EDDY DUMONT
ActiveEDDY DUMONT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €72k and a net result of €8k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+10
Solvency52▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.76 in 2023; short-term debt: 35.8% and cash: 3.9% of total assets), and 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.8%
Return on assets
2.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
29 d late
2022
67 d late
2021
22 d late
2020
1 d early
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€349k
EBIT margin
-3.6%
Net result
€8k
2023 · €-18k
2018: €-16k
2019: €-6k
2020: €22k
2021: €2k
2022: €24k
2023: €-18k
2018 → 2024
Working capital
€317
2023 · €-26k
2018: €7k
2019: €766
2020: €6k
2021: €3k
2022: €8k
2023: €-26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€57k-€59k▲ 3.9%€83k▲ 40.7%€64k▼ 22.3%€72k▲ 12.2%
Operating result€24k-€6k▼ 77.3%€32k▲ 477%€-12k€13k
Net result€22k-€2k▼ 89.8%€24k▲ 987%€-18k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €13k after a loss of €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €269k
Fixed assets
€172k▼ 27.0%
Current assets
€97k▲ 16.5%
Equity and liabilities €269k
Equity
€72k▲ 12.2%
Debt
€197k▼ 22.7%
The debt ratio falls from 79.8% to 73.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▲
2023 · €50k
Cash flow
€71k▲
2023 · €44k
Solvency
26.8%▲
2023 · 20.2%
Current ratio
1.00▲
2023 · 0.76
Quick ratio
1.00▲
2023 · 0.76
Debt / equity
2.73▼
2023 · 3.96
ROE
10.9%▲
2023 · -28.7%
ROA
2.9%▲
2023 · -5.8%
Interest coverage
13.97▲
2023 · 8.33
Debt
€197k▼
2023 · €255k
Debt ≤ 1 year
€96k▼
2023 · €109k
Debt > 1 year
€93k▼
2023 · €141k
Income taxes
€354▲
2023 · €331
Staff costs
€62k▼
2023 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€319k€269k▼
Fixed assets21/28€236k€172k▼
Tangible fixed assets22/27€236k€172k▼
Plant, machinery and equipment23€36k€17k▼
Furniture and vehicles24€89k€66k▼
Leasing and similar rights25€111k€90k▼
Other tangible fixed assets26€0-
Financial fixed assets28€50€50=
Current assets29/58€83k€97k▲
Amounts receivable within one year40/41€49k€80k▲
Trade receivables40€31k€64k▲
Other amounts receivable41€17k€15k▼
Cash at bank and in hand54/58€24k€11k▼
Deferred charges and accrued income490/1€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€319k€269k▼
Equity10/15€64k€72k▲
Contributions10/11€10k€10k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€32k€40k▲
Amounts payable17/49€255k€197k▼
Amounts payable after more than one year17€141k€93k▼
Financial debts170/4€141k€93k▼
Amounts payable within one year42/48€109k€96k▼
Current portion of amounts payable after more than one year42€49k€50k▲
Trade debts44€39k€15k▼
Suppliers440/4€39k€15k▼
Taxes, remuneration and social security45€3k€627▼
Taxes450/3€2k€369▼
Remuneration and social security454/9€450€258▼
Other amounts payable47/48€19k€31k▲
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20232024
Remuneration, social security and pensions62€65k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€64k▲
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€6k€465▼
Gross operating margin9900€127k€144k▲
Operating profit (loss)9901€-12k€13k▲
Financial income75/76B€54€874▲
Recurring financial income75€54€874▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-18k€8k▲
Income taxes67/77€331€354▲
Profit (loss) for the period9904€-18k€8k▲
Profit (loss) for the period to be appropriated9905€-18k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€40k▲
Profit (loss) brought forward from the previous period14P€51k€32k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-18k ▼177%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Highest result since 2018net €24k ▲987%
Operating result €32k, net result €24k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Couture(NAL) 336120 Ham-sur-Heure-NalinnesGround area
158 m²
Building footprint
79 m²
Volume, LiDAR
599 m³
Parcel 56058C0219/00E000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EDDY DUMONT
since 20132.216.086.447
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058C0219/00E000 | Wallonia | 158 m² | 1 · 79 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryEDDY DUMONT SRL45588
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,232. 2,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2012
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43422Screed work
43910Bricklaying and masonry work
43994Specialised construction activities
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.