ECOSIA
ActiveECOSIA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €21k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 23% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-6
Solvency32▲+3
Growth83▼-2
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.07 in 2024), and 78.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
1.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8589 sector peers (2025).
NBB · sector comparisonPosition among 8589 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
22 d late
2023
50 d late
2022
8 d late
2021
30 d late
2020
10 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€130k▼ 16.8%
2024 · €156k
2019: €48k
2020: €63k
2021: €90k
2022: €100k
2023: €1.30M
2024: €156k
2019 → 2025
EBIT margin
42.8%▲ 12.4pp
2024 · 30.4%
2019: 11.6%
2020: 54.7%
2021: 57.9%
2022: -1.1%
2023: 0.8%
2024: 30.4%
2019 → 2025
Net result
€21k▼ 29.1%
2024 · €30k
2018: €-37k
2019: €1k
2020: €35k
2021: €35k
2022: €-16k
2023: €6k
2024: €30k
2018 → 2025
Working capital
€107k▲ 83.3%
2024 · €59k
2018: €360k
2019: €334k
2020: €392k
2021: €384k
2022: €281k
2023: €53k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€90k-€100k▲ 11.4%€1.30M▲ 1,208%€156k▼ 88.0%€130k▼ 16.8%
Equity€243k-€227k▼ 6.6%€233k▲ 2.8%€244k▲ 4.6%€244k=
Operating result€52k-€-1k€10k€47k▲ 361%€56k▲ 17.2%
Net result€35k-€-16k€6k€30k▲ 381%€21k▼ 29.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€254k▼ 5.8%
Current assets
€883k▼ 1.5%
Equity and liabilities €1.14M
Equity
€244k=
Debt
€893k▼ 3.1%
The debt ratio falls from 79.1% to 78.6%: debt is paid down.
Key figures and ratios
EBITDA
€71k▲
2024 · €64k
Cash flow
€37k▼
2024 · €46k
Solvency
21.4%▲
2024 · 20.9%
Current ratio
1.14▲
2024 · 1.07
Quick ratio
0.58▲
2024 · 0.55
Debt / equity
3.67▼
2024 · 3.78
ROE
8.8%▼
2024 · 12.4%
ROA
1.9%▼
2024 · 2.6%
Interest coverage
2.99▼
2024 · 8.09
Debt
€893k▼
2024 · €922k
Debt ≤ 1 year
€775k▼
2024 · €837k
Debt > 1 year
€75k=
2024 · €75k
Income taxes
€14k▲
2024 · €13k
Staff costs
€1k▲
2024 · €787
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.14M▼
Fixed assets21/28€270k€254k▼
Tangible fixed assets22/27€270k€254k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€34k€21k▼
Assets under construction and advance payments27€230k€230k=
Current assets29/58€896k€883k▼
Amounts receivable after more than one year29€315k€315k=
Other amounts receivable291€315k€315k=
Stocks and contracts in progress3€433k€433k▲
Stocks30/36€433k€433k▲
Amounts receivable within one year40/41€58k€76k▲
Trade receivables40€58k€76k▲
Cash at bank and in hand54/58€77k€53k▼
Deferred charges and accrued income490/1€13k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.14M▼
Equity10/15€244k€244k=
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€44k€44k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133€36k€36k=
Amounts payable17/49€922k€893k▼
Amounts payable after more than one year17€75k€75k=
Financial debts170/4€75k€75k=
Amounts payable within one year42/48€837k€775k▼
Trade debts44€27k€26k▼
Suppliers440/4€27k€26k▼
Taxes, remuneration and social security45€68k€6k▼
Taxes450/3€18k€6k▼
Remuneration and social security454/9€50k-
Other amounts payable47/48€743k€743k=
Accrued charges and deferred income492/3€10k€43k▲
Income statement
Code20242025
Turnover70€156k€130k▼
Goods, raw materials, services and sundry goods60/61€79k€59k▼
Remuneration, social security and pensions62€787€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€17k-
Gross operating margin9900€82k€74k▼
Operating profit (loss)9901€47k€56k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€8k€24k▲
Recurring financial charges65€8k€24k▲
Profit (loss) for the period before taxes9903€44k€36k▼
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€30k€21k▼
Profit (loss) for the period to be appropriated9905€30k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€21k▲
Profit (loss) brought forward from the previous period14P€-10k-
Transfer to equity691/2€1k-
To the legal reserve6920€1k-
Profit to be distributed694/7€20k€21k▲
Return on contributions (dividend)694€20k€21k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €35k ▲0%
Net result €35k, the highest in the series.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 34.76
Current ratio from 4.10 to 34.76; short-term debt falls from €116k to €10k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsestraat 311703 DilbeekGround area
348 m²
Building footprint
143 m²
Volume, LiDAR
608 m³
Parcel 23070E0179/00E002, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ECOSIA
since 20122.212.214.662
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070E0179/00E002 | Flanders | 348 m² | 1 · 143 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,457 EUR awarded · 1,344 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 275 EUR | 162 EUR |
| 2024 | 1 | 173 EUR | 290 EUR |
| 2023 | 1 | 176 EUR | 59 EUR |
| 2022 | 1 | 833 EUR | 833 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,897 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74109Other professional, scientific and technical activities
74140Other specialised design activities
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@epcgoedkoop.be