Edy & Ady
Open bankruptcyA bankruptcy procedure is open for Edy & Ady according to publications in the Belgian State Gazette; curator: BJÖRN GOESSENS.
Summary
The 2023 annual accounts show negative equity (-€2,409) and a net result of -€22,633.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Dendermonde division
- Declared bankrupt
- 7 July 2025
- Supervising judge
- Freddy De Schrijver
- Official Gazette
- 11-07-2025 (pdf) ↗search the document for 2025/130944
Deadlines
- Provisional date payments stopped
- 4 July 2025Payments and security you received since that day can in some cases be challenged by the curator. A later judgment can change the date.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 26 July 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 6 August 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 22 August 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 7 July 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Björn GoessensCentrumlaan 175, 9400 Ninovebjorn.goessens@telenet.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-08-2024, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
27 d late
2022
25 d late
2021
71 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Other construction installation sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
-€2,409
2022 · €20,223
Total assets
€52,557▲ 6.7%
2022 · €49,268
Net result
-€22,633▼ 908%
2022 · -€2,244
Working capital
-€10,292
2022 · €14,022
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202120222023
Operating result€18,198-€355▼ 98.0%-€15,030
Net result-€1,527below the sector's middle half--€2,244below the sector's middle half▼ 47.0%-€22,633below the sector's middle half▼ 908%
Equity€22,467within the sector's middle half-€20,223below the sector's middle half▼ 10.0%-€2,409below the sector's middle half
Total assets€40,696below the sector's middle half-€49,268below the sector's middle half▲ 21.1%€52,557below the sector's middle half▲ 6.7%
Debt€16,628-€27,444▲ 65.0%€53,366▲ 94.5%
Working capital€19,399within the sector's middle half-€14,022within the sector's middle half▼ 27.7%-€10,292below the sector's middle half
Solvency55.2%within the sector's middle half-41.0%within the sector's middle half▼ 14.2pp-4.6%below the sector's middle half▼ 45.6pp
Current ratio2.17within the sector's middle half-1.51within the sector's middle half▼ 0.660.81below the sector's middle half▼ 0.70
Return on assets (ROA)-3.8%below the sector's middle half--4.6%below the sector's middle half▼ 0.8pp-43.1%below the sector's middle half▼ 38.5pp
Staff (FTE)2.15▲ 138%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €15,030 after €355 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €52,557
Fixed assets
€9,482 ▲ 21.5%
Current assets
€43,075 ▲ 3.9%
Key figures and ratios
EBITDA
-€8,950▼
2022 · €4,188
Cash flow
-€16,552▼
2022 · €1,588
Debt to equity
-22.15▼
2022 · 1.36
Interest coverage
-1.37▼
2022 · 1.61
Debt ≤ 1 year
€53,366▲
2022 · €27,444
Income taxes
€1,062
Staff costs
€224,201▲
2022 · €93,243
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €93,243 | €224,201 | ▲ 140% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,758 | €3,833 | €6,081 | ▲ 58.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €1,600 | - | - | - |
| Other operating charges640/8 | €1,113 | €2,039 | €2,302 | ▲ 12.9% |
| Gross operating margin9900 | €24,670 | €99,470 | €217,553 | ▲ 119% |
| Operating profit (loss)9901 | €18,198 | €355 | -€15,030 | ▼ 4,328% |
| Financial income75/76B | - | €0 | €0 | ▲ 900% |
| Recurring financial income75 | - | €0 | €0 | ▲ 900% |
| Financial charges65/66B | €16,807 | €2,600 | €6,541 | ▲ 152% |
| Recurring financial charges65 | €16,807 | €2,600 | €6,541 | ▲ 152% |
| Profit (loss) for the period before taxes9903 | €1,392 | -€2,244 | -€21,571 | ▼ 861% |
| Income taxes67/77 | €2,918 | - | €1,062 | - |
