Skip to content

ECSAL

Active Private limited companyfounded 2023active for 3 yearsVeiligheidsstraat 49, 1081 KoekelbergKBO/BCE: BE 0804.451.979

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €1,702 (2024)
€999▼ 41.3%
peak €696 (2025)
€696▲ 83.2%
peak €3,076 (2025)
€3,076▲ 29.2%
€14,862▼ 48.6%
Board1 name since 2023
Documentsfilings and deeds
21-08-202621 days late
2025abbreviated format
Gross margin from €1,702 to €999Result from €380 to €696Equity from €2,380 to €3,076Debts from €28,907 to €14,862Cash from €30,766 to €13,010

Key points

from the 2025 annual accounts

Turnover

≈ €5,700 estimated

The accounts state no turnover.

Debts

€14,862 83% of the balance sheet

Position in the sector

€3,076

Less equity than 85% of companies in office administrative support. Sector median €198,673 · 2,830 companies.

2025 accounts filed 21 days after the deadline

Checked score

87
Excellent
Financially stronger than 43% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.8%▲ +0.1 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025highest value 09-2025: 0.2%▼ -0.8 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Average

42+9equity 17.1% of total assets
54+4short-term debt 82.9% · cash 72.5%
47+6return on assets 3.9%

Score breakdown

raises risk
Founded in 2023
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 1.21, cash €13,010, halved
Figures for financial year 2025 (filed on 26-08-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 26% of them on solvency, 48% on liquidity, 25% on profitability and 72% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,542 companies had the same profile as ECSAL has now. Each dot stands for 7 companies, two years later.

95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of ECSAL itself is lower: 0.2% within 12 months. It rests on far more data about ECSAL than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,542 companies, not a prediction for ECSAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Liquidity: current ratio 1.21, cash €13,010, halved
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 26-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
21 days late
2024
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 21 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

  • AHSEN AHSEN Khadija 100 sharesdeed of 03-08-2023
Board & ownership

Recent changes

Incorporation Founding capital of €2,000, 100 shares · Founder: AHSEN AHSEN Khadija (comparant ou souscripteur) · Appointment: AHSEN AHSEN Khadija (director) · published on 03-08-2023 · Gazette deed
First establishment Veiligheidsstraat 49, Koekelberg
All 4 events

Comparable companies

same main activity, similar in size and age
Company
ECSAL Koekelberg €17,938 €999 17.1% -
GEOFI Ixelles €21,138 -€13,918 51.1% -
Tina V. Freelance Admin. Support De Haan €17,228 -€1,977 38.9% -
DORGE Lommel €18,295 -€180 -160.3% -
MERKWIJS Temse €17,395 -€5,697 -35.8% -
STRADIGI Hasselt €16,237 €708 49.2% -
TFM CONSULT Sint-Genesius-Rode €15,273 -€4,857 -33.1% -

These companies have the same main activity as ECSAL: other business support services (NACE 82990). They are comparable in size and age: total assets between €15,300 and €21,100, founded in 2023.

Official details

Source: KBO
Status
Active since 01-08-2023Normal situation
Activity
Other business support servicesNACE 82990
Establishment unit
2.350.522.8061081 Koekelberg, since 01-08-2023
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€999▼ 41.3%
€696▲ 83.2%
€3,076▲ 29.2%
€17,938▼ 42.7%
Filing
Filed on 21-08-2026
Financials

Insights on ECSAL

ECSAL has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,076 and a net result of €696.

Its solvency ranks better than 28% of 2,829 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 21-08-2026, 21 days late
€999
▼ 41.3%
€999
▲ 70.4%
€696
▲ 83.2%
€3,076
▲ 29.2%
17.1%
▲ 9.5 percentage points
1.21
▲ 0.12

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €5,700. Estimated: probably between €2,800 and €12,000.

Balance sheet

balance sheet total €17,938 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

17.1%

Higher than 28% of 2,829 companies in 2025.

1.21

Higher than 45% of 2,718 companies in 2025.

3.9%

Higher than 49% of 2,776 companies in 2025.

ECSAL Middle half of the sector 80% of the sector Abbreviated accounts in office administrative support (NACE 82)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 17,93831,287
29/58 17,93831,287
40/41 4,927521
40 4,198-
41 729521
54/58 13,01030,766
Balance sheet: equity and liabilities
10/49 17,93831,287
10/15 3,0762,380
10/11 2,0002,000
10 2,0002,000
100 2,0002,000
13 1919
130/1 1919
130 1919
14 1,057361
17/49 14,86228,907
42/48 14,86228,907
44 -1,350
440/4 -1,350
45 232127
450/3 232127
47/48 14,63027,430
Income statement
9900 9991,702
60/61 37,28572,844
631/4 -1,116
9901 999587
65/66B 6080
65 6080
9903 939507
67/77 243127
9904 696380
9905 696380
Appropriation of the result
9906 1,057380
14P 361-
691/2 -19
6920 -19
Document PDFPDF

Source: Annual accounts 2025 at the NBB, filed on 21-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 21 days after the deadline. Filed on 21 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00424978.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 21-08-2026 2026-00424978 PDF
31-12-2024 micro format 21-08-2025 2025-00443596 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
-17,755-
3,0762,380
17.1%7.6%
1.211.08
4.8312.15
22.6%16.0%
3.9%1.2%
-7 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on ECSAL

The operating result for 2025 is 70% higher than in 2024.

