EERLINGS HERMAN
ActiveEERLINGS HERMAN has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €16k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+71
Solvency72▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.28 in 2024; short-term debt: 53.2% and cash: 50% of total assets), and 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.8%
Return on assets
8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
3 d early
2023
29 d early
2022
6 d early
2021
27 d early
2020
51 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 20.7%
2024 · €78k
2018: €166k
2019: €160k
2020: €149k
2021: €167k
2022: €172k
2023: €93k
2024: €78k
2018 → 2025
Total assets
€201k▲ 14.2%
2024 · €176k
2018: €217k
2019: €211k
2020: €211k
2021: €228k
2022: €234k
2023: €243k
2024: €176k
2018 → 2025
Net result
€16k
2024 · €-15k
2018: €22k
2019: €-6k
2020: €-11k
2021: €18k
2022: €5k
2023: €2k
2024: €-15k
2018 → 2025
Working capital
€53k▲ 91.0%
2024 · €28k
2018: €128k
2019: €114k
2020: €113k
2021: €145k
2022: €150k
2023: €78k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€172k▲ 3.1%€93k▼ 46.0%€78k▼ 16.5%€94k▲ 20.7%
Operating result€24k-€9k▼ 61.0%€8k▼ 11.6%€-17k€19k
Net result€18k-€5k▼ 72.1%€2k▼ 67.1%€-15k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€41k▼ 18.6%
Current assets
€160k▲ 27.2%
Equity and liabilities €201k
Equity
€94k▲ 20.7%
Debt
€107k▲ 9.0%
The debt ratio falls from 55.8% to 53.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €-4k
Cash flow
€29k▲
2024 · €-3k
Solvency
46.8%▲
2024 · 44.2%
Current ratio
1.50▲
2024 · 1.28
Quick ratio
1.47▲
2024 · 1.22
Debt / equity
1.14▼
2024 · 1.26
ROE
17.1%▲
2024 · -19.8%
ROA
8.0%▲
2024 · -8.7%
Interest coverage
149.18▲
2024 · -28.26
Debt
€107k▲
2024 · €98k
Debt ≤ 1 year
€107k▲
2024 · €98k
Income taxes
€3k▲
2024 · €-117
Staff costs
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€201k▲
Fixed assets21/28€50k€41k▼
Tangible fixed assets22/27€50k€41k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€37k€28k▼
Other tangible fixed assets26€11k€9k▼
Current assets29/58€126k€160k▲
Stocks and contracts in progress3€6k€3k▼
Stocks30/36€6k€3k▼
Amounts receivable within one year40/41€28k€57k▲
Trade receivables40€16k€52k▲
Other amounts receivable41€12k€4k▼
Cash at bank and in hand54/58€90k€100k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€176k€201k▲
Equity10/15€78k€94k▲
Contributions10/11€20k€20k=
Reserves13€91k€107k▲
Distributable reserves133€91k€107k▲
Profit (loss) carried forward14€-33k€-33k=
Amounts payable17/49€98k€107k▲
Amounts payable within one year42/48€98k€107k▲
Trade debts44€11k€18k▲
Suppliers440/4€11k€18k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3-€2k
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€84k€85k▲
Income statement
Code20242025
Non-recurring operating income76A€18k-
Remuneration, social security and pensions62€3k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€108€41k▲
Operating profit (loss)9901€-17k€19k▲
Financial income75/76B€1k€574▼
Recurring financial income75€1k€574▼
Financial charges65/66B€158€212▲
Recurring financial charges65€158€212▲
Profit (loss) for the period before taxes9903€-15k€19k▲
Income taxes67/77€-117€3k▲
Profit (loss) for the period9904€-15k€16k▲
Profit (loss) for the period to be appropriated9905€-15k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-17k▲
Profit (loss) brought forward from the previous period14P€-17k€-33k▼
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-15k ▼1012%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €167k ▲12.3%
Equity rises from €149k to €167k.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goosweg 103950 BocholtGround area
2,101 m²
Building footprint
250 m²
Volume, LiDAR
1,315 m³
Parcel 72016C0040/00T004, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Goosweg 10, 3950 Bocholt
since 20002.131.684.569
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72016C0040/00T004 | Flanders | 2,101 m² | 1 · 250 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,962 companies in sector 43331 we hold annual accounts for 1,791. 1,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2000
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.