| Profit (loss) for the period9904 | -€1,527 | -€2,244 | -€22,633 | ▼ 908% |
| Profit (loss) for the period to be appropriated9905 | -€1,527 | -€2,244 | -€22,633 | ▼ 908% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €40,696 | €49,268 | €52,557 | ▲ 6.7% |
| Fixed assets21/28 | €4,669 | €7,801 | €9,482 | ▲ 21.5% |
| Tangible fixed assets22/27 | €4,669 | €7,801 | €9,482 | ▲ 21.5% |
| Plant, machinery and equipment23 | €2,229 | €6,065 | €5,775 | ▼ 4.8% |
| Furniture and vehicles24 | €2,440 | €1,736 | €3,707 | ▲ 114% |
| Current assets29/58 | €36,027 | €41,466 | €43,075 | ▲ 3.9% |
| Amounts receivable within one year40/41 | €19,704 | €35,950 | €33,314 | ▼ 7.3% |
| Trade receivables40 | €5,085 | €18,002 | €7,730 | ▼ 57.1% |
| Other amounts receivable41 | €14,619 | €17,948 | €25,584 | ▲ 42.5% |
| Cash at bank and in hand54/58 | €14,674 | €3,239 | €1,122 | ▼ 65.4% |
| Deferred charges and accrued income490/1 | €1,649 | €2,277 | €8,639 | ▲ 279% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €40,696 | €49,268 | €52,557 | ▲ 6.7% |
| Equity10/15 | €22,467 | €20,223 | -€2,409 | ▼ 112% |
| Contributions10/11 | €500 | €500 | €500 | = |
| Capital10 | €500 | €500 | - | - |
| Issued capital100 | €500 | €500 | - | - |
| Outside capital11 | - | - | €500 | - |
| Other1109/19 | - | - | €500 | - |
| Reserves13 | €6,088 | €6,088 | €6,088 | = |
| Non-distributable reserves130/1 | €50 | €50 | €50 | = |
| Legal reserve130 | €50 | €50 | - | - |
| Reserves not available under the articles1311 | - | - | €50 | - |
| Distributable reserves133 | €6,038 | €6,038 | €6,038 | = |
| Profit (loss) carried forward14 | €15,879 | €13,635 | -€8,998 | ▼ 166% |
| Provisions and deferred taxes16 | €1,600 | €1,600 | €1,600 | = |
| Provisions for liabilities and charges160/5 | €1,600 | €1,600 | €1,600 | = |
| Environmental obligations163 | €1,600 | €1,600 | €1,600 | = |
| Amounts payable17/49 | €16,628 | €27,444 | €53,366 | ▲ 94.5% |
| Amounts payable within one year42/48 | €16,628 | €27,444 | €53,366 | ▲ 94.5% |
| Trade debts44 | €13,046 | €20,563 | €42,306 | ▲ 106% |
| Suppliers440/4 | €13,046 | €20,563 | €42,306 | ▲ 106% |
| Taxes, remuneration and social security45 | €3,582 | €6,881 | €11,060 | ▲ 60.7% |
| Taxes450/3 | €2,898 | €707 | €1,388 | ▲ 96.3% |
| Remuneration and social security454/9 | €684 | €6,174 | €9,672 | ▲ 56.7% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,527 | -€2,244 | -€22,633 | ▼ 908% |
| + Depreciation and write-downs630 | €3,758 | €3,833 | €6,081 | ▲ 58.7% |
| Operating cash flow (approximation) | €2,231 | €1,588 | -€16,552 | ▼ 1,142% |
| Investment in fixed assets (approximation) | - | -€6,965 | -€7,762 | ▼ 11.4% |
| Change in cash | - | -€11,435 | -€2,117 | ▲ 81.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-07
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · event 07-07-2025
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet -€22,633
Net result drops to -€22,633, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 21 acts read
About the unread acts
We know of 21 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
21 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2017
Ground area
641 m²
Building footprint
137 m²
Volume, LiDAR
556 m³
Parcel 41047C0099/00T000, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
St. Rochusstraat 34, 9320 Aalst
since 20172.282.438.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41047C0099/00T000 | Flanders | 641 m² | 1 · 137 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | BJÖRN GOESSENS CENTRUMLAAN 175, 9400 NINOVE- |
07-07-2025 → present |
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Of 4,094 companies in sector 43240 we hold annual accounts for 1,635. 1,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
43310Plastering work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0680760351
Also
9925:BE0680760351
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.