Debt's share of the balance-sheet total falls from 92.4% to 82.9%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director
appointed by deed of 03-08-2023 term without a fixed end
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 03-08-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Board
Mandates as a list
  • AHSEN AHSEN Khadija
    • Director, appointed by deed of 03-08-2023, still in office

See the board, name and registered office on a given date →

Control

Founder
AHSEN AHSEN Khadija
This company
ECSAL
Equity €3,076
Profit €696 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
€30.76 in 2025
Source
deed of 03-08-2023

Articles of association

deed of 03-08-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs proportionnellement nombre actions si plusieurs, écrit par pli recommandé”

Shareholders

At incorporation deed of 03-08-2023 ↗

Network & group

No group

ECSAL has no parent and no holdings in its annual accounts. AHSEN AHSEN Khadija is the only director. ECSAL shares no director with another company.

At the same address

Veiligheidsstraat 49, 1081 Koekelberg · 2 other companies
Ahsen Ahsen, Khadija (sole trader)
establishment since 01-09-2021
founded in 2021
0773.640.623
Association des copropriétaires de l'immeuble sis à 1081 Koekelberg, rue de la Sécurité 49
registered office since 04-08-1982
founded in 1982
0845.009.263

Timeline

Timeline

4 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 21 days late
2025
Annual accounts 2024 filed PDFmicro format · 21 days late
2023
IncorporationFounding capital of €2,000, 100 shares · Founder: AHSEN AHSEN Khadija (comparant ou souscripteur) · Appointment: AHSEN AHSEN Khadija (director) · published on 03-08-20235 points ▸
  • Founder, AHSEN AHSEN Khadija (comparant ou souscripteur)
  • Founding capital, €2,000, 100 shares
  • Registered office clause, Rue de la Sécurité, 49/3, 1081 Koekelberg
  • Board rule, 1
  • Director appointment, AHSEN AHSEN Khadija
  • The deed holds 7 more points.

Open the deed in the Belgian Official Gazette

First establishment Veiligheidsstraat 49, Koekelberg

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

ECSAL was incorporated on 1 August 2023 as a private limited company by one natural person, with a starting capital of €2,000.12 AHSEN AHSEN Khadija is director of the company, appointed by deed of 03-08-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-08-2023
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
0804.451.979
VAT number
BE 0804.451.979
Legal form
Private limited company
Status
Active, normal situation
Founded
01-08-2023
Financial year
ends on 31 December
Peppol
Not found in the Peppol Directory
Name
ECSAL in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 03-08-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 03-08-2023 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
82990 Other business support services main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Conseils pour les affaires et autres conseils de gestion; La gestion de structures de conseil,de sélection et d’accompagnement de toute…”
6 activities
  1. Conseils pour les affaires et autres conseils de gestion;
  2. La gestion de structures de conseil,de sélection et d’accompagnement de toute personne morale belge ou étrangère,en phase de démarrage ou de croissance afin de les encadrer dans leurs besoins de consultance technique,de consultance financière,de consultance marketing et managériale;
  3. L’assistance de toute personne morale belge ou étrangère dans la recherche de financements au sens large;
  4. Toutes les activités de soutien aux entreprises;
  5. L’organisation et les services de trainings,séminaires,formations,cours particuliers à domicile ou en groupe,ateliers,réunions,évènements,conférences,soirées,réceptions,symposia et congrès,tant en ce qui précède,que sur le plan,culturel,éducatif et technologique,au sens le plus large,ainsi que la consultance en la matière. Cette liste étant énumérative et non limitative;
  6. Travail sur commission;
deed of 03-08-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Veiligheidsstraat 49 registered office 1081 Koekelberg 01-08-2023 2.350.522.806

Buildings and parcels at the address

Ground area
285 m²
Buildings
164 m²
Volume, LiDAR
1,816 m³
Tallest building
14.2 m
Buildings to scale, each on its own parcel
164 m², 14.2 m 164 m², 14.2 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21492B0306/00R002285 m² 1 · 164 m² 14.2 m · 4

Contact

E-mail Khaahsen3@gmail.com establishment in Koekelberg
Phone +32 465 28 62 83 establishment in Koekelberg

Invoicing and payment

E-invoicing via Peppol

Being listed in the Peppol Directory is voluntary, so the company can still receive invoices via Peppol.

Invoicing without a Peppol listing

Try sending from your invoicing software. If that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

Follow this company and you will hear the next morning if it appears in the Peppol register.

Register as of 9 November 2026 · Peppol Directory