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EDU-TECH

Active
Private limited companyfounded 20188 yrs activeNijverheidslaan 12, 3200 Aarschot, BelgiumKBO/BCE: BE 0695.432.689
Summary

EDU-TECH has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€140,421) and a net result of -€219,921. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 15% of 264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability14▼-44
Solvency23▼-38
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.26 against 1.2 in 2024; short-term debt: 42.6% and cash: 7.7% of total assets), but equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-2.2%
Return on assets
-3.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€140,421
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
16 d early
2024
85 d early
2023
on the day
2022
1 d early
2021
41 d early
2020
5 d early
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 April 2018, EDU-TECH was incorporated.1 In 2026 the registered office moved to Aarschot.2 Total assets went from EUR 19,013 in 2019 to EUR 6.3 million in 2025 and headcount from 2.1 full-time equivalents in 2022 to 4.4 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 25-06-2026
  3. 3National Bank, annual accounts 2019, 2022 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€140,421
2024 · €79,500
Total assets
€6.3m▲ 2,742%
2024 · €222,714
Net result
-€219,921
2024 · €1,500
Working capital
€3.4m▲ 16,550%
2024 · €20,361
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€36,181▲ 239%€533▼ 98.5%€61,626▲ 11,460%€5,047▼ 91.8%-€204,249
Net result€29,000above the sector's middle half▲ 314%-€3,391within the sector's middle half€39,391above the sector's middle half€1,500within the sector's middle half▼ 96.2%-€219,921below the sector's middle half
Equity€48,200within the sector's middle half▲ 151%€38,609within the sector's middle half▼ 19.9%€78,000within the sector's middle half▲ 102%€79,500within the sector's middle half▲ 1.9%-€140,421below the sector's middle half
Total assets€80,827within the sector's middle half▲ 205%€51,126within the sector's middle half▼ 36.7%€156,850within the sector's middle half▲ 207%€222,714within the sector's middle half▲ 42.0%€6.3mabove the sector's middle half▲ 2,742%
Debt€32,627▲ 346%€12,517▼ 61.6%€78,850▲ 530%€143,214▲ 81.6%€6.5m▲ 4,418%
Working capital€55,310within the sector's middle half▲ 259%€22,884within the sector's middle half▼ 58.6%€40,010within the sector's middle half▲ 74.8%€20,361within the sector's middle half▼ 49.1%€3.4mabove the sector's middle half▲ 16,550%
Solvency59.6%within the sector's middle half▼ 12.8pp75.5%within the sector's middle half▲ 15.9pp49.7%within the sector's middle half▼ 25.8pp35.7%within the sector's middle half▼ 14.0pp-2.2%below the sector's middle half▼ 37.9pp
Current ratio3.43within the sector's middle half▲ 0.332.83within the sector's middle half▼ 0.601.51within the sector's middle half▼ 1.321.20within the sector's middle half▼ 0.312.26within the sector's middle half▲ 1.06
Return on assets (ROA)35.9%above the sector's middle half▲ 9.5pp-6.6%below the sector's middle half▼ 42.5pp25.1%above the sector's middle half▲ 31.7pp0.7%within the sector's middle half▼ 24.4pp-3.5%below the sector's middle half▼ 4.1pp
Staff (FTE)2.14.4within the sector's middle half
above within below the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0€100,000Operating result 2021: €36,181€36,181Net result 2021: €29,000€29,000Operating result 2022: €533€533Net result 2022: -€3,391-€3,391Operating result 2023: €61,626€61,626Net result 2023: €39,391€39,391Operating result 2024: €5,047€5,047Net result 2024: €1,500€1,500Operating result 2025: -€204,249-€204,249Net result 2025: -€219,921-€219,92120212022202320242025-€300,000-€200,000-€100,000€0€100,000Operating result 2023: €61,626€61,600Net result 2023: €39,391€39,400Operating result 2024: €5,047€5,050Net result 2024: €1,500€1,500Operating result 2025: -€204,249-€204,000Net result 2025: -€219,921-€220,000202320242025
