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EDD IMMO

Active
Private limited companyfounded 2007active for 19 yearsPlace de Ghlin (G.) 29B, 7011 Mons, BelgiumKBO/BCE: BE 0889.134.167
Summary

EDD IMMO has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€145,375) and a net result of -€1,600. Equity remains stable across the filed financial years (±1.8% per year). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Activity not known1 site
Size
€145,524total assets 2025
Equity
-€145,375
Loss
-€1,600
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 7 days early0 of 4 deeds read
Why 54raises riskCapped at 59: negative equityNegative equity -€145,375No main activity registeredlowers riskSize: total assets €145,524Founded in 2007Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -99.9% of total assets
Liquidity 16+1
short-term debt 90.0% · cash 12.9%
Profitability 67=
return on assets -1.1%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.14, compared with 0.13 in 2024; short-term debt: 90% and cash: 12.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 11% on liquidity, 45% on profitability and 41% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €145,524
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€145,375
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · No main activity registered
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€145,375
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
17 days early
2023
19 days early
2022
26 days early
2021
2 days early
2020
31 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 7 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

Equity
-€145,375▼ 1.1%
2024 · -€143,775
Total assets
€145,524▼ 2.1%
2024 · €148,687
Net result
-€1,600▲ 35.3%
2024 · -€2,473
Working capital
-€111,951▲ 3.0%
2024 · -€115,425
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €1,576 in 2025 against €2,449 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,576 2025 Net result-€1,600 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€702--€702=-€3,019▼ 330%-€2,283▲ 24.4%-€1,329▲ 41.8%-€4,631▼ 248%-€2,449▲ 47.1%-€1,576▲ 35.7%
Net result-€722--€720▲ 0.4%-€3,048▼ 323%-€2,304▲ 24.4%-€1,353▲ 41.3%-€4,655▼ 244%-€2,473▲ 46.9%-€1,600▲ 35.3%
Equity-€129,222--€129,942▼ 0.6%-€132,990▼ 2.3%-€135,294▼ 1.7%-€136,647▼ 1.0%-€141,302▼ 3.4%-€143,775▼ 1.8%-€145,375▼ 1.1%
Total assets€614-€195▼ 68.3%€162,235▲ 83,213%€157,690▼ 2.8%€155,646▼ 1.3%€151,173▼ 2.9%€148,687▼ 1.6%€145,524▼ 2.1%
Debt€129,837-€130,137▲ 0.2%€295,225▲ 127%€292,983▼ 0.8%€292,293▼ 0.2%€292,475▲ 0.1%€292,463=€290,899▼ 0.5%
Working capital-€129,222--€129,942▼ 0.6%-€126,076▲ 3.0%-€122,519▲ 2.8%-€118,405▲ 3.4%-€117,638▲ 0.6%-€115,425▲ 1.9%-€111,951▲ 3.0%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145,524
Fixed assets €126,576 ▼ 3.9%
Current assets €18,948 ▲ 11.2%
Equity and liabilities
Equity-€145,375
Debt€290,899
Equity is negative: debt (€290,899) exceeds the balance-sheet total (€145,524).
Key figures and ratios
2025 value · change against 2024
EBITDA
€3,498▲
2024 · €2,927
Cash flow
€3,474▲
2024 · €2,903
Solvency
-99.9%▼
2024 · -96.7%
Current ratio
0.14▲
2024 · 0.13
ROA
-1.1%▲
2024 · -1.7%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€130,899▼
2024 · €132,463
Debt > 1 year
€160,000=
2024 · €160,000
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.8% went bankrupt
5.8% stopped otherwise
91% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€148,687€145,524▼
Formation expenses20€0€0=
Fixed assets21/28€131,650€126,576▼
Tangible fixed assets22/27€131,650€126,576▼
Land and buildings22€131,647€126,576▼
Plant, machinery and equipment23€3€0▼
Current assets29/58€17,038€18,948▲
Amounts receivable within one year40/41€128€187▲
Other amounts receivable41€128€187▲
Cash at bank and in hand54/58€16,910€18,761▲
Equity and liabilities
Total equity and liabilities10/49€148,687€145,524▼
Equity10/15-€143,775-€145,375▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€162,375-€163,975▼
Amounts payable17/49€292,463€290,899▼
Amounts payable after more than one year17€160,000€160,000=
Financial debts170/4€160,000€160,000=
Amounts payable within one year42/48€132,463€130,899▼
Trade debts44€1,449€67▼
Suppliers440/4€1,449€67▼
Other amounts payable47/48€131,014€130,832▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,376€5,074▼
Other operating charges640/8€1,530€1,573▲
Gross operating margin9900€4,457€5,071▲
Operating profit (loss)9901-€2,449-€1,576▲
Financial charges65/66B€24€24=
Recurring financial charges65€24€24=
Profit (loss) for the period before taxes9903-€2,473-€1,600▲
Profit (loss) for the period9904-€2,473-€1,600▲
Profit (loss) for the period to be appropriated9905-€2,473-€1,600▲
Appropriation of the result
Profit (loss) to be appropriated9906-€162,375-€163,975▼
Profit (loss) brought forward from the previous period14P-€159,902-€162,375▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€1,166€5,420€5,422€5,422€5,376€5,074▼ 5.6%
Other operating charges640/8---€1,194€1,219€1,531€1,530€1,573▲ 2.8%
Gross operating margin9900-€300-€300-€1,286€4,331€5,312€2,322€4,457€5,071▲ 13.8%
Operating profit (loss)9901-€702-€702-€3,019-€2,283-€1,329-€4,631-€2,449-€1,576▲ 35.7%
Recurring financial income75€8--------
Financial charges65/66B---€21€24€24€24€24=
Recurring financial charges65€29€18€29€21€24€24€24€24=
Profit (loss) for the period before taxes9903-€722-€720-€3,048-€2,304-€1,353-€4,655-€2,473-€1,600▲ 35.3%
Profit (loss) for the period9904-€722-€720-€3,048-€2,304-€1,353-€4,655-€2,473-€1,600▲ 35.3%
Profit (loss) for the period to be appropriated9905-€722-€720-€3,048-€2,304-€1,353-€4,655-€2,473-€1,600▲ 35.3%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€614€195€162,235€157,690€155,646€151,173€148,687€145,524▼ 2.1%
Formation expenses20------€0€0-
Fixed assets21/28--€153,086€147,871€142,448€137,026€131,650€126,576▼ 3.9%
Tangible fixed assets22/27--€153,086€147,871€142,448€137,026€131,650€126,576▼ 3.9%
Land and buildings22---€146,861€141,789€136,718€131,647€126,576▼ 3.9%
Plant, machinery and equipment23---€1,010€659€308€3€0▼ 100%
Current assets29/58€614€195€9,149€9,819€13,198€14,147€17,038€18,948▲ 11.2%
Amounts receivable within one year40/41--€3,738€371€516-€128€187▲ 46.3%
Other amounts receivable41---€371€516-€128€187▲ 46.3%
Cash at bank and in hand54/58€614€195€5,411€9,449€12,682€14,147€16,910€18,761▲ 10.9%
Equity and liabilities
Total equity and liabilities10/49€614€195€162,235€157,690€155,646€151,173€148,687€145,524▼ 2.1%
Equity10/15-€129,222-€129,942-€132,990-€135,294-€136,647-€141,302-€143,775-€145,375▼ 1.1%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€147,822-€148,542-€151,590-€153,894-€155,247-€159,902-€162,375-€163,975▼ 1.0%
Amounts payable17/49€129,837€130,137€295,225€292,983€292,293€292,475€292,463€290,899▼ 0.5%
Amounts payable after more than one year17--€160,000€160,000€160,000€160,000€160,000€160,000=
Financial debts170/4---€160,000€160,000€160,000€160,000€160,000=
Amounts payable within one year42/48€129,837€130,137€135,225€132,338€131,603€131,785€132,463€130,899▼ 1.2%
Trade debts44€54€355€4,942€1,357€1,264€1,114€1,449€67▼ 95.4%
Suppliers440/4---€1,357€1,264€1,114€1,449€67▼ 95.4%
Other amounts payable47/48---€130,981€130,339€130,672€131,014€130,832▼ 0.1%
Accrued charges and deferred income492/3---€645€690€690---
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€722-€720-€3,048-€2,304-€1,353-€4,655-€2,473-€1,600▲ 35.3%
+ Depreciation and write-downs630--€1,166€5,420€5,422€5,422€5,376€5,074▼ 5.6%
Operating cash flow (approximation)-€722-€720-€1,882€3,116€4,069€767€2,903€3,474▲ 19.7%
Investment in fixed assets (approximation)----€204€0€0€0€0-
Change in cash--€419€5,216€4,037€3,233€1,466€2,763€1,851▼ 33.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

