Eeram Immo
ActiveThe computed 12-month bankruptcy probability of Eeram Immo is 2.8% (moderate). The annual accounts of Eeram Immo for fiscal year 2024 show a net loss of 70% of the equity at the start of that year. The 2024 annual accounts show equity of €373 and a net result of €-885. Equity is growing by ~585.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 2024 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▼-22
Solvency25=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.07 against 0.16 in 2023; short-term debt: 59% and cash: 1.6% of total assets), and 99.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.1%
Return on assets
-0.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2024 sector peers (2024).
NBB · sector comparisonPosition among 2024 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
14 d late
2023
29 d late
2022
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€373▼ 70.4%
2023 · €1k
2022: €-14k
2023: €1k
2022 → 2024
Total assets
€262k▼ 0.4%
2023 · €263k
2022: €255k
2023: €263k
2022 → 2024
Net result
€-885
2023 · €16k
2022: €-26k
2023: €16k
2022 → 2024
Working capital
€-144k▼ 18.2%
2023 · €-122k
2022: €-136k
2023: €-122k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-14k-€1k€373▼ 70.4%
Operating result€-23k-€18k€2k▼ 90.3%
Net result€-26k-€16k€-885
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 90% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €262k
Fixed assets
€251k▲ 5.3%
Current assets
€10k▼ 57.3%
Equity and liabilities €262k
Equity
€373▼ 70.4%
Debt
€261k=
The debt ratio rises from 99.5% to 99.9%. Equity is lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €26k
Cash flow
€9k▼
2023 · €23k
Solvency
0.1%▼
2023 · 0.5%
Current ratio
0.07▼
2023 · 0.16
Quick ratio
0.03▼
2023 · 0.12
ROA
-0.3%▼
2023 · 6.0%
Interest coverage
4.31▼
2023 · 9.18
Debt
€261k=
2023 · €261k
Debt ≤ 1 year
€154k▲
2023 · €146k
Debt > 1 year
€107k▼
2023 · €116k
Equity ratios withheld: equity of €373 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€263k€262k▼
Fixed assets21/28€239k€251k▲
Tangible fixed assets22/27€239k€251k▲
Land and buildings22€239k€231k▼
Furniture and vehicles24-€20k
Current assets29/58€24k€10k▼
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Cash at bank and in hand54/58€18k€4k▼
Equity and liabilities
Total equity and liabilities10/49€263k€262k▼
Equity10/15€1k€373▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-11k€-12k▼
Amounts payable17/49€261k€261k=
Amounts payable after more than one year17€116k€107k▼
Financial debts170/4€116k€107k▼
Amounts payable within one year42/48€146k€154k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44-€859
Suppliers440/4-€859
Other amounts payable47/48€137k€145k▲
Accrued charges and deferred income492/3-€64
Income statement
Code20232024
Non-recurring operating income76A€52-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€28k€14k▼
Operating profit (loss)9901€18k€2k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€16k€-885▼
Profit (loss) for the period9904€16k€-885▼
Profit (loss) for the period to be appropriated9905€16k€-885▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-12k▼
Profit (loss) brought forward from the previous period14P€-26k€-11k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Saint-Hubert 185580 RochefortGround area
8,907 m²
Building footprint
936 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Eeram Immo
since 20212.320.628.592
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114D0002/00Z005 | Wallonia | 6,496 m² | 1 · 776 m² | - |
| 91114C0463/00P002 | Wallonia | 2,410 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,443 companies in sector 77110 we hold annual accounts for 726. 44 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2021
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
47820Retail sale of motor vehicle parts and accessories
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:maree7jacques@live.be
Phone:+32497390615