Equity
€209,500 ▲ 28.3%
EF-BO has made a profit in every financial year since 2020.
EF-BO
Lifetime
6 annual accounts with figures on one time axispeak €730,269 (2025)
€730,269▲ 6.5%
peak €66,558 (2024)
€46,244▼ 30.5%
peak €209,500 (2025)
€209,500▲ 28.3%
€75,828▼ 36.1%
Board2 names since 2019
-
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Result from €66,558 to €46,244Equity from €163,256 to €209,500Debts from €118,586 to €75,828Cash from €73,877 to €14,599
Key points
from the 2025 annual accountsTurnover
≈ €1.8m estimated
The micro format states no turnover.
Liquidity
3.97 was 2.43 in 2024
Short-term debts fell from €94,443 to €68,021.
Filings
6 annual accounts 6 late
The 2023 accounts came latest: 57 days after the end of the period.
Starting capital
€2,000 100 shares
Position in the sector
€209,500
More equity than 85% of companies in specialised construction. Sector median €57,691 · 35,148 companies.
Checked score
55
Fair
Financially stronger than 67% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.9%▲ +0.1 percentage points vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 1.4%▲ +0.5 percentage points vs 07-2025
09-2025: 1.6%▲ +0.2 percentage points vs 08-2025
10-2025: 0.9%▼ -0.7 percentage points vs 09-2025
11-2025: 0.8%▼ -0.1 percentage points vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026lowest value
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.3%▲ +0.5 percentage points vs 07-2026
09-2026: 1.9%▲ +0.6 percentage points vs 08-2026highest value
10-2026: 1.9%● unchanged vs 09-2026highest value
11-2026: 1.9%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 30 days late; 2 of the last 3 accounts late
Size: total assets €285,328
Founded in 2019
Sector: Specialised construction activities (NACE 43)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 79% of them on solvency, 39% on liquidity, 74% on profitability and 74% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as EF-BO has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of EF-BO itself: 1.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for EF-BO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.97 (2.43 in 2024), above the usual 1.5. Short-term debt is 23.8% and cash 5.1% of total assets. 26.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
30 days late
2024
56 days late
2023
57 days late
2022
26 days late
2021
27 days late
2020
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 38 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0729999432
Registered office moved from Schaerbeek to Machelen
New registered office: Kosterstraat 3 1831 Machelen · Previous registered office: Vandeweyerstraat 94, 1030 Schaarbeek · General meeting of 01-03-2022 · Gazette deed
Purpose change · Amendment of the articles
“Le déblayage des chantiers; Les travaux de terrassement: creusement, comblement, nivellement de chantiers de…” (deed in French) · General meeting of 04-12-2020 · Gazette deed
Registered office moved within Schaerbeek
New registered office: Vandeweyerstraat 94, 1030 Schaarbeek · Previous registered office: Paul Deschanellaan 152 bus 15, 1030 Schaarbeek · General meeting of 01-04-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EF-BO Machelen (Brab.) | €285,328 | €730,269 | 73.4% | - |
| AMR TEAM Zele | €316,113 | €563,897 | 15.5% | - |
| SEJDO ASSOCIATES Berchem-Sainte-Agathe | €370,643 | €656,129 | -13.5% | - |
| Railways &Co Antwerp | €333,064 | €728,597 | 22.2% | - |
| TL RENTAL Morlanwelz | €308,750 | €506,584 | 14.0% | - |
| D&G GROUP Puurs-Sint-Amands | €375,237 | €546,208 | 31.6% | - |
| Eco Oever Ravels | €392,551 | €626,748 | 53.1% | - |
These companies have the same main activity as EF-BO: site preparation (NACE 43120). They are comparable in size and age: total assets between €309,000 and €393,000, founded between 2017 and 2021.
Official details
Source: KBO- Status
- Active since 10-07-2019Normal situation
- Activity
- Site preparationNACE 43120and 2 others
- Establishment unit
- 2.297.117.2771831 Machelen (Brab.), since 26-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Insights on EF-BO
EF-BO files the micro format. That format states no turnover. The gross margin rose from €90,765 in 2020 to €730,269 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EF-BO
- What is the company number of EF-BO?
- The company number of EF-BO is 0729.999.432. The VAT number is the same number with BE in front: BE 0729.999.432.
- Where is EF-BO based?
- The registered office is at Kosterstraat 3, 1831 Machelen (Brab.).Company details
- What does EF-BO do?
- According to the KBO register, the main activity is site preparation (NACE 43120).
- What is the legal form of EF-BO?
- EF-BO is a private limited company (BV).
- When was EF-BO founded?
- EF-BO was founded on 10-07-2019.
- Is EF-BO still active?
- Yes, EF-BO is an active enterprise in the KBO register.
- What is the turnover of EF-BO?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €730,269 and 82 comparable companies (NACE 43). It probably lies between €1.4m and €2.6m.Financials
- Is EF-BO profitable?
- In financial year 2025, EF-BO made a profit of €46,244.
- Where can I find the annual accounts of EF-BO?
- EF-BO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EF-BO due?
- EF-BO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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