Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Edelbims is 0.2% (very low). The 2024 annual accounts show equity of €738k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 34 sector peers (fiscal year 2024). The company has been active since 1955 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
2 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 34 peers (2024). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 20 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 03-07-2025 | 28 d early | 2025-00251776 |
| 31-12-2023 | 31-07-2024 | 28-06-2024 | 33 d early | 2024-00213926 |
| 31-12-2022 | 31-07-2023 | 15-06-2023 | 46 d early | 2023-00140826 |
| 31-12-2021 | 31-07-2022 | 13-06-2022 | 48 d early | 2022-20062664 |
| 31-12-2020 | 31-07-2021 | 23-06-2021 | 38 d early | 2021-25100007 |
| 31-12-2019 | 31-07-2020 | 22-06-2020 | 39 d early | 2020-19700511 |
| 31-12-2018 | 31-07-2019 | 14-06-2019 | 47 d early | 2019-19500017 |
| 31-12-2017 | 31-07-2018 | 12-06-2018 | 49 d early | 2018-18100487 |
| 31-12-2016 | 31-07-2017 | 26-06-2017 | 35 d early | 2017-23100226 |
| 31-12-2015 | 31-07-2016 | 17-06-2016 | 44 d early | 2016-18700255 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1955, 71 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.2%
Very low
0%0,5%1,5%4%10%≥25%
Long track record
−Lower-risk legal form
−Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€91k+250.0%
EBIT margin5.9%-2.4pp
Net result€4k+330.8%
Working capital€13k+38.3%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 03-07-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 7 fiscal years (±0.6%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 23 · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 98.7% | 35.2% | |
| Net result | €4k | €30k | |
| Equity | €738k | €700k | |
| Total assets | €748k | €2.62M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P95
Improving position over 2022-2024
· n=31-37
P37
Weakening position over 2022-2024
· n=31-37
P53
Improving position over 2022-2024
· n=31-37
P13
Weakening position over 2022-2024
· n=31-37
Describes the position versus peers, not a forecast.
€91k
+250.0%
18-24
€4k
+330.8%
18-24
€748k
+1.3%
18-24
€738k
+0.5%
18-24
€13k
+38.3%
18-24
1
0.0%
18-24
€75k
+379.3%
18-24
€1k
+22.5%
18-24
Show 11 other metrics
€3.60M
-
18-24
€10k
+138.5%
18-24
€10k
+141.4%
18-24
€3.22M
-
18-24
2.33
-29.9%
18-24
2.33
-29.9%
18-24
98.7%
-0.8%
18-24
0.01
+137.2%
18-24
0.5%
+328.6%
18-24
0.5%
+325.3%
18-24
4.2%
+23.1%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | €91k |
| EBITDA | - |
| Net profit | €4k |
| Cash flow | - |
| Staff costs | €75k |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €748k |
| Equity | €738k |
| Debt | €10k |
| of which ≤ 1y | €10k |
| of which > 1y | - |
| Working capital | €13k |
| Employees (FTE) | 0.8 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.33 |
| Quick ratio | 2.33 |
| Working capital ratio | 1.8% |
| Solvency | 98.7% |
| Debt / equity | 0.01 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | 4.2% |
| ROA | 0.5% |
| ROE | 0.5% |
| EBITDA margin | - |
| Days sales outstanding | 31d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €748k |
| Fixed assets | 21/28 | €725k |
| Tangible fixed assets | 22/27 | €7k |
| Financial fixed assets | 28 | €718k |
| Current assets | 29/58 | €23k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €15k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €748k |
| Equity | 10/15 | €738k |
| Contributions / capital | 10/11 | €65k |
| Reserves | 13 | €132k |
| Accumulated profits (losses) | 14 | €541k |
| Amounts payable | 17/49 | €10k |
| Amounts payable within one year | 42/48 | €10k |
| Trade debts payable within one year | 44 | €197 |
| Income statement | ||
| Turnover | 70 | €91k |
| Operating result | 9901 | €5k |
| Financial charges | 65 | €275 |
| Result before taxes | 9903 | €5k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
44 directorsCurrent directors & mandates
-
Castlight BVLegal entityDirectorState Gazette act 25105813 (20-08-2025)Current20-08-2025 → present
-
FOCUS ADVIES BVLegal entityDirectorState Gazette act 25105813 (20-08-2025)Current20-08-2025 → present
-
TYD BVLegal entityDirectorState Gazette act 25105813 (20-08-2025)Current20-08-2025 → present
