EDIFISC
ActiveSummary
EDIFISC has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €599,639 and a net result of €141,367. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 3330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+2
Solvency90▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 2.97 against 2.52 in 2024; short-term debt: 32.3% and cash: 4.9% of total assets), and 35.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.8%
Return on assets
15.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#3 oldest company in Neufchâteau, Professional and technical services sector#4 company by equity in Neufchâteau, Professional and technical services sector#8 company by total assets in Neufchâteau, Professional and technical services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€141,367▼ 15.0%
2024 · €166,249
Working capital
€588,387▼ 17.5%
2024 · €713,070
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€135,972▲ 3.8%€155,071▲ 14.0%€221,483▲ 42.8%€248,683▲ 12.3%€209,224▼ 15.9%
Net result€78,940within the sector's middle half▲ 4.0%€91,649within the sector's middle half▲ 16.1%€130,991within the sector's middle half▲ 42.9%€166,249within the sector's middle half▲ 26.9%€141,367within the sector's middle half▼ 15.0%
Equity€516,401within the sector's middle half▲ 0.7%€565,235within the sector's middle half▲ 9.5%€631,712above the sector's middle half▲ 11.8%€704,750above the sector's middle half▲ 11.6%€599,639within the sector's middle half▼ 14.9%
Total assets€780,236within the sector's middle half▲ 0.2%€886,456within the sector's middle half▲ 13.6%€949,539within the sector's middle half▲ 7.1%€1.2mwithin the sector's middle half▲ 28.7%€925,662within the sector's middle half▼ 24.3%
Debt€263,835▼ 0.7%€321,222▲ 21.8%€317,826▼ 1.1%€517,756▲ 62.9%€326,023▼ 37.0%
Working capital€567,407above the sector's middle half▲ 17.9%€629,489above the sector's middle half▲ 10.9%€668,713above the sector's middle half▲ 6.2%€713,070above the sector's middle half▲ 6.6%€588,387above the sector's middle half▼ 17.5%
Solvency66.2%above the sector's middle half▲ 0.3pp63.8%above the sector's middle half▼ 2.4pp66.5%above the sector's middle half▲ 2.8pp57.6%within the sector's middle half▼ 8.9pp64.8%within the sector's middle half▲ 7.1pp
Current ratio3.75above the sector's middle half▲ 0.853.49above the sector's middle half▼ 0.263.40above the sector's middle half▼ 0.092.52within the sector's middle half▼ 0.882.97within the sector's middle half▲ 0.45
Return on assets (ROA)10.1%within the sector's middle half▲ 0.4pp10.3%within the sector's middle half▲ 0.2pp13.8%within the sector's middle half▲ 3.5pp13.6%within the sector's middle half▼ 0.2pp15.3%within the sector's middle half▲ 1.7pp
Staff (FTE)0.6below the sector's middle half=0.6below the sector's middle half=0.6below the sector's middle half=0.6below the sector's middle half=0.6below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €925,662
Fixed assets
€38,344 ▼ 6.6%
Current assets
€887,318 ▼ 24.9%
Equity and liabilities €925,662
Equity
€599,639 ▼ 14.9%
Debt
€326,023 ▼ 37.0%
Debt's share of the balance-sheet total falls from 42.4% to 35.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€220,310▼
2024 · €256,967
Cash flow
€152,454▼
2024 · €174,533
Debt to equity
0.54▼
2024 · 0.73
ROE
23.6%▼
2024 · 23.6%
Interest coverage
12.59▼
2024 · 18.94
Debt ≤ 1 year
€298,931▼
2024 · €468,368
Debt > 1 year
€27,092▼
2024 · €49,388
Income taxes
€53,776▼
2024 · €68,871
Staff costs
-€318▼
2024 · €13,847
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €31,790 | €27,576 | €28,193 | €13,847 | -€318 | ▼ 102% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41,349 | €2,250 | €1,855 | €8,284 | €11,086 | ▲ 33.8% |
| Other operating charges640/8 | €17,015 | €28,087 | €29,671 | €28,126 | €14,518 | ▼ 48.4% |
| Non-recurring operating charges66A | - | €92 | €0 | - | - | - |
| Gross operating margin9900 | €226,126 | €213,077 | €281,203 | €298,940 | €234,509 | ▼ 21.6% |
| Operating profit (loss)9901 | €135,972 | €155,071 | €221,483 | €248,683 | €209,224 | ▼ 15.9% |
| Financial income75/76B | - | - | - | - | €3,416 | - |
| Recurring financial income75 | - | - | - | - | €3,416 | - |
| Financial charges65/66B | €12,204 | €11,848 | €14,268 | €13,564 | €17,496 | ▲ 29.0% |
| Recurring financial charges65 | €12,204 | €11,848 | €14,268 | €13,564 | €17,496 | ▲ 29.0% |
| Profit (loss) for the period before taxes9903 | €123,768 | €143,224 | €207,215 | €235,119 | €195,144 | ▼ 17.0% |
| Income taxes67/77 | €44,828 | €51,575 | €76,223 | €68,871 | €53,776 | ▼ 21.9% |
