EDISAL
ActiveEDISAL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €34k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 10.63 against 25.17 in 2024; short-term debt: 9.4% and cash: 95.4% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.6%
Return on assets
16.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
26 d late
2023
22 d late
2022
24 d late
2021
9 d late
2020
4 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€184k▲ 22.6%
2024 · €150k
2018: €112k
2019: €101k
2020: €125k
2021: €120k
2022: €134k
2023: €141k
2024: €150k
2018 → 2025
Total assets
€203k▲ 29.9%
2024 · €156k
2018: €129k
2019: €165k
2020: €129k
2021: €191k
2022: €141k
2023: €147k
2024: €156k
2018 → 2025
Net result
€34k▲ 249%
2024 · €10k
2018: €7k
2019: €41k
2020: €24k
2021: €-6k
2022: €14k
2023: €6k
2024: €10k
2018 → 2025
Working capital
€184k▲ 22.7%
2024 · €150k
2018: €107k
2019: €96k
2020: €121k
2021: €117k
2022: €133k
2023: €140k
2024: €150k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€134k▲ 11.9%€141k▲ 4.8%€150k▲ 6.9%€184k▲ 22.6%
Operating result€-7k-€18k€9k▼ 49.8%€12k▲ 33.2%€46k▲ 282%
Net result€-6k-€14k€6k▼ 55.1%€10k▲ 51.5%€34k▲ 249%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 282% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€235▼ 39.3%
Current assets
€203k▲ 30.1%
Equity and liabilities €203k
Equity
€184k▲ 22.6%
Debt
€19k▲ 208%
The debt ratio rises from 4.0% to 9.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46k▲
2024 · €12k
Cash flow
€34k▲
2024 · €10k
Solvency
90.6%▼
2024 · 96.0%
Current ratio
10.63▼
2024 · 25.17
Quick ratio
10.63▼
2024 · 25.17
Debt / equity
0.10▲
2024 · 0.04
ROE
18.4%▲
2024 · 6.5%
ROA
16.7%▲
2024 · 6.2%
Interest coverage
366.51▲
2024 · 106.03
Debt
€19k▲
2024 · €6k
Debt ≤ 1 year
€19k▲
2024 · €6k
Income taxes
€13k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€203k▲
Fixed assets21/28€387€235▼
Tangible fixed assets22/27€387€235▼
Furniture and vehicles24€387€235▼
Current assets29/58€156k€203k▲
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€150k€194k▲
Equity and liabilities
Total equity and liabilities10/49€156k€203k▲
Equity10/15€150k€184k▲
Contributions10/11€6k€6k=
Reserves13€144k€178k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€142k€176k▲
Amounts payable17/49€6k€19k▲
Amounts payable within one year42/48€6k€19k▲
Trade debts44€57€369▲
Suppliers440/4€57€369▲
Taxes, remuneration and social security45-€13k
Taxes450/3-€13k
Other amounts payable47/48€6k€6k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92€152▲
Gross operating margin9900€12k€46k▲
Operating profit (loss)9901€12k€46k▲
Financial income75/76B€137€996▲
Recurring financial income75€137€996▲
Financial charges65/66B€115€127▲
Recurring financial charges65€115€127▲
Profit (loss) for the period before taxes9903€12k€47k▲
Income taxes67/77€2k€13k▲
Profit (loss) for the period9904€10k€34k▲
Profit (loss) for the period to be appropriated9905€10k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€34k▲
Transfer to equity691/2€10k€34k▲
To other reserves6921€10k€34k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €150kEq €150k ▲6.9%
3 profitable years in a row build equity to €150k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 21.83
Current ratio from 2.63 to 21.83; short-term debt falls from €72k to €6k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Weakest financial yearnet €-6k ▼123%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Liquidity times 14current ratio 35.15
Current ratio from 2.50 to 35.15; short-term debt falls from €64k to €4k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €41k ▲461%
Operating result €50k, net result €41k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geestbeekweg(LUB) 233210 LubbeekGround area
1,169 m²
Building footprint
188 m²
Volume, LiDAR
1,161 m³
Parcel 24066B0099/00G000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EDISAL
since 20112.198.992.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066B0099/00G000 | Flanders | 1,169 m² | 1 · 188 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,024 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2011
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
41003General construction of other non-residential buildings
43221Plumbing work
43310Plastering work
43320Joinery installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.