ECR Solutions
ActiveSummary
ECR Solutions has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,672 and a net result of €5,657. Its solvency ranks better than 27% of 21,070 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
- Equity
- €21,672
- Profit
- €5,657
Why 66raises risk1 change of registered office in 24 monthsFounded in 2023Last filed accounts filed 38 days late; 1 of the last 3 latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 29% on solvency, 7% on liquidity, 38% on profitability and 74% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 13 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered office clause · Registered-office…
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, micro format
2025 annual accounts filed late (38 days) Filed on 7 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00504971.
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 49% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,361 | €3,714 | ▼ 75.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €56,504 | €10,428 | ▼ 81.5% |
| Other operating charges640/8 | €772 | €2,683 | ▲ 248% |
| Non-recurring operating charges66A | - | €7,849 | - |
| Gross operating margin9900 | €86,699 | €31,799 | ▼ 63.3% |
| Operating profit (loss)9901 | €14,061 | €7,125 | ▼ 49.3% |
| Financial income75/76B | €8 | €0 | ▼ 100% |
| Recurring financial income75 | €8 | €0 | ▼ 100% |
| Financial charges65/66B | €200 | €161 | ▼ 19.8% |
| Recurring financial charges65 | €200 | €161 | ▼ 19.8% |
| Profit (loss) for the period before taxes9903 | €13,869 | €6,964 | ▼ 49.8% |
| Income taxes67/77 | €2,854 | €1,307 | ▼ 54.2% |
| Profit (loss) for the period9904 | €11,015 | €5,657 | ▼ 48.6% |
| Profit (loss) for the period to be appropriated9905 | €11,015 | €5,657 | ▼ 48.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €82,934 | €70,587 | ▼ 14.9% |
| Fixed assets21/28 | €17,737 | €4,614 | ▼ 74.0% |
| Tangible fixed assets22/27 | €15,277 | €3,714 | ▼ 75.7% |
| Plant, machinery and equipment23 | €15,277 | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | €3,714 | - |
| Financial fixed assets28 | €2,460 | €900 | ▼ 63.4% |
| Current assets29/58 | €65,197 | €65,973 | ▲ 1.2% |
| Stocks and contracts in progress3 | €9,599 | €0 | ▼ 100% |
| Stocks30/36 | €9,599 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €47,721 | €61,420 | ▲ 28.7% |
| Trade receivables40 | €45,429 | €45,288 | ▼ 0.3% |
| Other amounts receivable41 | €2,292 | €16,132 | ▲ 604% |
| Cash at bank and in hand54/58 | €4,504 | €4,280 | ▼ 5.0% |
| Deferred charges and accrued income490/1 | €3,373 | €273 | ▼ 91.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €82,934 | €70,587 | ▼ 14.9% |
| Equity10/15 | €16,015 | €21,672 | ▲ 35.3% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €11,015 | €16,672 | ▲ 51.4% |
| Distributable reserves133 | €11,015 | €16,672 | ▲ 51.4% |
| Amounts payable17/49 | €66,919 | €48,915 | ▼ 26.9% |
| Amounts payable within one year42/48 | €66,919 | €48,915 | ▼ 26.9% |
| Financial debts43 | €4 | €13 | ▲ 238% |
| Credit institutions430/8 | €4 | €0 | ▼ 100% |
| Other loans439 | - | €13 | - |
| Trade debts44 | €63,362 | €41,739 | ▼ 34.1% |
| Suppliers440/4 | €63,362 | €41,739 | ▼ 34.1% |
| Taxes, remuneration and social security45 | - | €307 | - |
| Taxes450/3 | - | €307 | - |
| Other amounts payable47/48 | €3,553 | €6,855 | ▲ 92.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €11,015 | €5,657 | ▼ 48.6% |
| + Depreciation and write-downs630 | €15,361 | €3,714 | ▼ 75.8% |
| Operating cash flow (approximation) | €26,376 | €9,371 | ▼ 64.5% |
| Investment in fixed assets (approximation) | - | €9,409 | - |
| Change in cash | - | -€225 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 07-09-2026 | 2026-00504971 |
| 31-12-2024 | abbreviated format | 18-07-2025 | 2025-00282946 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2024 · 1 entry · €5,280 awarded · €5,280 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VANDERVELDE,Sophie Thierry |
|
Owners and capital
Capital and shareholders
- VANDERVELDE, Sophie Thierry 3,000 shares (100%) · €5,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 07-09-2023 Incorporation · €5,000 · 3,000 shares
Group and network
Connections & network
3 connected companiesHistory
Acts, filings and financial milestones
08-12
Gazette deed
Registered officeRegistered office clause · Registered-office move3 facts ▸
- Registered office clause, “Ninovesteenweg 198 bus 7,9320 Erembodegem” (deed in Dutch)
- Board meeting, 19-11-2025
- Registered-office move, Jan Longinstraat 3-7 bus 5.101,B-1731 Zellik (Asse)
07-09
Gazette deed
IncorporationAppointment: VANDERVELDE, Sophie Thierry (director) · Founder · Founding capital16 facts ▸
- Founder, VANDERVELDE, Sophie Thierry
- Incorporation, “ECR Solutions” (deed in Dutch)
- Other provision, 28-08-2023
- Other provision, “aansprakelijkheid oprichters, faillissement van de vennootschap binnen de drie jaar na de oprichting” (deed in Dutch)
- Other provision, “gelijkaardige benamingen, reeds bestaande vennootschappen met gelijkaardige benaming zouden benaming kunnen doen wijzigen bij verwarringsschadevergoeding kunnen…” (deed in Dutch)
- Founding capital, €5,000
- Bank account, “KBC”, 5000 (deed in Dutch)
- Other provision, “uitwerking overgangsbepalingen, overeenstemming met wet” (deed in Dutch)