The operating result turns negative in 2025: a loss of €204,249 after €5,047 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.3m
Fixed assets €244,101 ▲ 143%
Current assets €6.1m ▲ 4,881%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€147,702▼
2024 · €15,998
Cash flow
-€163,374▼
2024 · €12,451
Debt to equity
-46.08▼
2024 · 1.80
Interest coverage
-17.10▼
2024 · 4.63
Debt ≤ 1 year
€2.7m▲
2024 · €101,832
Income taxes
€8,393▲
2024 · €813
Staff costs
€397,073▲
2024 · €237,258
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,570 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a small loss
4.6% went bankrupt
5.5% stopped otherwise
88% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,570 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€222,714€6.3m▲
Fixed assets21/28€100,520€244,101▲
Intangible fixed assets21-€214,387
Tangible fixed assets22/27€100,296€29,714▼
Land and buildings22€60,580-
Plant, machinery and equipment23€14,463€8,863▼
Furniture and vehicles24€25,253€20,851▼
Financial fixed assets28€224-
Current assets29/58€122,193€6.1m▲
Stocks and contracts in progress3€57,937-
Stocks30/36€57,937-
Amounts receivable within one year40/41€40,738€2.1m▲
Trade receivables40€39,008€2.1m▲
Other amounts receivable41€1,730€10,113▲
Cash at bank and in hand54/58€23,518€488,444▲
Deferred charges and accrued income490/1-€3.5m
Equity and liabilities
Total equity and liabilities10/49€222,714€6.3m▲
Equity10/15€79,500-€140,421▼
Reserves13€79,500€79,500=
Distributable reserves133€79,500€79,500=
Profit (loss) carried forward14--€219,921
Amounts payable17/49€143,214€6.5m▲
Amounts payable after more than one year17€41,382-
Financial debts170/4€41,382-
Amounts payable within one year42/48€101,832€2.7m▲
Trade debts44€96,114€2.4m▲
Suppliers440/4€96,114€2.4m▲
Taxes, remuneration and social security45€5,718€25,532▲
Taxes450/3€5,718€655▼
Remuneration and social security454/9-€24,877
Other amounts payable47/48-€287,500
Accrued charges and deferred income492/3-€3.8m
Income statement Code20242025
Remuneration, social security and pensions62€237,258€397,073▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,951€56,547▲
Other operating charges640/8-€3,486
Non-recurring operating charges66A€512€2,198▲
Gross operating margin9900€253,768€255,054▲
Operating profit (loss)9901€5,047-€204,249▼
Financial income75/76B€718€1,359▲
Recurring financial income75€675€1,359▲
Non-recurring financial income76B€43-
Financial charges65/66B€3,453€8,638▲
Recurring financial charges65€3,453€8,638▲
Profit (loss) for the period before taxes9903€2,313-€211,528▼
Income taxes67/77€813€8,393▲
Profit (loss) for the period9904€1,500-€219,921▼
Profit (loss) for the period to be appropriated9905€1,500-€219,921▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,500-€219,921▼
Transfer to equity691/2€1,500-
To other reserves6921€1,500-
Social balance
Average headcount (FTE)9087-4.4

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€81,488€106,374€237,258€397,073▲ 67.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,603€2,445€6,374€10,951€56,547▲ 416%
Other operating charges640/8----€3,486-
Non-recurring operating charges66A--€18€512€2,198▲ 330%
Gross operating margin9900€57,271€84,466€174,391€253,768€255,054▲ 0.5%
Operating profit (loss)9901€36,181€533€61,626€5,047-€204,249▼ 4,147%
Financial income75/76B-€38€128€718€1,359▲ 89.3%
Recurring financial income75€15€38€128€675€1,359▲ 101%
Non-recurring financial income76B---€43--
Financial charges65/66B-€3,961€1,332€3,453€8,638▲ 150%
Recurring financial charges65€96€3,961€1,332€3,453€8,638▲ 150%
Profit (loss) for the period before taxes9903€36,100-€3,391€60,422€2,313-€211,528▼ 9,246%
Income taxes67/77€7,100-€21,031€813€8,393▲ 933%
Profit (loss) for the period9904€29,000-€3,391€39,391€1,500-€219,921▼ 14,761%
Profit (loss) for the period to be appropriated9905€29,000-€3,391€39,391€1,500-€219,921▼ 14,761%
Line20212022202320242025Change