EDD IMMO was incorporated on 2 May 2007.1 Total assets fell from €162,235 in 2020 to €145,524 in 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
14-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
12-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Weakest financial yearnet -€4,655
Net result drops to -€4,655, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
29-07
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-08
NBB filing Annual accounts filed
financial year 2020 · micro format · 31 days late
2020
31-10
NBB filing Annual accounts filed
financial year 2019 · micro format · 92 days late
2019
29-08
NBB filing Annual accounts filed
financial year 2018 · micro format · 29 days late
2018
30-08
NBB filing Annual accounts filed
financial year 2017 · full format · 30 days late
2017
08-08
NBB filing Annual accounts filed
financial year 2016 · full format · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 18 annual accounts filed, the latest 10 are here; all 18 are at the National Bank.
0 of 4 deeds read
About the unread acts

We know of 4 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded02-05-2007
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 12 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2007
registered office establishment The establishment unit on the map
Ground area
849 m²
Building footprint
256 m²
Building volume
1,947 m³
2 parcels, Wallonia · tallest building 11.1 m. Linked by address, not a title deed.
1 establishment unit
FEMINA FORME
Place de Ghlin (G.) 29, 7011 MonsRetail sale of cosmetics and toilet articles
since 2007unit no. 2.163.734.656
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
53030B0020/00E000 Wallonia 575 m² 1 · 137 m² 10.0 m · 3
53030B0020/00D000 Wallonia 274 m² 1 · 119 m² 11.1 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.