ECTG
ActiveThe computed 12-month bankruptcy probability of ECTG is 2.7% (moderate). The 2025 annual accounts show equity of €590 and a net result of €-2k. Equity is shrinking by ~34.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 42% of 17964 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency45▼-55
Growth58=
Stability100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
18 d early
2024
17 d early
2023
40 d early
2022
35 d early
2021
33 d early
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€590▼ 79.9%
2024 · €3k
2020: €11k
2021: €9k
2022: €7k
2023: €5k
2024: €3k
2020 → 2025
Total assets
€2k▼ 44.9%
2024 · €4k
2020: €11k
2021: €10k
2022: €7k
2023: €6k
2024: €4k
2020 → 2025
Net result
€-2k▼ 6.1%
2024 · €-2k
2020: €-4k
2021: €-1k
2022: €-2k
2023: €-2k
2024: €-2k
2020 → 2025
Working capital
€590▼ 79.9%
2024 · €3k
2021: €9k
2023: €5k
2024: €3k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€7k▼ 25.1%€5k▼ 26.7%€3k▼ 43.0%€590▼ 79.9%
Operating result€-1k-€-2k▼ 93.2%€-2k▲ 19.5%€-2k▼ 13.0%€-2k▼ 12.6%
Net result€-1k-€-2k▼ 73.1%€-2k▲ 20.1%€-2k▼ 17.7%€-2k▼ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2k
Equity
€590▼ 79.9%
Debt
€2k▲ 31.4%
The debt ratio rises from 31.5% to 75.0%: debt grows while equity shrinks.
Key figures and ratios
Debt
€2k▲
2024 · €1k
Debt ≤ 1 year
€2k▲
2024 · €1k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€2k▼
Current assets29/58€4k€2k▼
Amounts receivable within one year40/41€243€190▼
Other amounts receivable41€243€190▼
Cash at bank and in hand54/58€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€4k€2k▼
Equity10/15€3k€590▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-12k€-14k▼
Amounts payable17/49€1k€2k▲
Amounts payable within one year42/48€1k€2k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Income statement
Code20242025
Other operating charges640/8€719€571▼
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-2k€-2k▼
Financial income75/76B€14€12▼
Recurring financial income75€14€12▼
Financial charges65/66B€201€79▼
Recurring financial charges65€201€79▼
Profit (loss) for the period before taxes9903€-2k€-2k▼
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-14k▼
Profit (loss) brought forward from the previous period14P€-10k€-12k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holstraat 1171770 LiedekerkeGround area
615 m²
Building footprint
178 m²
Volume, LiDAR
1,037 m³
Parcel 23762D0472/00K000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ECTG
since 20192.296.549.234
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23762D0472/00K000 | Flanders | 615 m² | 1 · 178 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHATTALA
BE 0866.606.215
Antwerpen · Eq €907
Relife
BE 1000.175.809
Mechelen · Eq €1k
HODY TRADING
BE 0738.401.711
Mouscron · Eq €2k
BIJ DEBORAH
BE 0740.777.023
Kortrijk · Eq €193
LACASA
BE 0770.919.772
Antwerpen · Eq €2k
Of 413 companies in sector 47260 we hold annual accounts for 260. 17 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2019
Fiscal year end31-12
Activities, NACEBEL
47260Retail trade
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.