EDAM
ActiveThe computed 12-month bankruptcy probability of EDAM is 9.0% (elevated). The 2025 annual accounts show equity of €46k and a net result of €10k. Equity is growing by ~48.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 18173 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-24
Solvency58▼-7
Growth85=
Track record94
Bankruptcy probability, 12 months
9.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 1.63 against 1.67 in 2024; short-term debt: 49.9% and cash: 20.1% of total assets), but 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
7.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
10 d late
2024
27 d early
2023
1 d early
2022
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€650k▼ 12.8%
2024 · €745k
2022: €363k
2023: €478k
2024: €745k
2022 → 2025
EBIT margin
2.0%▼ 1.0pp
2024 · 3.0%
2022: -0.9%
2023: 2.8%
2024: 3.0%
2022 → 2025
Net result
€10k▼ 39.1%
2024 · €17k
2022: €-2k
2023: €11k
2024: €17k
2022 → 2025
Working capital
€44k▲ 22.3%
2024 · €36k
2022: €8k
2023: €19k
2024: €36k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€363k-€478k▲ 31.8%€745k▲ 55.9%€650k▼ 12.8%
Equity€8k-€19k▲ 147%€36k▲ 91.3%€46k▲ 29.1%
Operating result€-3k-€13k€23k▲ 71.0%€13k▼ 42.2%
Net result€-2k-€11k€17k▲ 53.4%€10k▼ 39.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€26k
Current assets
€113k
Equity and liabilities €140k
Equity
€46k▲ 29.1%
Debt
€94k▲ 77.5%
The debt ratio rises from 59.7% to 67.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k
Cash flow
€12k
Solvency
32.9%▼
2024 · 40.3%
Current ratio
1.63▼
2024 · 1.67
Quick ratio
0.51▼
2024 · 0.77
Debt / equity
2.04▲
2024 · 1.48
ROE
22.5%▼
2024 · 47.7%
ROA
7.4%▼
2024 · 19.2%
Interest coverage
90.38
Debt
€94k▲
2024 · €53k
Debt ≤ 1 year
€70k▲
2024 · €53k
Debt > 1 year
€24k
Income taxes
€3k▼
2024 · €6k
Staff costs
€92k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€140k▲
Fixed assets21/28-€26k
Tangible fixed assets22/27-€15k
Furniture and vehicles24-€15k
Financial fixed assets28-€11k
Current assets29/58€88k€113k▲
Stocks and contracts in progress3€48k€77k▲
Stocks30/36€48k€77k▲
Amounts receivable within one year40/41€2k€8k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€39k€28k▼
Deferred charges and accrued income490/1-€44
Equity and liabilities
Total equity and liabilities10/49€88k€140k▲
Equity10/15€36k€46k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€26k€36k▲
Amounts payable17/49€53k€94k▲
Amounts payable after more than one year17-€24k
Other amounts payable178/9-€24k
Amounts payable within one year42/48€53k€70k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€41k€59k▲
Taxes450/3€26k€16k▼
Remuneration and social security454/9€15k€42k▲
Other amounts payable47/48€8k€8k▲
Income statement
Code20242025
Turnover70€745k€650k▼
Goods, raw materials, services and sundry goods60/61€619k€543k▼
Remuneration, social security and pensions62€121k€92k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€3k€11k▲
Gross operating margin9900€147k€117k▼
Operating profit (loss)9901€23k€13k▼
Financial income75/76B€72€7▼
Recurring financial income75€72€7▼
Financial charges65/66B€62€159▲
Recurring financial charges65€62€159▲
Profit (loss) for the period before taxes9903€23k€13k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€17k€10k▼
Profit (loss) for the period to be appropriated9905€17k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€36k▲
Profit (loss) brought forward from the previous period14P€9k€26k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €17k ▲53.4%
Operating result €23k, net result €17k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 8 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Argonnestraat 341060 Sint-Gillis (bij-Brussel)Ground area
818 m²
Building footprint
520 m²
Volume, LiDAR
7,503 m³
7 parcels, Brussels, Wallonia · tallest building 24.9 m, ±7 floors. Linked by address, not a title deed.
8 establishment units
EDAM
since 20212.322.205.536
EDAM
since 20212.322.205.635
EDAM
since 20222.332.616.507
EDAM
since 20232.347.935.082
EDAM EXPRESS
since 20252.372.323.159
EDAM
since 20262.390.433.752
Show 2 more locations
Edam 6
since 20262.391.363.269
Edam 8
since 20262.393.385.819
7 parcels
Wallonia
1
(14.3%)
Brussels
6
(85.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0199/00X005 | Brussels | 203 m² | 1 · 184 m² | 24.9 m · 7 fl. |
| 21809K0187/00M017 | Brussels | 184 m² | 1 · 68 m² | 16.9 m · 5 fl. |
| 56043C0254/00C002 | Wallonia | 184 m² | 1 · 78 m² | 10.7 m · 3 fl. |
| 21014A0090/00F000 | Brussels | 75 m² | 1 · 75 m² | 14.8 m · 4 fl. |
| 21810L2135/00A004 | Brussels | 62 m² | 1 · 62 m² | 21.6 m · 7 fl. |
| 21562A0393/00Y005 | Brussels | 57 m² | - | - |
| 21001A0669/00G000 | Brussels | 54 m² | 1 · 54 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 6
7 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
6 sitesSint-Gillis2.322.205.635
Brussel2.322.205.536
Brussel2.347.935.082
Sint-Gillis2.332.616.507
Show 2 more sites
Sint-Gillis2.372.323.159
Sint-Joost-ten-Node2.391.363.269
Similar companies · same sector, comparable size
AFRICAN CORPORATE
BE 0713.818.050
Antwerpen · Eq €46k
AJK TRANSPORT
BE 0777.540.122
Anderlecht · Eq €46k
CROSS ROADS
BE 0629.815.555
Ath · Eq €46k
DELINA MARKET
BE 0849.964.577
Colfontaine · Eq €46k
GABIA
BE 0843.593.162
Sint-Gillis (bij-Brussel) · Eq €46k
Of 10,527 companies in sector 47110 we hold annual accounts for 5,862. 4,619 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47260Retail trade
47400Retail sale of information and communication equipment
47420Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
56101Full-service restaurants
56111Full-service restaurants
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.