ECOS
ActiveECOS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+5
Solvency51▼-2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.39 in 2024; short-term debt: 73.7% and cash: 46.5% of total assets), and 73.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
2.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €58k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
30 d late
2022
6 d early
2021
on the day
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€58k▲ 10.2%
2024 · €52k
2018: €-19k
2019: €-18k
2020: €-18k
2021: €-17k
2022: €-17k
2023: €51k
2024: €52k
2018 → 2025
Total assets
€220k▲ 17.0%
2024 · €188k
2018: €383k
2019: €396k
2020: €394k
2021: €392k
2022: €394k
2023: €362k
2024: €188k
2018 → 2025
Net result
€5k▲ 481%
2024 · €918
2018: €3k
2019: €795
2020: €491
2021: €439
2022: €599
2023: €68k
2024: €918
2018 → 2025
Working capital
€58k▲ 10.2%
2024 · €52k
2018: €129k
2019: €124k
2020: €129k
2021: €130k
2022: €130k
2023: €51k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-17k-€-17k▲ 3.5%€51k€52k▲ 1.8%€58k▲ 10.2%
Operating result€872-€907▲ 4.1%€-14k€1k€7k▲ 407%
Net result€439-€599▲ 36.5%€68k▲ 11,279%€918▼ 98.7%€5k▲ 481%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 407% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €220k
Equity
€58k▲ 10.2%
Debt
€162k▲ 19.6%
The debt ratio rises from 72.1% to 73.7%. Equity and debt are higher.
Key figures and ratios
Solvency
26.3%▼
2024 · 27.9%
Current ratio
1.36▼
2024 · 1.39
Quick ratio
1.11▼
2024 · 1.12
Debt / equity
2.81▲
2024 · 2.59
ROE
9.3%▲
2024 · 1.8%
ROA
2.4%▲
2024 · 0.5%
Debt
€162k▲
2024 · €135k
Debt ≤ 1 year
€162k▲
2024 · €135k
Income taxes
€2k▲
2024 · €344
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€220k▲
Current assets29/58€188k€220k▲
Stocks and contracts in progress3€35k€39k▲
Contracts in progress37€35k€39k▲
Amounts receivable within one year40/41€50k€78k▲
Trade receivables40€18k€50k▲
Other amounts receivable41€32k€28k▼
Cash at bank and in hand54/58€102k€102k▲
Deferred charges and accrued income490/1-€110
Equity and liabilities
Total equity and liabilities10/49€188k€220k▲
Equity10/15€52k€58k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€8k€8k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-18k€-13k▲
Amounts payable17/49€135k€162k▲
Amounts payable within one year42/48€135k€162k▲
Trade debts44€67k€48k▼
Suppliers440/4€67k€48k▼
Advances received on contracts in progress46€16k€62k▲
Taxes, remuneration and social security45€1k€875▼
Taxes450/3€1k€875▼
Other amounts payable47/48€51k€51k=
Income statement
Code20242025
Other operating charges640/8€220€220=
Gross operating margin9900€2k€7k▲
Operating profit (loss)9901€1k€7k▲
Financial charges65/66B€157€86▼
Recurring financial charges65€157€86▼
Profit (loss) for the period before taxes9903€1k€7k▲
Income taxes67/77€344€2k▲
Profit (loss) for the period9904€918€5k▲
Profit (loss) for the period to be appropriated9905€918€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-13k▲
Profit (loss) brought forward from the previous period14P€-19k€-18k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €68k ▲11279%
Net result €68k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €439 ▼10.6%
Net result drops to €439, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bois-de-Breux 554020 LiègeGround area
104 m²
Building footprint
109 m²
Volume, LiDAR
738 m³
Parcel 62059C0759/00F000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62059C0759/00F000 | Wallonia | 103 m² | 1 · 109 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,557. 4,990 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-02-1992
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.