EEMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €409k and a net result of €44k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 5498 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 24-11-2025, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
85 d late
2024
3 d early
2023
52 d early
2022
26 d late
2021
27 d late
2020
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€409k▼ 6.0%
2024 · €436k
2019: €342k
2020: €333k
2021: €341k
2022: €352k
2023: €364k
2024: €436k
2019 → 2025
Net result
€44k▼ 38.6%
2024 · €71k
2019: €30k
2020: €-9k
2021: €8k
2022: €11k
2023: €12k
2024: €71k
2019 → 2025
Total assets
€1.41M▲ 11.2%
2024 · €1.27M
2019: €1.01M
2020: €1.11M
2021: €1.15M
2022: €1.15M
2023: €1.14M
2024: €1.27M
2019 → 2025
Solvency
29.0%▼ 5.3pp
2024 · 34.4%
2019: 33.7%
2020: 30.0%
2021: 29.7%
2022: 30.6%
2023: 32.1%
2024: 34.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€341k-€352k▲ 3.3%€364k▲ 3.5%€436k▲ 19.6%€409k▼ 6.0%
Operating result€14k-€19k▲ 38.6%€22k▲ 16.6%€122k▲ 456%€116k▼ 4.6%
Net result€8k-€11k▲ 44.9%€12k▲ 8.8%€71k▲ 486%€44k▼ 38.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€1.08M▼ 1.8%
Current assets
€334k▲ 93.0%
Equity and liabilities €1.41M
Equity
€409k▼ 6.0%
Debt
€1.00M▲ 20.1%
The debt ratio rises from 65.6% to 71.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
29.0%▼
2024 · 34.4%
ROE
10.7%▼
2024 · 16.4%
ROA
3.1%▼
2024 · 5.6%
Debt
€1.00M▲
2024 · €833k
Debt ≤ 1 year
€379k▲
2024 · €107k
Debt > 1 year
€612k▼
2024 · €723k
Income taxes
€13k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.41M▲
Fixed assets21/28€1.10M€1.08M▼
Tangible fixed assets22/27€95k€75k▼
Land and buildings22€4k€4k▼
Furniture and vehicles24€91k€72k▼
Leasing and similar rights25€0-
Financial fixed assets28€1.00M€1.00M=
Current assets29/58€173k€334k▲
Amounts receivable within one year40/41€142k€203k▲
Other amounts receivable41€142k€203k▲
Cash at bank and in hand54/58€7k€11k▲
Deferred charges and accrued income490/1€24k€121k▲
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.41M▲
Equity10/15€436k€409k▼
Contributions10/11€19k€19k=
Reserves13€417k€391k▼
Distributable reserves133€417k€391k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€833k€1.00M▲
Amounts payable after more than one year17€723k€612k▼
Financial debts170/4€723k€612k▼
Amounts payable within one year42/48€107k€379k▲
Current portion of amounts payable after more than one year42€75k€103k▲
Trade debts44€9k€35k▲
Suppliers440/4€9k€35k▲
Taxes, remuneration and social security45€23k€43k▲
Taxes450/3€23k€43k▲
Other amounts payable47/48€0€198k▲
Accrued charges and deferred income492/3€3k€9k▲
Income statement
Code20242025
Non-recurring operating income76A€10k€413▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€20k▲
Other operating charges640/8€4k€470▼
Gross operating margin9900€130k€136k▲
Operating profit (loss)9901€122k€116k▼
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€34k€68k▲
Recurring financial charges65€34k€68k▲
Profit (loss) for the period before taxes9903€94k€57k▼
Income taxes67/77€23k€13k▼
Profit (loss) for the period9904€71k€44k▼
Profit (loss) for the period to be appropriated9905€71k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€44k▼
Transfer from equity791/2-€26k
Transfer to equity691/2€71k€0▼
To other reserves6921€71k€0▼
Profit to be distributed694/7-€70k
Return on contributions (dividend)694-€70k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment2 facts ▸
- General meeting, 2026-01-01
- Director appointment, Van der Auwermeulen Alexis (bestuurder)
2025
24-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 85 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-01
Financial
Highest result since 2019net €71k ▲486%
Operating result €122k, net result €71k, both a record.
31-01
Financial
Liquidity times 9current ratio 1.62
Current ratio from 0.18 to 1.62; short-term debt falls from €667k to €107k.
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 26 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 27 days late
31-01
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-01
Financial
Weakest financial yearnet €-9k ▼129%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Van der Auwermeulen Alexis
CurrentDirector · since 01-01-2026
01-01-2026
Van der Auwermeulen Alexis: Appointed as Director
09-03-2022
Van der Auwermeulen Emmanuel: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brakelmeersstraat 129830 Sint-Martens-LatemGround area
2,219 m²
Building footprint
198 m²
Volume, LiDAR
1,485 m³
Parcel 44064A0345/00C000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EEMA
since 20072.166.564.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0345/00C000 | Flanders | 2,219 m² | 1 · 198 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANN HOFMANN
BE 0810.790.534
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PENSERO
BE 0834.165.950
Lochristi · Eq €409k
GROUP JPL
BE 0628.504.867
Bree · Eq €410k
AQUALYS MANAGEMENT
BE 1021.551.738
Namur · Eq €409k
V OVERVIEW
BE 0797.084.731
Deinze · Eq €410k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2007
Fiscal year end31-01
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.