- Registered office clause, “9320 Aalst, Erembodegem, Ninovesteenweg 198 bus 7” (deed in Dutch)
- Board rule, 1
- Director appointment, VANDERVELDE, Sophie Thierry (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien en alle activiteiten ondernomen in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- +4 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23095C0192/00H006 | Flanders | 1,092 m² | 1 · 85 m² | 5.5 m |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De productie,het onderhoud,de aan- en verkoop,leasing van alle kassasystemen met toebehoren,computertechnologie,soft- en…” (deed in Dutch)
21 activities (deed in Dutch)
- De productie,het onderhoud,de aan- en verkoop,leasing van alle kassasystemen met toebehoren,computertechnologie,soft- en hardware,communicatietechnologie,de service en het verlenen van adviezen en bijstand;
- Het uitvoeren van om het even welke activiteiten,verband houdende met informatica,ontwikkeling van systeemsoftware,ontwikkeling van applicatiesoftware,ontwikkeling van websites,beheer en integratie van netwerken,systeemintegratie zoals onder meer systeemontwerp,systeemanalyse,programmering,project-begeleiding en advies,dit alles in de meest ruime zin van het woord;
- De activiteiten van systeemintegrator;
- Het al dan niet permanent verwerken van gegevens met behulp van eigen software of die van derden;
- IT Security:het beveiligen van informaticasystemen,netwerken,data transfers,besturingssystemen,databases,applicaties en opslagmedia,evenals alle bedrijfsprocessen en procedures die hiermee gepaard gaan.Dit alles in de meest ruime zin van het woord;
- IT Audit:het uitvoeren van audits binnen het IT domein met het doel bestaande en/of toekomstige risico’s te identificeren,procesmaturiteiten te bepalen,en mitigerende maatregelen aan te bevelen en op te volgen,dit alles in de ruimste zin van het woord;
- Adviesverlening over hardware,hun configuratie en toepassing van bijbehorende software:analyseren van behoeften en problemen van de gebruiker en het aanbieden van een juiste oplossing;
- Ontwikkeling en commercialiseren van digitale tools voor handelaren ter bevordering van e- & m-commerce;
- Commercialisering,al dan niet via licentiering,distributie of directe verkoop;
- Overige activiteiten aanverwant aan de computersector.
- De vennootschap kan alle elektronische toestellen op het gebied van gegevensverwerking alsook alle aanverwante toestellen,goederen of onderdelen in- en uitvoeren,verhandelen en onderhouden.
- Het organiseren en opstellen van of meewerken aan trainingen,seminaries,cursussen en incentive trainingen,het geven van opleidingen,coaching en consultancy;het aankopen,verkopen,verhuren,bewerken,ter beschikking stellen,van alle mogelijke trainings- en cursuspakketten evenals de aanverwante toestellen en uitrustingen.
- A)uitsluitend in eigen naam en voor eigen rekening:het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen,al dan niet onder stelsel BTW,met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals aan- en verkoop,bouw,verbouwing,binnenhuisinrichting en decoratie,huur- en verhuur,ruil,verkaveling en in algemeen alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op beheer of productief maken van onroerende goederen of onroerende zakelijke rechten;
- B)uitsluitend in eigen naam en voor eigen rekening:het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals aan- en verkoop,huur- en verhuur,ruil;in bijzonder beheer en valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen;
- C)uitsluitend in eigen naam en voor eigen rekening:het aangaan en verstrekken van leningen,kredieten,financieringen en het aangaan van leasingcontracten,in kader van bovenvermelde doelstellingen.
- De vennootschap kan samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in andere ondernemingen.
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief eigen handelszaak.Zij mag zich borg stellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in meest ruime zin.
- Zij heeft in algemeen volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken.
- Zij kan belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met identiek,gelijklopend of samenhangend voorwerp met hare,of die van aard kunnen zijn ontwikkeling van haar onderneming te begunstigen of bron van afzetten te vormen.
- Zij kan functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
- Beroepsvoorwaarden:indien verrichting van bepaalde handelingen onderworpen aan voorafgaande voorwaarden inzake toegang tot beroep,zal vennootschap optreden ondergeschikt maken aan vervulling van deze voorwaarden.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ECR Solutions
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Zetel gevestigd in Vlaams Gewest, Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Vergoeding van de bestuurders, algemene kosten, los van representatie-, reis- en verplaatsingskosten” (deed in Dutch)“Natuurlijke personen of rechtspersonen al dan niet aandeelhouder, 1” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Fourth Wednesday of June at 20:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Elk moment, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Indien geen andere vereffenaar benoemd, bestuurder(s) in functie” (deed in Dutch)