Assets
Total assets20/58€80,827€51,126€156,850€222,714€6.3m▲ 2,742%
Formation expenses20€356€158----
Fixed assets21/28€2,421€15,567€37,990€100,520€244,101▲ 143%
Intangible fixed assets21€739€206--€214,387-
Tangible fixed assets22/27€1,682€15,362€37,765€100,296€29,714▼ 70.4%
Land and buildings22---€60,580--
Plant, machinery and equipment23-€2,376€6,477€14,463€8,863▼ 38.7%
Furniture and vehicles24-€12,986€31,288€25,253€20,851▼ 17.4%
Financial fixed assets28--€225€224--
Current assets29/58€78,050€35,401€118,861€122,193€6.1m▲ 4,881%
Stocks and contracts in progress3---€57,937--
Stocks30/36---€57,937--
Amounts receivable within one year40/41€17,442€23,694€50,549€40,738€2.1m▲ 5,077%
Trade receivables40-€23,694€50,549€39,008€2.1m▲ 5,280%
Other amounts receivable41---€1,730€10,113▲ 485%
Cash at bank and in hand54/58€60,607€11,708€68,312€23,518€488,444▲ 1,977%
Deferred charges and accrued income490/1----€3.5m-
Equity and liabilities
Total equity and liabilities10/49€80,827€51,126€156,850€222,714€6.3m▲ 2,742%
Equity10/15€48,200€38,609€78,000€79,500-€140,421▼ 277%
Contributions10/11€6,200-----
Reserves13€42,000€42,000€78,000€79,500€79,500=
Distributable reserves133-€42,000€78,000€79,500€79,500=
Profit (loss) carried forward14--€3,391---€219,921-
Amounts payable17/49€32,627€12,517€78,850€143,214€6.5m▲ 4,418%
Amounts payable after more than one year17---€41,382--
Financial debts170/4---€41,382--
Amounts payable within one year42/48€22,740€12,517€78,850€101,832€2.7m▲ 2,548%
Trade debts44€5,003€9,136€36,571€96,114€2.4m▲ 2,379%
Suppliers440/4-€9,136€36,571€96,114€2.4m▲ 2,379%
Taxes, remuneration and social security45-€1,520€38,837€5,718€25,532▲ 347%
Taxes450/3-€1,520€38,837€5,718€655▼ 88.5%
Remuneration and social security454/9----€24,877-
Other amounts payable47/48-€1,862€3,443-€287,500-
Accrued charges and deferred income492/3----€3.8m-
Line20212022202320242025Change
Profit (loss) for the period9904€29,000-€3,391€39,391€1,500-€219,921▼ 14,761%
+ Depreciation and write-downs630€1,603€2,445€6,374€10,951€56,547▲ 416%
Operating cash flow (approximation)€30,603-€946€45,764€12,451-€163,374▼ 1,412%
Investment in fixed assets (approximation)--€15,591-€28,796-€73,481-€200,128▼ 172%
Change in cash--€48,900€56,605-€44,794€464,926▲ 1,138%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
25-06
State Gazette act Registered office
Registered-office move2 facts ▸
  • Board meeting, 22-04-2026
  • Registered-office move, 3200 Aarschot, Nijverheidslaan 12.4 (12 Unit 4)
2025
31-12
Financial Weakest financial yearnet -€219,921
Net result drops to -€219,921, the lowest in the series.
2024
07-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €39,391
Net result €39,391 after one loss-making year.
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
26-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
16-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 8 acts read
About the unread acts

Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
4,119 m²
Building footprint
4,113 m²
Volume, LiDAR
31,788 m³
Parcel 24662G0191/00F002, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
Nijverheidslaan 12, 3200 Aarschot
Retail sale of information and communication equipment
since 20182.315.793.638
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24662G0191/00F002 Flanders 4,119 m² 1 · 4,113 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 203 EUR paid
Year Entries awardedpaid
2023 1 0 EUR203 EUR
Schemes
1 entry · 203 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 169 companies in sector 58210 we hold annual accounts for 59. 45 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
58210Publishing activities
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
62100Computer programming
62900Other information technology and computer services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0695432689
Also 9925:BE0695432689
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.