Ecoso II

Active

Non-profit associationfounded 20196 yrs activeOude Baan(WAL) 1F, 2800 Mechelen, BelgiumKBO/BCE: BE 0740.444.451

Summary

Ecoso II has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222,585 and a net result of €39,815. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

Ecoso IIActiveChecked score 97/100

Risk analysis Report Compare

Activity

Retail sale of second-hand clothing

NACE 47792

Size

€307,172total assets 2025

Staff: 7.9 FTE
Equity: €222,585
Profit: €39,815

Turnover not published (abridged schema)

Financial health

97 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 30 d early0 of 7 deeds read

Why 97- No establishment unit in the KBO+ Legal form Non-profit association+ Liquidity: current ratio 3.63, cash €99,188+ Equity €222,585 (72.5% of total assets)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Better than 73% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 97+8

equity 72.5% of total assets

Liquidity 79-5

short-term debt 27.5% · cash 32.3%

Profitability 70+25

return on assets 13.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)

Last 11 months 12-2025: < 0.1% 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▼ -4.3% vs 02-2026lowest value 04-2026: < 0.1%▲ +4.5% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +4.3% vs 06-2026 08-2026: < 0.1%▲ +8.3% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value

Legal form Non-profit association lowers the probability
Liquidity: current ratio 3.63, cash €99,188 lowers the probability
Equity €222,585 (72.5% of total assets) lowers the probability
No establishment unit in the KBO raises the probability

Credit up to €21,000 at 30 days acceptable

Liquidity ample (current ratio 3.63 against 2.79 in 2024; short-term debt: 27.5% and cash: 32.3% of total assets), and 27.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 83%, liquidity 84%, profitability 51%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Legal form Non-profit association

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 3.63, cash €99,188

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €222,585 (72.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

30 d early

2024

37 d early

2023

6 d early

2022

46 d early

2021

31 d early

2020

4 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

01-07-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Equity above €200,000Eq €222,585 ▲21.8%
24-06-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 14% on equitysector median €41,999 · 20,145 companies €222,585 View
Positive: 6 profitable years in a rowprofit 2025: €39,815 6 years View
Positive: Always filed on timeaccounts within the deadline every year 5 years View