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Eczane

Active Risk: not assessed
Private limited companyfounded 201511 yrs activeOswald Ponettestraat 42, 9600 Ronse, BelgiumKBO/BCE: BE 0568.819.381
Summary

Eczane is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €149,529 and a net result of -€14,375. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 14% of 8061 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8061 sector peers (2025).
NBB · sector comparison
Position among 8061 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
6 d early
2023
1 d early
2022
7 d early
2021
13 d early
2020
37 d early
2019
56 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Eczane was incorporated on 19 January 2015.1 Total assets rose from EUR 1 million in 2018 to EUR 2.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€149,529▼ 8.8%
2024 · €163,904
Net result
-€14,375▲ 7.9%
2024 · -€15,615
Total assets
€2.1m▼ 3.3%
2024 · €2.1m
Solvency
7.3%▼ 0.4pp
2024 · 7.7%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€9,077▼ 14.3%€7,747▼ 14.7%€778▼ 90.0%-€4,611€2,900
Net result-€973▲ 16.0%-€1,085▼ 11.6%-€6,864▼ 532%-€15,615▼ 127%-€14,375▲ 7.9%
Equity€187,468▼ 0.5%€186,383▼ 0.6%€179,518▼ 3.7%€163,904▼ 8.7%€149,529▼ 8.8%
Total assets€2.4m▼ 1.5%€2.3m▼ 2.5%€2.2m▼ 2.6%€2.1m▼ 4.7%€2.1m▼ 3.3%
Debt€2.2m▼ 1.6%€2.1m▼ 2.6%€2.1m▼ 2.5%€2.0m▼ 4.4%€1.9m▼ 2.8%
Working capital-€198,623▼ 25.9%-€205,951▼ 3.7%-€24,257▲ 88.2%-€43,245▼ 78.3%-€65,230▼ 50.8%
Solvency8.0%▲ 0.1pp8.1%▲ 0.2pp8.0%▼ 0.1pp7.7%▼ 0.3pp7.3%▼ 0.4pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2021: €9,077€9,077Net result 2021: -€973-€973Operating result 2022: €7,747€7,747Net result 2022: -€1,085-€1,085Operating result 2023: €778€778Net result 2023: -€6,864-€6,864Operating result 2024: -€4,611-€4,611Net result 2024: -€15,615-€15,615Operating result 2025: €2,900€2,900Net result 2025: -€14,375-€14,37520212022202320242025-€20,000-€15,000-€10,000-€5,000€0€5,000Operating result 2023: €778€778Net result 2023: -€6,864-€6,860Operating result 2024: -€4,611-€4,610Net result 2024: -€15,615-€15,600Operating result 2025: €2,900€2,900Net result 2025: -€14,375-€14,400202320242025
The operating result returns to profit in 2025: €2,900 after a loss of €4,611 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.1m
Fixed assets €1.8m ▼ 4.4%
Current assets €248,958 ▲ 5.3%
Equity and liabilities €2.1m
Equity €149,529 ▼ 8.8%
Debt €1.9m ▼ 2.8%
Debt's share of the balance-sheet total rises from 92.3% to 92.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
ROE
-9.6%▼
2024 · -9.5%
ROA
-0.7%▲
2024 · -0.7%
Debt ≤ 1 year
€314,188▲
2024 · €279,780
Debt > 1 year
€1.6m▼
2024 · €1.7m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.1m€2.1m▼
Fixed assets21/28€1.9m€1.8m▼
Tangible fixed assets22/27€892,775€810,155▼
Land and buildings22€723,476€675,169▼
Plant, machinery and equipment23€169,299€134,986▼
Financial fixed assets28€999,058€999,270=
Current assets29/58€236,535€248,958▲
Amounts receivable within one year40/41€235,581€247,608▲
Trade receivables40€0-
Other amounts receivable41€235,581€247,608▲
Cash at bank and in hand54/58€164€543▲
Deferred charges and accrued income490/1€789€807▲
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.1m▼
Equity10/15€163,904€149,529▼
Contributions10/11€18,600€18,600=
Reserves13€145,304€130,929▼
Distributable reserves133€145,304€130,929▼
Amounts payable17/49€2.0m€1.9m▼
Amounts payable after more than one year17€1.7m€1.6m▼
Financial debts170/4€1.5m€1.4m▼
Other amounts payable178/9€196,711€196,711=
Amounts payable within one year42/48€279,780€314,188▲
Current portion of amounts payable after more than one year42€89,178€91,068▲
Trade debts44€4,683€2,468▼
Suppliers440/4€4,683€2,468▼
Taxes, remuneration and social security45€2,230€0▼
Taxes450/3€2,230€0▼
Other amounts payable47/48€183,690€220,652▲
Accrued charges and deferred income492/3€2,033€714▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82,620€82,620=
Other operating charges640/8€7,372€7,296▼
Gross operating margin9900€85,381€92,816▲
Operating profit (loss)9901-€4,611€2,900▲
Financial income75/76B€2,326€2,244▼
Recurring financial income75€2,326€2,244▼
Financial charges65/66B€13,330€19,519▲
Recurring financial charges65€13,330€19,519▲
Profit (loss) for the period before taxes9903-€15,615-€14,375▲
