EF DIEPENBEEK
ActiveEF DIEPENBEEK has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-285k) and a net result of €24k. Equity is shrinking by ~26% per year across the filed fiscal years. Its solvency ranks better than 5% of 898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 990.6% and cash: 1.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
163.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 898 sector peers (2025).
NBB · sector comparisonPosition among 898 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
13 d early
2024
5 d early
2023
30 d late
2022
on the day
2021
3 d early
2020
9 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-285k▲ 7.9%
2024 · €-309k
2018: €85k
2019: €-8k
2020: €-148k
2021: €-161k
2022: €-232k
2023: €-281k
2024: €-309k
2018 → 2025
Total assets
€15k▼ 36.5%
2024 · €24k
2018: €210k
2019: €126k
2020: €82k
2021: €83k
2022: €40k
2023: €32k
2024: €24k
2018 → 2025
Net result
€24k
2024 · €-28k
2018: €53k
2019: €-92k
2020: €-140k
2021: €-14k
2022: €-70k
2023: €-49k
2024: €-28k
2018 → 2025
Working capital
€-147k▲ 19.3%
2024 · €-183k
2018: €-15k
2019: €-63k
2020: €-170k
2021: €-152k
2022: €-196k
2023: €-212k
2024: €-183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-161k-€-232k▼ 43.5%€-281k▼ 21.3%€-309k▼ 10.0%€-285k▲ 7.9%
Operating result€-13k-€-57k▼ 347%€-45k▲ 21.6%€-23k▲ 47.3%€29k
Net result€-14k-€-70k▼ 414%€-49k▲ 29.8%€-28k▲ 42.9%€24k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €29k after a loss of €23k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€14k▼ 35.3%
Current assets
€744▼ 53.3%
Key figures and ratios
EBITDA
€38k▲
2024 · €-15k
Cash flow
€34k▲
2024 · €-20k
Current ratio
0.01▼
2024 · 0.01
Quick ratio
0.01▼
2024 · 0.01
Debt / equity
-1.05▲
2024 · -1.08
ROA
163.2%▲
2024 · -119.5%
Interest coverage
8.11▲
2024 · -3.32
Debt
€300k▼
2024 · €333k
Debt ≤ 1 year
€148k▼
2024 · €184k
Debt > 1 year
€148k▲
2024 · €139k
Income taxes
€197▲
2024 · €181
Staff costs
€73k▲
2024 · €61k
A ratio outside any meaningful range has been withheld (balance sheet total €15k, equity €-285k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€15k▼
Fixed assets21/28€22k€14k▼
Tangible fixed assets22/27€19k€14k▼
Plant, machinery and equipment23€898€590▼
Other tangible fixed assets26€18k€14k▼
Financial fixed assets28€3k-
Current assets29/58€2k€744▼
Amounts receivable within one year40/41€943-
Trade receivables40€411-
Other amounts receivable41€531-
Cash at bank and in hand54/58€226€254▲
Deferred charges and accrued income490/1€425€490▲
Equity and liabilities
Total equity and liabilities10/49€24k€15k▼
Equity10/15€-309k€-285k▲
Contributions10/11€6k€6k=
Reserves13€2k-
Distributable reserves133€2k-
Profit (loss) carried forward14€-317k€-291k▲
Amounts payable17/49€333k€300k▼
Amounts payable after more than one year17€139k€148k▲
Financial debts170/4€139k€148k▲
Amounts payable within one year42/48€184k€148k▼
Financial debts43€2-
Credit institutions430/8€2-
Trade debts44€135k€97k▼
Suppliers440/4€135k€97k▼
Advances received on contracts in progress46€239-
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€13k€16k▲
Other amounts payable47/48€34k€31k▼
Accrued charges and deferred income492/3€9k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€61k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-5k-
Other operating charges640/8€9k€9k▼
Gross operating margin9900€51k€121k▲
Operating profit (loss)9901€-23k€29k▲
Financial income75/76B€1€39▲
Recurring financial income75€1€39▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-28k€25k▲
Income taxes67/77€181€197▲
Profit (loss) for the period9904€-28k€24k▲
Profit (loss) for the period to be appropriated9905€-28k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-317k€-293k▲
Profit (loss) brought forward from the previous period14P€-289k€-317k▼
Transfer from equity791/2-€2k
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €24k
Net result €24k after 6 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-140k
Net result drops to €-140k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeilstraat 23000 LeuvenGround area
3,068 m²
Building footprint
1,668 m²
Volume, LiDAR
11,323 m³
2 parcels, Flanders · tallest building 13.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUPHUP Diepenbeek
since 20162.254.798.949
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I1147/00A000 | Flanders | 2,005 m² | 1 · 665 m² | 12.1 m · 2 fl. |
| 24062A1111/00A000 | Flanders | 1,063 m² | 1 · 1,003 m² | 13.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THE PILATES STUDIO
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COLTAN
BE 0717.639.058
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CROSSLIFE
BE 0810.272.078
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ZW'EET
BE 0755.878.438
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EASY-FIT STEKENE
BE 0545.826.027
Stekene · Eq €86k
Of 1,518 companies in sector 93130 we hold annual accounts for 687. 533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2016
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.