Skip to content

EDUCA NOVA

Active
Private limited companyfounded 20197 yrs activeNieuwstraat 45, 3140 Keerbergen, BelgiumKBO/BCE: BE 0732.840.245
Summary

EDUCA NOVA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,783) and a net result of €7,074. Equity is shrinking by ~55.6% per year across the filed fiscal years. Its solvency ranks better than 13% of 2057 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+15
Solvency4▲+4
Growth38=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.82 against 0.74 in 2024; short-term debt: 114% and cash: 20.3% of total assets), and equity is negative.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-21.4%
Return on assets
31.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 2057 sector peers (2025).
NBB · sector comparison
Position among 2057 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
51 d early
2024
44 d early
2023
61 d early
2022
44 d early
2021
55 d early
2020
48 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

EDUCA NOVA was incorporated on 23 August 2019 as a Private limited company.1 Revenue fell from EUR 86,573 in 2020 to EUR 20,048 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
€20,048▲ 142%
2024 · €8,282
EBIT margin
37.5%▲ 26.7pp
2024 · 10.9%
Net result
€7,074▲ 480%
2024 · €1,219
Working capital
-€4,690▼ 64.2%
2024 · -€2,857
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€88,439▲ 2.2%€60,034▼ 32.1%€22,255▼ 62.9%€8,282▼ 62.8%€20,048▲ 142%
Operating result-€9,793€12,347-€4,842€901€7,527▲ 735%
Net result-€10,369▼ 5,505%€11,106-€4,878€1,219€7,074▲ 480%
EBIT margin-11.1%▼ 12.5pp20.6%▲ 31.6pp-21.8%▼ 42.3pp10.9%▲ 32.6pp37.5%▲ 26.7pp
Equity€1,946▼ 84.2%€802▼ 58.8%-€4,076-€2,857▲ 29.9%-€4,783▼ 67.4%
Total assets€17,682▼ 10.7%€14,812▼ 16.2%€6,625▼ 55.3%€8,150▲ 23.0%€22,337▲ 174%
Debt€15,736▲ 110%€14,010▼ 11.0%€10,701▼ 23.6%€11,007▲ 2.9%€27,120▲ 146%
Working capital-€1,078-€870▲ 19.3%-€4,395▼ 405%-€2,857▲ 35.0%-€4,690▼ 64.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2021: -€9,793-€9,793Net result 2021: -€10,369-€10,369Operating result 2022: €12,347€12,347Net result 2022: €11,106€11,106Operating result 2023: -€4,842-€4,842Net result 2023: -€4,878-€4,878Operating result 2024: €901€901Net result 2024: €1,219€1,219Operating result 2025: €7,527€7,527Net result 2025: €7,074€7,07420212022202320242025-€5,000€0€5,000€10,000Operating result 2023: -€4,842-€4,840Net result 2023: -€4,878-€4,880Operating result 2024: €901€901Net result 2024: €1,219€1,220Operating result 2025: €7,527€7,530Net result 2025: €7,074€7,070202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 735% above 2024.
Balance-sheet composition
Assets €22,337
Fixed assets €1,555
Current assets €20,782
Key figures and ratios
2025 value · change against 2024
EBITDA
€7,574▲
2024 · €1,219
Cash flow
€7,121▲
2024 · €1,537
Solvency
-21.4%▲
2024 · -35.1%
Current ratio
0.82▲
2024 · 0.74
Debt to equity
-5.67▼
2024 · -3.85
ROA
31.7%▲
2024 · 15.0%
Interest coverage
49.50▲
2024 · 9.03
Debt ≤ 1 year
€25,472▲
2024 · €11,007
Income taxes
€300▲
2024 · -€453
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€8,150€22,337▲
Fixed assets21/28-€1,555
Tangible fixed assets22/27-€1,555
Furniture and vehicles24-€1,555
Current assets29/58€8,150€20,782▲
Amounts receivable within one year40/41€2,617€10,605▲
Trade receivables40€2,617€10,605▲
Current investments50/53€5,533-
Cash at bank and in hand54/58-€4,527
Deferred charges and accrued income490/1-€5,650
Equity and liabilities
Total equity and liabilities10/49€8,150€22,337▲
Equity10/15-€2,857-€4,783▼
Contributions10/11€12,500€12,500=
Profit (loss) carried forward14-€15,357-€17,283▼
Amounts payable17/49€11,007€27,120▲
Amounts payable within one year42/48€11,007€25,472▲
Trade debts44€184€963▲
Suppliers440/4€184€963▲
Taxes, remuneration and social security45€575€2,261▲
Taxes450/3€575€2,261▲
Other amounts payable47/48€10,248€22,248▲
Accrued charges and deferred income492/3-€1,648
Income statement Code20242025
Turnover70€8,282€20,048▲
Goods, raw materials, services and sundry goods60/61€6,318€11,652▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€318€47▼
Other operating charges640/8€745€822▲
Gross operating margin9900€1,964€8,396▲
Operating profit (loss)9901€901€7,527▲
Financial charges65/66B€135€153▲
Recurring financial charges65€135€153▲
Profit (loss) for the period before taxes9903€766€7,374▲
Income taxes67/77-€453€300▲
Profit (loss) for the period9904€1,219€7,074▲
Profit (loss) for the period to be appropriated9905€1,219€7,074▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,357-€8,283▲
Profit (loss) brought forward from the previous period14P-€16,576-€15,357▲
Profit to be distributed694/7-€9,000
Directors or managers695-€9,000

