EDELVIS
ActiveEDELVIS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €122k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 1433 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
89
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency71▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.47 in 2024), and 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
27.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
36 d early
2023
29 d late
2022
32 d late
2021
90 d late
2020
143 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▲ 13.6%
2024 · €159k
2022: €109k
2023: €139k
2024: €159k
2022 → 2025
Total assets
€445k▲ 13.4%
2024 · €392k
2022: €188k
2023: €226k
2024: €392k
2022 → 2025
Net result
€122k▲ 168%
2024 · €46k
2022: €-11k
2023: €31k
2024: €46k
2022 → 2025
Working capital
€107k▲ 5.6%
2024 · €102k
2022: €91k
2023: €116k
2024: €102k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€109k-€139k▲ 28.0%€159k▲ 14.3%€180k▲ 13.6%
Operating result€-10k-€39k€60k▲ 52.5%€144k▲ 140%
Net result€-11k-€31k€46k▲ 46.4%€122k▲ 168%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 140% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €445k
Fixed assets
€78k▲ 5.3%
Current assets
€367k▲ 15.3%
Equity and liabilities €445k
Equity
€180k▲ 13.6%
Debt
€264k▲ 13.3%
The debt ratio falls from 59.5% to 59.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€183k▲
2024 · €87k
Cash flow
€161k▲
2024 · €72k
Solvency
40.6%▲
2024 · 40.5%
Current ratio
1.41▼
2024 · 1.47
Quick ratio
1.36▼
2024 · 1.41
Debt / equity
1.47▼
2024 · 1.47
ROE
67.9%▲
2024 · 28.7%
ROA
27.5%▲
2024 · 11.6%
Interest coverage
16.72▲
2024 · 8.20
Debt
€264k▲
2024 · €233k
Debt ≤ 1 year
€259k▲
2024 · €216k
Debt > 1 year
€5k▼
2024 · €17k
Income taxes
€11k▲
2024 · €4k
Staff costs
€176k▲
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€392k€445k▲
Fixed assets
21/28€74k€78k▲
Intangible fixed assets
21€32k€22k▼
Tangible fixed assets
22/27€42k€56k▲
Financial fixed assets
28€505€505=
Current assets
29/58€318k€367k▲
Stocks & contracts in progress
3€12k€13k▲
Amounts receivable within one year
40/41€104k€122k▲
Cash & bank
54/58€197k€174k▼
Total equity & liabilities
10/49€392k€445k▲
Equity
10/15€159k€180k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€140k€162k▲
Accumulated profits (losses)
14€704€335▼
Amounts payable
17/49€233k€264k▲
Amounts payable after one year
17€17k€5k▼
Amounts payable within one year
42/48€216k€259k▲
Trade debts payable within one year
44€112k€79k▼
Income statement
Code20242025
Gross operating margin
9900€204k€371k▲
Operating result
9901€60k€144k▲
Financial income
75€96€487▲
Financial charges
65€11k€11k▲
Result before taxes
9903€49k€133k▲
Income taxes
67/77€4k€11k▲
Net result for the period
9904€46k€122k▲
Result to be appropriated
9905€46k€122k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €122k ▲168%
Operating result €144k, net result €122k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
07-02
State Gazette act
Director changes
07-01
State Gazette act
Director changes
Daisy BRACKE · correction
2024
31-12
Financial
Equity above €150kEq €159k ▲14.3%
2 profitable years in a row build equity to €159k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
05-01
State Gazette act
Director changes
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 90 days late
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 143 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
3 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 3 have been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
5 directors, last change in 2024
Cliff Invest BV
CurrentDirector · since 21-12-2024 · Legal entity
Yent! Paerewyck
CurrentDirector · since 01-11-2022
21-12-2024
Cliff Invest BV: Appointed as Director
21-12-2024
Cliff Paerewyck: Resigned as Director
30-09-2024
Paerewyck Cliff Jozef: Resigned as Director
30-09-2024
Paerewyck Yentl: Resigned as Director
01-11-2022
Yent! Paerewyck: Appointed as Director
Not every act has been read: a resignation may be missing here
7 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2000
Ground area
430 m²
Building footprint
204 m²
Volume, LiDAR
1,352 m³
Parcel 41024B1769/00S000, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Terjodendries(ER) 44, 9450 Haaltert
since 20002.097.195.032
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024B1769/00S000 | Flanders | 430 m² | 1 · 204 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
CALAMERA et C°
BE 0412.809.135
Ittre · Eq €180k
WOQRS
BE 0698.932.312
Vilvoorde · Eq €181k
FRANCO ET PINA
BE 0460.662.601
Brussel · Eq €182k
Vano & Co
BE 0466.450.531
Menen · Eq €182k
DECORTE-VANMAELE
BE 0878.169.704
Dentergem · Eq €179k
Of 3,837 companies in sector 47210 we hold annual accounts for 909. 697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-1999
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
51391
52621
46391Wholesale trade
47230Retail trade
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 3 actsNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-08-2026. Scores and ratios are computed by Checked and are not a credit decision.