-
Rob GeraerdtsBijkomende bestuurderState Gazette act 24109811 (19-07-2024)Current19-07-2024 → present
-
BMC XDirectorState Gazette act 24331980 (18-01-2024)Current18-01-2024 → present
2 events
- 18-01-2024 Appointed· Director
- 18-01-2024 Resigned· Managing director
-
DE LINDEDirectorState Gazette act 24331980 (18-01-2024)Current18-01-2024 → present
Show 8 more sitting directors
-
EUGENIUSDirectorState Gazette act 24331980 (18-01-2024)Current18-01-2024 → present
-
GEVANCADirectorState Gazette act 24331980 (18-01-2024)Current18-01-2024 → present
-
HALLEMANS Bernard Fernand Janine JenoDirectorState Gazette act 24331980 (18-01-2024)Current18-01-2024 → present
-
IMMO EBEMADirectorState Gazette act 24331980 (18-01-2024)Current18-01-2024 → present
-
JAN PANISDirectorState Gazette act 24331980 (18-01-2024)Current18-01-2024 → present
3 events
- 18-01-2024 Appointed· Director
- 30-12-2022 Resigned· Afgevaardigd bestuurder
- 12-07-2022 Resigned· Director
-
WALTER PANISDirectorState Gazette act 24331980 (18-01-2024)Current18-01-2024 → present
2 events
- 18-01-2024 Appointed· Director
- 12-07-2022 Resigned· Director
-
Gert Van CauwenberghDirectorState Gazette act 23091605 (14-07-2023)Current14-07-2023 → present
-
BMC X B.V.DirectorState Gazette act 22083514 (12-07-2022)Current12-07-2022 → present
+ 13 not shown in this overview
Historic, not recently confirmed (10)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Bart Van WinkelDirectorState Gazette act 20064429 (09-06-2020)Not recently confirmedlast confirmed in an act from 2020
-
Adviesbureau Luc Miermans bvbaLegal entityDirectorState Gazette act 16137864 (06-10-2016)Not recently confirmedlast confirmed in an act from 2016
-
De Linde B.V.B.A.DirectorState Gazette act 16137864 (06-10-2016)Not recently confirmedlast confirmed in an act from 2016
-
Jan Panis B.V.B.A.DirectorState Gazette act 16137864 (06-10-2016)Not recently confirmedlast confirmed in an act from 2016
3 events
- 06-10-2016 Appointed· Director
- 06-10-2016 Appointed· Afgevaardigd bestuurder
- 06-10-2016 Resigned· Director
-
Litoma bvbaLegal entityDirectorState Gazette act 16137864 (06-10-2016)Not recently confirmedlast confirmed in an act from 2016
-
Ludo Panis B.V.B.A.DirectorState Gazette act 16137864 (06-10-2016)Not recently confirmedlast confirmed in an act from 2016
-
Namicom bvbaLegal entityDirectorState Gazette act 16137864 (06-10-2016)Not recently confirmedlast confirmed in an act from 2016
-
Sonja Kuypers B.V.B.A.DirectorState Gazette act 16137864 (06-10-2016)Not recently confirmedlast confirmed in an act from 2016
-
Walter Panis B.V.B.A.DirectorState Gazette act 16137864 (06-10-2016)Not recently confirmedlast confirmed in an act from 2016
-
Sonja KuypersDirectorState Gazette act 16031872 (02-03-2016)Not recently confirmedlast confirmed in an act from 2016
Permanent representatives (4)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
-
Walter PanisVaste vertegenwoordigerState Gazette act 24109811 (19-07-2024)Permanent representative19-07-2024 → present
-
Toon-Bert PanisVaste vertegenwoordigerState Gazette act 22154499 (30-12-2022)Permanent representative30-12-2022 → present
-
Stijn PanisVaste vertegenwoordigerState Gazette act 22154499 (30-12-2022)Permanent representative30-12-2022 → 19-07-2024
2 events
- 19-07-2024 Resigned· Vaste vertegenwoordiger
- 30-12-2022 Appointed· Vaste vertegenwoordiger
-
John HaenraetsVaste vertegenwoordigerState Gazette act 22154499 (30-12-2022)Permanent representative- → 30-12-2022
Former directors (7)
-
Bernard HallemansDirectorState Gazette act 19147301 (07-11-2019)Former07-11-2019 → 20-08-2025
3 events
- 20-08-2025 Resigned· Director
- 12-07-2022 Resigned· Director
- 07-11-2019 Appointed· Director
-
Bymaco BVLegal entityDirectorState Gazette act 25105813 (20-08-2025)Former- → 20-08-2025
-
GEVANCA BVLegal entityDirectorState Gazette act 25105813 (20-08-2025)Former- → 20-08-2025
-
John HaenraetsDirectorState Gazette act 17157106 (08-11-2017)Former08-11-2017 → 12-07-2022
2 events
- 12-07-2022 Resigned· Director
- 08-11-2017 Appointed· Director
-
Luc MiermansDirectorState Gazette act 19147301 (07-11-2019)Former- → 07-11-2019
2 further former directors in the mandate history. Available in Kantoor S.
