EECKHOUT & TERMOTE
ActiveSummary
EECKHOUT & TERMOTE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187k and a net result of €45k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency44▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.55 in 2024; short-term debt: 57.7% and cash: 6% of total assets), and 80.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.1%
Return on assets
4.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
25 d late
2023
on the day
2022
31 d late
2021
31 d late
2020
31 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€45k▲ 58.7%
2024 · €28k
2018: €-14k
2019: €8k
2020: €28k
2021: €12k
2022: €22k
2023: €20k
2024: €28k
2018 → 2025
Working capital
€251k▲ 34.3%
2024 · €187k
2018: €48k
2019: €92k
2020: €114k
2021: €157k
2022: €191k
2023: €202k
2024: €187k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€94k▲ 30.8%€114k▲ 21.5%€142k▲ 24.6%€187k▲ 31.3%
Operating result€20k-€32k▲ 62.9%€38k▲ 19.0%€53k▲ 37.9%€73k▲ 38.9%
Net result€12k-€22k▲ 88.1%€20k▼ 8.6%€28k▲ 39.0%€45k▲ 58.7%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €979k
Fixed assets
€163k ▲ 31.1%
Current assets
€816k ▲ 55.3%
Equity and liabilities €979k
Equity
€187k ▲ 31.3%
Debt
€792k ▲ 56.1%
Debt's share of the balance-sheet total rises from 78.1% to 80.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€110k▲
2024 · €85k
Cash flow
€81k▲
2024 · €60k
Current ratio
1.45▼
2024 · 1.55
Quick ratio
0.52▼
2024 · 0.66
Debt to equity
4.24▲
2024 · 3.57
ROE
23.9%▲
2024 · 19.7%
ROA
4.6%▲
2024 · 4.3%
Interest coverage
9.70▲
2024 · 7.25
Debt ≤ 1 year
€565k▲
2024 · €338k
Debt > 1 year
€50k▲
2024 · €43k
Income taxes
€18k▲
2024 · €14k
Staff costs
€121k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€650k€979k▲
Fixed assets21/28€124k€163k▲
Tangible fixed assets22/27€124k€163k▲
Plant, machinery and equipment23€45k€44k▼
Furniture and vehicles24€44k€91k▲
Other tangible fixed assets26€35k€27k▼
Current assets29/58€526k€816k▲
Stocks and contracts in progress3€303k€524k▲
Stocks30/36€303k€524k▲
Amounts receivable within one year40/41€69k€234k▲
Trade receivables40€69k€234k▲
Other amounts receivable41€91-
Cash at bank and in hand54/58€154k€59k▼
Equity and liabilities
Total equity and liabilities10/49€650k€979k▲
Equity10/15€142k€187k▲
Contributions10/11€17k€17k=
Outside capital11€17k€17k=
Other1109/19€17k€17k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€123k€168k▲
Amounts payable17/49€508k€792k▲
Amounts payable after more than one year17€43k€50k▲
Financial debts170/4€43k€50k▲
Amounts payable within one year42/48€338k€565k▲
Current portion of amounts payable after more than one year42€40k€46k▲
Financial debts43€86k€104k▲
Credit institutions430/8€86k€104k▲
Trade debts44€181k€377k▲
Suppliers440/4€181k€377k▲
Taxes, remuneration and social security45€31k€38k▲
Taxes450/3€16k€23k▲
Remuneration and social security454/9€15k€14k▼
Accrued charges and deferred income492/3€126k€177k▲
Income statement
Code20242025
Remuneration, social security and pensions62€107k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€37k▲
Other operating charges640/8€7k€9k▲
Gross operating margin9900€199k€240k▲
Operating profit (loss)9901€53k€73k▲
Financial income75/76B€972€576▼
Recurring financial income75€972€576▼
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€42k€63k▲
Income taxes67/77€14k€18k▲
Profit (loss) for the period9904€28k€45k▲
Profit (loss) for the period to be appropriated9905€28k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€168k▲
Profit (loss) brought forward from the previous period14P€95k€123k▲
Social balance
Average headcount (FTE)90871.82.1▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €45k ▲58.7%
Operating result €73k, net result €45k, both a record.
31-12
Financial
Equity above €150kEq €187k ▲31.3%
7 profitable years in a row build equity to €187k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €114k ▲21.5%
5 profitable years in a row build equity to €114k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 35 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berchemweg 359700 OudenaardeGround area
3,088 m²
Building footprint
386 m²
Volume, LiDAR
1,998 m³
Parcel 45507A0003/00V000, Flanders · tallest building 12.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Garage Beerlandt Oudenaarde
since 20112.196.461.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45507A0003/00V000 | Flanders | 3,088 m² | 1 · 386 m² | 12.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 2,191 EUR awarded · 2,191 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 108 EUR | 108 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 83 EUR | 83 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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SAFETY MOTORS
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MYOS
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Mobility Center VDB
BE 0417.173.838
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DM Arendonk
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,732 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.