EDCAVER
ActiveEDCAVER has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €28k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+34
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.38 against 4.28 in 2024), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
9.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d early
2023
7 d late
2022
19 d early
2021
19 d early
2020
25 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▲ 13.9%
2024 · €198k
2018: €118k
2019: €129k
2020: €153k
2021: €173k
2022: €181k
2023: €186k
2024: €198k
2018 → 2025
Total assets
€292k▲ 13.1%
2024 · €258k
2018: €144k
2019: €160k
2020: €190k
2021: €217k
2022: €226k
2023: €234k
2024: €258k
2018 → 2025
Net result
€28k▲ 151%
2024 · €11k
2018: €12k
2019: €12k
2020: €23k
2021: €20k
2022: €8k
2023: €5k
2024: €11k
2018 → 2025
Working capital
€225k▲ 14.0%
2024 · €197k
2018: €108k
2019: €121k
2020: €147k
2021: €170k
2022: €181k
2023: €186k
2024: €197k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€181k▲ 4.7%€186k▲ 2.9%€198k▲ 6.1%€225k▲ 13.9%
Operating result€30k-€14k▼ 53.7%€10k▼ 26.4%€19k▲ 91.4%€46k▲ 137%
Net result€20k-€8k▼ 58.9%€5k▼ 35.8%€11k▲ 114%€28k▲ 151%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 137% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €292k
Fixed assets
€387▼ 29.3%
Current assets
€291k▲ 13.2%
Equity and liabilities €292k
Equity
€225k▲ 13.9%
Debt
€66k▲ 10.5%
The debt ratio falls from 23.3% to 22.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€46k▲
2024 · €20k
Cash flow
€28k▲
2024 · €11k
Solvency
77.2%▲
2024 · 76.7%
Current ratio
4.38▲
2024 · 4.28
Quick ratio
4.38▲
2024 · 4.28
Debt / equity
0.29▼
2024 · 0.30
ROE
12.6%▲
2024 · 5.7%
ROA
9.7%▲
2024 · 4.4%
Interest coverage
18.57▲
2024 · 6.55
Debt
€66k▲
2024 · €60k
Debt ≤ 1 year
€66k▲
2024 · €60k
Income taxes
€15k▲
2024 · €5k
Staff costs
€158k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€258k€292k▲
Fixed assets21/28€548€387▼
Tangible fixed assets22/27€548€387▼
Furniture and vehicles24€548€387▼
Current assets29/58€257k€291k▲
Amounts receivable within one year40/41€51k€39k▼
Trade receivables40€35k€27k▼
Other amounts receivable41€17k€12k▼
Cash at bank and in hand54/58€205k€251k▲
Deferred charges and accrued income490/1€1k€824▼
Equity and liabilities
Total equity and liabilities10/49€258k€292k▲
Equity10/15€198k€225k▲
Contributions10/11€6k€6k=
Reserves13€107k€135k▲
Distributable reserves133€107k€135k▲
Profit (loss) carried forward14€84k€84k=
Amounts payable17/49€60k€66k▲
Amounts payable within one year42/48€60k€66k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€24k€27k▲
Taxes450/3€7k€5k▼
Remuneration and social security454/9€17k€22k▲
Other amounts payable47/48€34k€36k▲
Income statement
Code20242025
Remuneration, social security and pensions62€97k€158k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€161€161=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€118k€205k▲
Operating profit (loss)9901€19k€46k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€16k€44k▲
Income taxes67/77€5k€15k▲
Profit (loss) for the period9904€11k€28k▲
Profit (loss) for the period to be appropriated9905€11k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€112k▲
Profit (loss) brought forward from the previous period14P€84k€84k=
Transfer to equity691/2€11k€27k▲
To other reserves6921€11k€27k▲
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €28k ▲151%
Operating result €46k, net result €28k, both a record.
31-12
Financial
Equity above €200kEq €225k ▲13.9%
8 profitable years in a row build equity to €225k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial
Weakest financial yearnet €5k ▼35.8%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €153k ▲18.1%
3 profitable years in a row build equity to €153k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoeperstraat 48340 DammeGround area
2,379 m²
Building footprint
403 m²
Volume, LiDAR
2,437 m³
2 parcels, Flanders · tallest building 14.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EDCAVER BVBA
since 20122.205.831.864
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31019B0610/00F000 | Flanders | 2,162 m² | 1 · 186 m² | 7.6 m · 2 fl. |
| 43352E0624/00D000 | Flanders | 217 m² | 1 · 217 m² | 14.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Chabelle
BE 0555.662.817
Nazareth-De Pinte · Eq €225k
Case Départ
BE 0879.446.342
Ottignies-Louvain-la-Neuve · Eq €229k
JNTS
BE 0862.976.039
Morlanwelz · Eq €220k
LUPINOU
BE 0795.945.079
Ukkel · Eq €237k
PVL INVEST
BE 0889.383.003
Leuven · Eq €214k
Of 658 companies in sector 47715 we hold annual accounts for 186. 127 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2011
Fiscal year end31-12
Activities, NACEBEL
47715Retail trade
47513Retail trade
47714Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.