Losses
-€10,122 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
EDUCAQUA
Lifetime
3 annual accounts with figures on one time axispeak €1,263 (2023)
-€2,251▲ €4,560
lowest -€7,125 (2024)
-€2,997▲ €4,129
peak €10,263 (2023)
€141▼ 95.5%
€1,956▼ 25.4%
Board3 names since 2022
3 directorsCAPOUILLEZ Gentiane Marie and 2 others
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from -€6,810 to -€2,251Loss of €2,997Equity from €3,137 to €141Debts from €2,622 to €1,956Cash from €3,773 to €313
Key points
from the 2025 annual accountsFilings
3 annual accounts since 2023
The last three annual accounts were filed 0 to 9 days before the end of the period.
Starting capital
€10,000 100 shares
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 13% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%lowest value
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.1 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 1.6%▲ +0.9 percentage points vs 07-2026highest value
09-2026: 1.6%● unchanged vs 08-2026
10-2026: 1.6%● unchanged vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Founded in 2022
Equity €141 (6.7% of total assets)
Loss of €2,997, the second in a row (financial year 2025)
lowers risk
Size: total assets €2,097
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 17% on liquidity, 6% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 757 companies had the same profile as EDUCAQUA has now. Each dot stands for 2 companies, two years later.
86.5%
were still trading
4.8%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of EDUCAQUA itself is lower: 1.6% within 12 months. It rests on far more data about EDUCAQUA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 757 companies, not a prediction for EDUCAQUA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€2,997
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
9 days early
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 3 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- FRANCK Alexandre Marc Nicolas Sébastien 75 sharesdeed of 21-12-2022
- CAPOUILLEZ Gentiane Marie 25 sharesdeed of 21-12-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794989630
First establishment
Aisne 33, Durbuy
Incorporation
Founding capital of €10,000, 100 shares · Founders: FRANCK Alexandre Marc Nicolas Sébastien and CAPOUILLEZ Gentiane Marie · Appointments: FRANCK Alexandre Marc Nicolas Sébastien, CAPOUILLEZ Gentiane Marie and JOSKIN Olivier Jean Henri Théophile · published on 21-12-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EDUCAQUA Durbuy | €2,097 | -€2,251 | 6.7% | - |
| WALLRIDE-SHOP Frameries | €3,996 | -€1,066 | -428.2% | - |
| UNTRACED Brussels | €904 | -€2,621 | -1445.7% | - |
| NAUCKA E-COM BEL Aiseau-Presles | €4,282 | -€4,417 | -675.1% | - |
| LA BOUTIQUE DE GERONSART Yvoir | €5,240 | -€807 | -212.9% | - |
| Elite Trade Enghien | €5,758 | -€4,115 | -466.5% | - |
| Gear Up Centrale Europe Etterbeek | €4,605 | €2,785 | -175.7% | - |
These companies have the same main activity as EDUCAQUA: retail sale of other sporting goods (NACE 47639). They are comparable in size and age: total assets between €904 and €5,760, founded between 2021 and 2024.
Official details
Source: KBO- Status
- Active since 19-12-2022Normal situation
- Activity
- Retail sale of other sporting goodsNACE 47639and 1 other
- Establishment unit
- 2.339.107.7856941 Durbuy, since 01-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €2,097▼ 63.6%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on EDUCAQUA
EDUCAQUA files the micro format. That format states no turnover. The gross margin fell from €1,263 in 2023 to -€2,251 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EDUCAQUA
- What is the company number of EDUCAQUA?
- The company number of EDUCAQUA is 0794.989.630. The VAT number is the same number with BE in front: BE 0794.989.630.
- Where is EDUCAQUA based?
- The registered office is at Aisne 33, 6941 Durbuy.Company details
- What does EDUCAQUA do?
- According to the KBO register, the main activity is retail sale of other sporting goods (NACE 47639).
- What is the legal form of EDUCAQUA?
- EDUCAQUA is a private limited company (BV).
- When was EDUCAQUA founded?
- EDUCAQUA was founded on 19-12-2022.
- Is EDUCAQUA still active?
- Yes, EDUCAQUA is an active enterprise in the KBO register.
- What is the turnover of EDUCAQUA?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is EDUCAQUA profitable?
- In financial year 2025, EDUCAQUA made a loss of €2,997.
- Where can I find the annual accounts of EDUCAQUA?
- EDUCAQUA filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EDUCAQUA due?
- EDUCAQUA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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