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€88,439€60,034€22,255€8,282€20,048▲ 142%
Goods, raw materials, services and sundry goods60/61€96,785€45,824€25,170€6,318€11,652▲ 84.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,264€1,353€1,353€318€47▼ 85.2%
Other operating charges640/8€183€510€574€745€822▲ 10.3%
Gross operating margin9900-€8,346€14,210-€2,915€1,964€8,396▲ 327%
Operating profit (loss)9901-€9,793€12,347-€4,842€901€7,527▲ 735%
Financial income75/76B€2€2----
Recurring financial income75€2€2----
Financial charges65/66B€578€803€36€135€153▲ 13.3%
Recurring financial charges65€578€803€36€135€153▲ 13.3%
Profit (loss) for the period before taxes9903-€10,369€11,546-€4,878€766€7,374▲ 863%
Income taxes67/77-€440--€453€300▲ 166%
Profit (loss) for the period9904-€10,369€11,106-€4,878€1,219€7,074▲ 480%
Profit (loss) for the period to be appropriated9905-€10,369€11,106-€4,878€1,219€7,074▲ 480%
Line20212022202320242025Change
Assets
Total assets20/58€17,682€14,812€6,625€8,150€22,337▲ 174%
Formation expenses20€690€460€230---
Fixed assets21/28€2,334€1,212€89-€1,555-
Intangible fixed assets21€1,409€749€89---
Tangible fixed assets22/27€925€463€0-€1,555-
Furniture and vehicles24€925€463--€1,555-
Current assets29/58€14,658€13,140€6,306€8,150€20,782▲ 155%
Amounts receivable within one year40/41€10,210€2,299€2,070€2,617€10,605▲ 305%
Trade receivables40€10,210€30€1,808€2,617€10,605▲ 305%
Other amounts receivable41-€2,269€262---
Current investments50/53---€5,533--
Cash at bank and in hand54/58€1,568€10,841€4,236-€4,527-
Deferred charges and accrued income490/1€2,880---€5,650-
Equity and liabilities
Total equity and liabilities10/49€17,682€14,812€6,625€8,150€22,337▲ 174%
Equity10/15€1,946€802-€4,076-€2,857-€4,783▼ 67.4%
Contributions10/11€12,500€12,500€12,500€12,500€12,500=
Profit (loss) carried forward14-€10,554-€11,698-€16,576-€15,357-€17,283▼ 12.5%
Amounts payable17/49€15,736€14,010€10,701€11,007€27,120▲ 146%
Amounts payable within one year42/48€15,736€14,010€10,701€11,007€25,472▲ 131%
Trade debts44€4,616€1,297-€184€963▲ 423%
Suppliers440/4€4,616€1,297-€184€963▲ 423%
Taxes, remuneration and social security45€8,301€463€453€575€2,261▲ 293%
Taxes450/3€8,301€463€453€575€2,261▲ 293%
Other amounts payable47/48€2,819€12,250€10,248€10,248€22,248▲ 117%
Accrued charges and deferred income492/3----€1,648-
Line20212022202320242025Change
Profit (loss) for the period9904-€10,369€11,106-€4,878€1,219€7,074▲ 480%
+ Depreciation and write-downs630€1,264€1,353€1,353€318€47▼ 85.2%
Operating cash flow (approximation)-€9,105€12,459-€3,525€1,537€7,121▲ 363%
Investment in fixed assets (approximation)--€231-€230---
Change in cash-€9,273-€6,605---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €1,219
Net result €1,219 after one loss-making year.
31-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €11,106
Net result €11,106 after 2 loss-making years.
06-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€10,369
Net result drops to -€10,369, the lowest in the series; recovery starts the following year.
13-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,991 m²
Building footprint
358 m²
Volume, LiDAR
848 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EDUCA NOVA
Leuvensebaan 35, 3120 TremeloVocational training
since 20192.292.497.010
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24472E0256/00E000 Flanders 1,177 m² 1 · 174 m² 7.8 m · 2 fl.
24109B0847/00A000 Flanders 814 m² 1 · 184 m² 1.7 m
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,020 companies in sector 85592 we hold annual accounts for 988. 88 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
85592Vocational training
85599Other education

Scores and ratios are computed by Checked and are not a credit decision.