13k▼ -24.9% vs 2021
2023: €-10k▲ +26.0% vs 2022
2024: €-30k▼ -209% vs 2023lowest in 7 years
2025: €-5k▲ +84.8% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€10k▼ 25.8%€24k▲ 132%€26k▲ 7.9%€20k▼ 20.4%
2021: €14k
2022: €10k▼ -25.8% vs 2021lowest in 5 years
2023: €24k▲ +132% vs 2022
2024: €26k▲ +7.9% vs 2023highest in 5 years
2025: €20k▼ -20.4% vs 2024
Operating result€8k-€-4k€15k€8k▼ 49.0%€-940
2021: €8k
2022: €-4k▼ -154% vs 2021lowest in 5 years
2023: €15k▲ +468% vs 2022highest in 5 years
2024: €8k▼ -49.0% vs 2023
2025: €-940▼ -112% vs 2024
Net result€4k-€-4k€14k€2k▼ 86.1%€-5k
2021: €4k
2022: €-4k▼ -201% vs 2021
2023: €14k▲ +479% vs 2022highest in 5 years
2024: €2k▼ -86.1% vs 2023
2025: €-5k▼ -377% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €940 after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€58k ▼ 24.6%
Current assets
€16k ▼ 8.2%
Equity and liabilities €74k
Equity
€20k ▼ 20.4%
Debt
€54k ▼ 22.0%
Debt's share of the balance-sheet total falls from 72.9% to 72.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €19k
Cash flow
€14k▲
2024 · €13k
Current ratio
0.78▲
2024 · 0.37
Debt to equity
2.63▼
2024 · 2.69
ROE
-25.6%▼
2024 · 7.3%
ROA
-7.0%▼
2024 · 2.0%
Interest coverage
15.96▲
2024 · 14.05
Debt ≤ 1 year
€21k▼
2024 · €47k
Debt > 1 year
€33k▲
2024 · €22k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€95k€74k▼
Fixed assets21/28€77k€58k▼
Tangible fixed assets22/27€77k€58k▼
Plant, machinery and equipment23€391€183▼
Furniture and vehicles24€72k€54k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€17k€16k▼
Amounts receivable within one year40/41€16k€9k▼
Trade receivables40€9k-
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€191€5k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€95k€74k▼
Equity10/15€26k€20k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€19k€14k▼
Amounts payable17/49€69k€54k▼
Amounts payable after more than one year17€22k€33k▲
Financial debts170/4€22k€33k▲
Amounts payable within one year42/48€47k€21k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€30k€508▼
Suppliers440/4€30k€508▼
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€19k▲
Other operating charges640/8€366€12k▲
Gross operating margin9900€19k€30k▲
Operating profit (loss)9901€8k€-940▼
Financial income75/76B€1€30▲
Recurring financial income75€1€30▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€7k€-2k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€2k€-5k▼
Profit (loss) for the period to be appropriated9905€2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€14k▼
Profit (loss) brought forward from the previous period14P€18k€19k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €4k | - | - |
| Remuneration, social security and pensions62 | €20k | €33k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €17k | €11k | €19k | ▲ 75.6% |
| Other operating charges640/8 | €556 | €641 | €418 | €366 | €12k | ▲ 3,041% |
| Gross operating margin9900 | €36k | €38k | €33k | €19k | €30k | ▲ 55.1% |
| Operating profit (loss)9901 | €8k | €-4k | €15k | €8k | €-940 | ▼ 112% |
| Financial income75/76B | €0 | €815 | €0 | €1 | €30 | ▲ 2,459% |
| Recurring financial income75 | €0 | €815 | €0 | €1 | €30 | ▲ 2,459% |
| Financial charges65/66B | €120 | €190 | €2k | €1k | €1k | ▼ 14.9% |
| Recurring financial charges65 | €120 | €190 | €2k | €1k | €1k | ▼ 14.9% |