| Profit (loss) for the period9904 | €78,940 | €91,649 | €130,991 | €166,249 | €141,367 | ▼ 15.0% |
| Profit (loss) for the period to be appropriated9905 | €78,940 | €91,649 | €130,991 | €166,249 | €141,367 | ▼ 15.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €780,236 | €886,456 | €949,539 | €1.2m | €925,662 | ▼ 24.3% |
| Fixed assets21/28 | €6,446 | €4,196 | €2,341 | €41,068 | €38,344 | ▼ 6.6% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €6,446 | €4,196 | €2,341 | €41,068 | €38,344 | ▼ 6.6% |
| Furniture and vehicles24 | €6,446 | €4,196 | €2,341 | €19,838 | €22,057 | ▲ 11.2% |
| Other tangible fixed assets26 | - | - | - | €21,230 | €16,287 | ▼ 23.3% |
| Current assets29/58 | €773,789 | €882,260 | €947,198 | €1.2m | €887,318 | ▼ 24.9% |
| Amounts receivable within one year40/41 | €760,123 | €866,682 | €936,131 | €1.2m | €841,333 | ▼ 27.9% |
| Trade receivables40 | €364,463 | €367,586 | €405,186 | €443,940 | €457,293 | ▲ 3.0% |
| Other amounts receivable41 | €395,660 | €499,096 | €530,945 | €722,337 | €384,041 | ▼ 46.8% |
| Cash at bank and in hand54/58 | €12,716 | €15,198 | €11,067 | €15,160 | €45,475 | ▲ 200% |
| Deferred charges and accrued income490/1 | €951 | €380 | €0 | - | €510 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €780,236 | €886,456 | €949,539 | €1.2m | €925,662 | ▼ 24.3% |
| Equity10/15 | €516,401 | €565,235 | €631,712 | €704,750 | €599,639 | ▼ 14.9% |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Reserves13 | €503,901 | €552,735 | €619,212 | €692,250 | €587,139 | ▼ 15.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €502,041 | €550,875 | €617,352 | €690,390 | €585,279 | ▼ 15.2% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €263,835 | €321,222 | €317,826 | €517,756 | €326,023 | ▼ 37.0% |
| Amounts payable after more than one year17 | €57,112 | €68,110 | €39,342 | €49,388 | €27,092 | ▼ 45.1% |
| Financial debts170/4 | €57,112 | €68,110 | €39,342 | €49,388 | €27,092 | ▼ 45.1% |
| Amounts payable within one year42/48 | €206,383 | €252,771 | €278,484 | €468,368 | €298,931 | ▼ 36.2% |
| Current portion of amounts payable after more than one year42 | €38,000 | €35,422 | €28,769 | €36,161 | €22,295 | ▼ 38.3% |
| Financial debts43 | €25,001 | €27,521 | €42,558 | €97,506 | €42,532 | ▼ 56.4% |
| Credit institutions430/8 | €25,000 | €25,000 | €40,000 | €94,971 | €40,000 | ▼ 57.9% |
| Other loans439 | €1 | €2,521 | €2,558 | €2,535 | €2,532 | ▼ 0.1% |
| Trade debts44 | €12,676 | €43,798 | €10,350 | €87,991 | €67,192 | ▼ 23.6% |
| Suppliers440/4 | €12,676 | €43,798 | €10,350 | €87,991 | €67,192 | ▼ 23.6% |
| Taxes, remuneration and social security45 | €130,706 | €146,030 | €196,808 | €246,710 | €166,913 | ▼ 32.3% |
| Taxes450/3 | €122,193 | €137,580 | €188,308 | €246,706 | €166,913 | ▼ 32.3% |
| Remuneration and social security454/9 | €8,512 | €8,450 | €8,500 | €4 | - | - |
| Other amounts payable47/48 | €0 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | €340 | €340 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €78,940 | €91,649 | €130,991 | €166,249 | €141,367 | ▼ 15.0% |
| + Depreciation and write-downs630 | €41,349 | €2,250 | €1,855 | €8,284 | €11,086 | ▲ 33.8% |
| Operating cash flow (approximation) | €120,289 | €93,900 | €132,846 | €174,533 | €152,454 | ▼ 12.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€47,011 | -€8,362 | ▲ 82.2% |
| Change in cash | - | €2,483 | -€4,132 | €4,094 | €30,315 | ▲ 641% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €166,249 ▲26.9%
Operating result €248,683, net result €166,249, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €500,000Eq €512,692 ▲8.3%
3 profitable years in a row build equity to €512,692.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 44 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neufchâteau · 1 establishment unit since 2005
Ground area
9,078 m²
Building footprint
1,492 m²
Volume, LiDAR
5,776 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Lieutenant Lozet,NEU 3, 6840 Neufchâteau
since 20052.230.563.795
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84043A0068/00K000 | Wallonia | 6,770 m² | 1 · 1,149 m² | 7.9 m · 2 fl. |
| 84043A0191/00S005 | Wallonia | 2,309 m² | 1 · 343 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,261 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2005
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
info@edifisc.netNeufchâteau
Phone
061/270.043Neufchâteau
E-invoicing
Reachable via Peppol
Peppol ID
0208:0871459876
Registered
04-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.