EDITEAM
ActiveEDITEAM has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €784k and a net result of €-40k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 54% of 255 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-3
Solvency94▲+2
Growth35=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 2.47 in 2024), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
-2.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
14 d late
2023
28 d late
2022
on the day
2021
30 d late
2020
30 d late
2019
95 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€251k▼ 65.7%
2019 · €731k
2018: €618k
2019: €731k
2018 → 2020
EBIT margin
14.7%▼ 55.9pp
2019 · 70.6%
2018: 2.3%
2019: 70.6%
2018 → 2020
Net result
€-40k
2024 · €5k
2018: €16k
2019: €366k
2020: €8k
2021: €35k
2022: €15k
2023: €-8k
2024: €5k
2018 → 2025
Working capital
€179k▼ 39.6%
2024 · €296k
2018: €-516k
2019: €105k
2020: €148k
2021: €256k
2022: €127k
2023: €410k
2024: €296k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€813k-€828k▲ 1.9%€820k▼ 1.0%€825k▲ 0.6%€784k▼ 4.9%
Operating result€83k-€44k▼ 46.4%€19k▼ 57.6%€47k▲ 150%€-2k
Net result€35k-€15k▼ 55.5%€-8k€5k€-40k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €47k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.61M
Fixed assets
€1.25M▼ 5.1%
Current assets
€364k▼ 26.9%
Equity and liabilities €1.61M
Equity
€784k▼ 4.9%
Provisions
€100k▼ 3.5%
Debt
€729k▼ 17.7%
The debt ratio falls from 48.8% to 45.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€100k▼
2024 · €148k
Cash flow
€62k▼
2024 · €106k
Solvency
48.6%▲
2024 · 45.5%
Current ratio
1.97▼
2024 · 2.47
Quick ratio
1.97▼
2024 · 2.47
Debt / equity
0.93▼
2024 · 1.07
ROE
-5.1%▼
2024 · 0.6%
ROA
-2.5%▼
2024 · 0.3%
Interest coverage
2.43▼
2024 · 4.06
Debt
€729k▼
2024 · €885k
Debt ≤ 1 year
€185k▼
2024 · €201k
Debt > 1 year
€545k▼
2024 · €685k
Income taxes
€528▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.81M€1.61M▼
Fixed assets21/28€1.32M€1.25M▼
Tangible fixed assets22/27€1.32M€1.25M▼
Land and buildings22€1.23M€1.14M▼
Plant, machinery and equipment23€54k€83k▲
Furniture and vehicles24€32k€26k▼
Financial fixed assets28€454€454=
Current assets29/58€497k€364k▼
Amounts receivable within one year40/41€152k€162k▲
Trade receivables40€152k€162k▲
Other amounts receivable41€241€0▼
Cash at bank and in hand54/58€345k€202k▼
Equity and liabilities
Total equity and liabilities10/49€1.81M€1.61M▼
Equity10/15€825k€784k▼
Contributions10/11€176k€176k=
Reserves13€649k€608k▼
Tax-exempt reserves132€312k€301k▼
Distributable reserves133€337k€307k▼
Provisions and deferred taxes16€104k€100k▼
Deferred taxes168€104k€100k▼
Amounts payable17/49€885k€729k▼
Amounts payable after more than one year17€685k€545k▼
Financial debts170/4€140k€0▼
Other amounts payable178/9€545k€545k=
Amounts payable within one year42/48€201k€185k▼
Trade debts44€16k€31k▲
Suppliers440/4€16k€31k▲
Taxes, remuneration and social security45€21k€14k▼
Taxes450/3€21k€14k▼
Other amounts payable47/48€164k€140k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€101k€102k▲
Other operating charges640/8€42k€44k▲
Gross operating margin9900€190k€144k▼
Operating profit (loss)9901€47k€-2k▼
Financial income75/76B€688€0▼
Recurring financial income75€688€0▼
Financial charges65/66B€36k€41k▲
Recurring financial charges65€36k€41k▲
Profit (loss) for the period before taxes9903€11k€-43k▼
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€10k€528▼
Profit (loss) for the period9904€5k€-40k▼
Transfer from tax-exempt reserves789€11k€11k=
Profit (loss) for the period to be appropriated9905€15k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-30k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€30k▲
Transfer to equity691/2€15k€0▼
To other reserves6921€15k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-40k ▼976%
Net result drops to €-40k, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 14 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 95 days late
2019
31-12
Financial
Highest result since 2018net €366k ▲2215%
Operating result €516k, net result €366k, both a record.
31-12
Financial
Liquidity times 5current ratio 1.51
Current ratio from 0.29 to 1.51; short-term debt falls from €731k to €207k.
31-12
Financial
Equity above €500kEq €770k ▲90.6%
2 profitable years in a row build equity to €770k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard de la Meuse(JB) 605100 NamurGround area
136 m²
Building footprint
120 m²
Volume, LiDAR
1,468 m³
Parcel 92322F0232/00_000, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EDITEAM
since 19802.017.662.851
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322F0232/00_000 | Wallonia | 136 m² | 1 · 120 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAYARD BENELUX
BE 0429.429.886
Zaventem · Eq €786k
DILIBEL
BE 0417.280.736
Ans · Eq €799k
PARDOES
BE 0867.020.840
Mechelen · Eq €816k
MAKLU UITGEVERS
BE 0412.602.267
Antwerpen · Eq €742k
SOLVAY SCHOOLS ALUMNI
BE 0409.448.777
Brussel · Eq €738k
Of 1,107 companies in sector 58110 we hold annual accounts for 361. 189 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-1980
Fiscal year end31-12
Trade name FR
REVAC
Activities, NACEBEL
58110Book publishing
79110Travel agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.