See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Statutory auditor
3 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Gert MarisCurrent Statutory auditor |
- | 21-05-2019 → present |
Show 2 earlier auditors
| BDO Bedrijfsrevisoren Burg. C.V.B.A. Statutory auditor succeeded by Gert Maris in 2019 |
- | 08-11-2017 → 21-05-2019 |
| Hans Wilmots Statutory auditor |
- | - → 21-05-2019 |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Vervaardiging van artikelen van beton voor de bouw(23610) |
| Legal form | Public limited company(014) |
| Incorporation | 13-08-1955 |
| Status | Active |
| Postal code | 3690 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dijkstraat 33690 ZutendaalEstablishment units
1 locationDijkstraat 3, 3690 Zutendaal
since 19552.007.764.396
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area13.9 ha
Buildings1
Building footprint9,539 m²
Volume (LiDAR)84,948 m³
Tallest building21.6 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71582D0964/00T000 | Flanders | 13.9 ha | 1 · 9,539 m² | 21.6 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
16 acts All acts · 16
updated 1 year ago
2025
20-08-2025 3 directors appointed, 3 resigning
- TYD BV, Bestuurder
- FOCUS ADVIES BV, Bestuurder
- Castlight BV, Bestuurder
- Bymaco BV, Bestuurder
- GEVANCA BV, Bestuurder
- Bernard HALLEMANS, Bestuurder
Summary:
v3.2
2024
19-07-2024 3 directors appointed, 1 resigning
- Patrick Bynens, Bestuurder
- Rob Geraerdts, Bijkomende bestuurder
- Walter Panis, Vaste vertegenwoordiger
- Stijn Panis, Vaste vertegenwoordiger
Summary:
v3.2
18-01-2024 8 directors appointed, 1 resigning
- IMMO EBEMA, Bestuurder
- WALTER PANIS, Bestuurder
- JAN PANIS, Bestuurder
- DE LINDE, Bestuurder
- GEVANCA, Bestuurder
- BMC X, Bestuurder
- EUGENIUS, Bestuurder
- HALLEMANS Bernard Fernand Janine Jeno, Bestuurder
Summary:
v3.2
2023
14-07-2023 2 directors appointed
2022
30-12-2022 3 directors appointed, 2 resigning
- Toon-Bert Panis, Vaste vertegenwoordiger
- Stijn Panis, Vaste vertegenwoordiger
- Patrick Bynens, Afgevaardigd bestuurder
- John Haenraets, Vaste vertegenwoordiger
- Jan Panis, Afgevaardigd bestuurder
Summary:
v3.2
12-07-2022 13 directors appointed, 8 resigning
- N.V. Immo Ebema, Bestuurder
- Jan Panis B.V., Bestuurder
- Walter Panis B.V., Bestuurder
- De Linde B.V., Bestuurder
- De Heer John Haenraets, Bestuurder
- De Heer Bernard Hallemans, Bestuurder
- Eugenius B.V., Bestuurder
- BMC X B.V., Bestuurder
Summary:
v3.2
13-06-2022 Ludo Panis appointed as director
27-04-2022 2 directors appointed
2020
30-09-2020 1 director appointed, 1 resigning
09-06-2020 1 director appointed, 1 resigning
2019
07-11-2019 1 director appointed, 1 resigning
21-05-2019 1 director appointed, 1 resigning
2018
09-05-2018 Albert Panis resigns as director
2017
08-11-2017 2 directors appointed, 3 resigning
- John Haenraets, Bestuurder
- BDO Bedrijfsrevisoren Burg. C.V.B.A., Commissaris
- Jos Steegmans, Bestuurder
- Hans Wilmots, Commissaris
- Gert Maris, Commissaris
Summary:
v3.2
2016
06-10-2016 11 directors appointed, 1 resigning
- Albert Panis, Bestuurder
- Ludo Panis B.V.B.A., Bestuurder
- De Linde B.V.B.A., Bestuurder
- Jan Panis B.V.B.A., Bestuurder
- Walter Panis B.V.B.A., Bestuurder
- N.V. Immo Ebema, Bestuurder
- Adviesbureau Luc Miermans bvba, Bestuurder
- Namicom bvba, Bestuurder
Summary:
v3.2
02-03-2016 Sonja Kuypers appointed as director
Analysis
Financial profile
5 of 5 axes measured73
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
24
Solvency
100
Growth
54
Stability
100
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 61 of the 395 companies in this sector. 32 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Vervaardiging van artikelen van beton voor de bouw23610
Primary activity highlighted.
Names & trade names
| Legal nameNL | Edelbims |
Registered office
Dijkstraat 3
3690 Zutendaal, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.