EDEL
ActiveEDEL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+26
Solvency28▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
14%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 14056 sector peers (2025).
NBB · sector comparisonPosition among 14056 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
26 d late
2023
1 d late
2022
23 d late
2021
33 d early
2020
13 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€178k
EBIT margin
-3.1%
Net result
€17k▲ 337%
2024 · €4k
2018: €-12k
2019: €11k
2020: €6k
2021: €11k
2022: €13k
2023: €-18k
2024: €4k
2018 → 2025
Working capital
€-20k▲ 43.4%
2024 · €-35k
2018: €-54k
2019: €-42k
2020: €-37k
2021: €-26k
2022: €-19k
2023: €-39k
2024: €-35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€1k€-17k€-13k▲ 22.4%€3k
Operating result€15k-€25k▲ 61.0%€-15k€7k€24k▲ 260%
Net result€11k-€13k▲ 16.9%€-18k€4k€17k▲ 337%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 260% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€77k▼ 3.7%
Current assets
€41k▲ 87.2%
Equity and liabilities €118k
Equity
€3k
Debt
€115k
Debt finances 97.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k▲
2024 · €12k
Cash flow
€21k▲
2024 · €9k
Solvency
2.9%▲
2024 · -12.8%
Current ratio
0.68▲
2024 · 0.39
Quick ratio
0.68▲
2024 · 0.39
Debt / equity
33.50▲
2024 · -8.80
ROE
482.0%
ROA
14.0%▲
2024 · 3.7%
Interest coverage
8.80▲
2024 · 4.39
Debt
€115k▼
2024 · €115k
Debt ≤ 1 year
€61k▲
2024 · €57k
Debt > 1 year
€54k▼
2024 · €59k
Income taxes
€4k▲
2024 · €370
Staff costs
€44k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€118k▲
Fixed assets21/28€80k€77k▼
Tangible fixed assets22/27€80k€77k▼
Land and buildings22€78k€75k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€1k€429▼
Financial fixed assets28€500€500=
Current assets29/58€22k€41k▲
Amounts receivable within one year40/41€714€387▼
Trade receivables40€186€29▼
Other amounts receivable41€527€358▼
Cash at bank and in hand54/58€18k€37k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€102k€118k▲
Equity10/15€-13k€3k▲
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-44k€-27k▲
Amounts payable17/49€115k€115k▼
Amounts payable after more than one year17€59k€54k▼
Financial debts170/4€59k€54k▼
Amounts payable within one year42/48€57k€61k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Financial debts43€402€668▲
Credit institutions430/8€402€668▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€8k€15k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€33k€32k▼
Income statement
Code20242025
Remuneration, social security and pensions62€42k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€58k€76k▲
Operating profit (loss)9901€7k€24k▲
Financial income75/76B€151€1▼
Recurring financial income75€151€1▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€4k€21k▲
Income taxes67/77€370€4k▲
Profit (loss) for the period9904€4k€17k▲
Profit (loss) for the period to be appropriated9905€4k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-27k▲
Profit (loss) brought forward from the previous period14P€-47k€-44k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €17k ▲337%
Net result €17k, the highest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-18k ▼240%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plezantstraat 719100 Sint-NiklaasGround area
4,061 m²
Building footprint
3,907 m²
Volume, LiDAR
57,249 m³
Parcel 46443E0592/00D000, Flanders · tallest building 29.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EDEL IMMO
since 19992.161.943.423
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E0592/00D000 | Flanders | 4,061 m² | 1 · 3,907 m² | 29.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 120 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 120 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 1,633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-1999
Fiscal year end31-12
Trade name NL
EDEL IMMO
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.