| Profit (loss) for the period before taxes9903 | €8k | €-4k | €14k | €7k | €-2k | ▼ 131% |
| Income taxes67/77 | €4k | - | - | €5k | €3k | ▼ 31.5% |
| Profit (loss) for the period9904 | €4k | €-4k | €14k | €2k | €-5k | ▼ 377% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-4k | €14k | €2k | €-5k | ▼ 377% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €50k | €41k | €75k | €95k | €74k | ▼ 21.6% |
| Fixed assets21/28 | €24k | €23k | €65k | €77k | €58k | ▼ 24.6% |
| Tangible fixed assets22/27 | €24k | €23k | €52k | €77k | €58k | ▼ 24.6% |
| Plant, machinery and equipment23 | €1k | €809 | €600 | €391 | €183 | ▼ 53.3% |
| Furniture and vehicles24 | €23k | €16k | €45k | €72k | €54k | ▼ 25.1% |
| Other tangible fixed assets26 | - | €7k | €6k | €5k | €4k | ▼ 16.2% |
| Financial fixed assets28 | - | - | €14k | - | - | - |
| Current assets29/58 | €26k | €17k | €10k | €17k | €16k | ▼ 8.2% |
| Amounts receivable within one year40/41 | €21k | €14k | €1k | €16k | €9k | ▼ 40.1% |
| Trade receivables40 | €9k | - | €1k | €9k | - | - |
| Other amounts receivable41 | €13k | €14k | - | €7k | €9k | ▲ 44.2% |
| Cash at bank and in hand54/58 | €2k | €3k | €7k | €191 | €5k | ▲ 2,573% |
| Deferred charges and accrued income490/1 | €2k | - | €2k | €1k | €1k | ▲ 0.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €50k | €41k | €75k | €95k | €74k | ▼ 21.6% |
| Equity10/15 | €14k | €10k | €24k | €26k | €20k | ▼ 20.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €8k | €4k | €18k | €19k | €14k | ▼ 26.9% |
| Amounts payable17/49 | €36k | €30k | €51k | €69k | €54k | ▼ 22.0% |
| Amounts payable after more than one year17 | - | - | €32k | €22k | €33k | ▲ 52.4% |
| Financial debts170/4 | - | - | €32k | €22k | €33k | ▲ 52.4% |
| Amounts payable within one year42/48 | €36k | €30k | €19k | €47k | €21k | ▼ 56.5% |
| Current portion of amounts payable after more than one year42 | - | - | €11k | €10k | €11k | ▲ 4.6% |
| Trade debts44 | €28k | €22k | €667 | €30k | €508 | ▼ 98.3% |
| Suppliers440/4 | €28k | €22k | €667 | €30k | €508 | ▼ 98.3% |
| Advances received on contracts in progress46 | - | - | - | €3k | - | - |
| Taxes, remuneration and social security45 | €8k | €8k | €8k | €5k | €9k | ▲ 94.7% |
| Taxes450/3 | €7k | €8k | €7k | €5k | €9k | ▲ 94.7% |
| Remuneration and social security454/9 | €210 | €752 | €752 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-4k | €14k | €2k | €-5k | ▼ 377% |
| + Depreciation and write-downs630 | €8k | €8k | €17k | €11k | €19k | ▲ 75.6% |
| Operating cash flow (approximation) | €11k | €5k | €30k | €13k | €14k | ▲ 8.4% |
| Investment in fixed assets (approximation) | - | €-8k | €-59k | €-23k | €0 | ▲ 100% |
| Change in cash | - | €404 | €4k | €-7k | €5k | ▲ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2018
Ground area
896 m²
Building footprint
407 m²
Volume, LiDAR
4,779 m³
2 parcels, Brussels, Flanders · tallest building 27.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
EFDIZ
since 20182.279.780.805
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402D0169/00A002 | Flanders | 648 m² | 1 · 156 m² | - |
| 21572B0280/00F002 | Brussels | 248 m² | 1 · 250 m² | 27.0 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,590 companies in sector 49410 we hold annual accounts for 8,199. 5,005 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Scores and ratios are computed by Checked and are not a credit decision.