Profit (loss) for the period9904-€15,615-€14,375▲
Profit (loss) for the period to be appropriated9905-€15,615-€14,375▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,615-€14,375▲
Transfer from equity791/2€15,615€14,375▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82,211€82,620€82,620€82,620€82,620=
Other operating charges640/8€1,363€1,415€6,846€7,372€7,296▼ 1.0%
Gross operating margin9900€92,651€91,781€90,244€85,381€92,816▲ 8.7%
Operating profit (loss)9901€9,077€7,747€778-€4,611€2,900▲ 163%
Financial income75/76B€2,041€2,218€2,414€2,326€2,244▼ 3.6%
Recurring financial income75€2,041€2,218€2,414€2,326€2,244▼ 3.6%
Financial charges65/66B€12,090€11,050€10,056€13,330€19,519▲ 46.4%
Recurring financial charges65€12,090€11,050€10,056€13,330€19,519▲ 46.4%
Profit (loss) for the period before taxes9903-€973-€1,085-€6,864-€15,615-€14,375▲ 7.9%
Profit (loss) for the period9904-€973-€1,085-€6,864-€15,615-€14,375▲ 7.9%
Profit (loss) for the period to be appropriated9905-€973-€1,085-€6,864-€15,615-€14,375▲ 7.9%
Line20212022202320242025Change
Assets
Total assets20/58€2.4m€2.3m€2.2m€2.1m€2.1m▼ 3.3%
Fixed assets21/28€2.1m€2.1m€2.0m€1.9m€1.8m▼ 4.4%
Tangible fixed assets22/27€1.1m€1.1m€975,395€892,775€810,155▼ 9.3%
Land and buildings22€868,396€820,089€771,783€723,476€675,169▼ 6.7%
Plant, machinery and equipment23€272,238€237,925€203,612€169,299€134,986▼ 20.3%
Financial fixed assets28€999,058€999,058€999,058€999,058€999,270=
Current assets29/58€212,707€237,009€259,559€236,535€248,958▲ 5.3%
Amounts receivable within one year40/41€211,557€236,324€258,661€235,581€247,608▲ 5.1%
Trade receivables40--€7,492€0--
Other amounts receivable41€211,557€236,324€251,169€235,581€247,608▲ 5.1%
Cash at bank and in hand54/58€506€5€100€164€543▲ 230%
Deferred charges and accrued income490/1€644€679€798€789€807▲ 2.2%
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.3m€2.2m€2.1m€2.1m▼ 3.3%
Equity10/15€187,468€186,383€179,518€163,904€149,529▼ 8.8%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€168,868€167,783€160,918€145,304€130,929▼ 9.9%
Non-distributable reserves130/1€1,860€0----
Reserves not available under the articles1311€1,860€0----
Distributable reserves133€167,008€167,783€160,918€145,304€130,929▼ 9.9%
Amounts payable17/49€2.2m€2.1m€2.1m€2.0m€1.9m▼ 2.8%
Amounts payable after more than one year17€1.8m€1.7m€1.8m€1.7m€1.6m▼ 5.3%
Financial debts170/4€1.8m€1.7m€1.6m€1.5m€1.4m▼ 6.0%
Other amounts payable178/9€1,290€1,290€193,690€196,711€196,711=
Amounts payable within one year42/48€411,330€442,960€283,815€279,780€314,188▲ 12.3%
Current portion of amounts payable after more than one year42€87,831€88,863€89,907€89,178€91,068▲ 2.1%
Trade debts44€695€1,691€8,452€4,683€2,468▼ 47.3%
Suppliers440/4€695€1,691€8,452€4,683€2,468▼ 47.3%
Taxes, remuneration and social security45€2,605€1,816€2,016€2,230€0▼ 100%
Taxes450/3€2,605€1,816€2,016€2,230€0▼ 100%
Other amounts payable47/48€320,198€350,590€183,440€183,690€220,652▲ 20.1%
Accrued charges and deferred income492/3€795€795€4,240€2,033€714▼ 64.9%
Line20212022202320242025Change
Profit (loss) for the period9904-€973-€1,085-€6,864-€15,615-€14,375▲ 7.9%
+ Depreciation and write-downs630€82,211€82,620€82,620€82,620€82,620=
Operating cash flow (approximation)€81,238€81,535€75,756€67,005€68,245▲ 1.8%
Investment in fixed assets (approximation)-€0€0€0-€212-
Change in cash--€501€95€64€379▲ 490%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet -€15,615
Net result drops to -€15,615, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Highest result since 2018net €45,280 ▲25.6%
Net result €45,280, the highest in the series.
31-12
Financial Equity above €150,000Eq €189,599 ▲31.4%
2 profitable years in a row build equity to €189,599.
04-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
245 m²
Building footprint
160 m²
Volume, LiDAR
41 m³
Parcel 45423E0367/00T000, Flanders · tallest building 10.0 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Eczane
Oswald Ponettestraat 42, 9600 RonseHoldings
since 20152.241.321.095
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45423E0367/00T000 Flanders 245 m² 1 · 160 m² 10.0 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of Eczane and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0568819381
Also 9925:BE0568819381
Registered 02-04-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.