ECOPOL-CONSTRUCT
ActiveThe file of ECOPOL-CONSTRUCT contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.4% (low). The 2024 annual accounts show equity of €308k and a net result of €76k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 3569 sector peers (fiscal year 2024).
Checked score
Score 2024
94
/ 100
Excellent▲ +1 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+23
Solvency84▼-15
Growth78▲+26
Stability85
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity ample (current ratio 1.66 against 3.08 in 2023), but 53.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
70 d late
2022
106 d late
2021
89 d late
2020
215 d late
2019
322 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€76k▲ 75.3%
2023 · €43k
2018: €43k
2019: €-23k
2020: €65k
2021: €72k
2022: €137k
2023: €43k
2018 → 2024
Working capital
€146k▼ 31.0%
2023 · €211k
2018: €73k
2019: €51k
2020: €103k
2021: €138k
2022: €198k
2023: €211k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€107k-€139k▲ 29.6%€236k▲ 69.8%€279k▲ 18.3%€308k▲ 10.3%
Operating result€52k-€76k▲ 46.6%€165k▲ 117%€81k▼ 50.6%€131k▲ 61.7%
Net result€65k-€72k▲ 10.1%€137k▲ 91.0%€43k▼ 68.4%€76k▲ 75.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 62% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €666k
Fixed assets
€301k▲ 129%
Current assets
€365k▲ 16.8%
Equity and liabilities €666k
Equity
€308k▲ 10.3%
Debt
€358k▲ 117%
The debt ratio rises from 37.1% to 53.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€182k▲
2023 · €107k
Cash flow
€127k▲
2023 · €69k
Solvency
46.3%▼
2023 · 62.9%
Current ratio
1.66▼
2023 · 3.08
Quick ratio
1.66▼
2023 · 3.08
Debt / equity
1.16▲
2023 · 0.59
ROE
24.6%▲
2023 · 15.5%
ROA
11.4%▲
2023 · 9.7%
Interest coverage
14.80▼
2023 · 89.20
Debt
€358k▲
2023 · €165k
Debt ≤ 1 year
€219k▲
2023 · €101k
Debt > 1 year
€139k▲
2023 · €48k
Income taxes
€47k▲
2023 · €36k
Staff costs
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€444k€666k▲
Fixed assets21/28€132k€301k▲
Tangible fixed assets22/27€131k€300k▲
Plant, machinery and equipment23€9k€13k▲
Furniture and vehicles24€122k€287k▲
Financial fixed assets28€660€966▲
Current assets29/58€313k€365k▲
Amounts receivable within one year40/41€248k€324k▲
Trade receivables40€126k€218k▲
Other amounts receivable41€122k€107k▼
Cash at bank and in hand54/58€32k€41k▲
Deferred charges and accrued income490/1€32k-
Equity and liabilities
Total equity and liabilities10/49€444k€666k▲
Equity10/15€279k€308k▲
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Reserves13€6k€34k▲
Non-distributable reserves130/1€6k-
Legal reserve130€6k-
Tax-exempt reserves132-€6k
Distributable reserves133-€28k
Profit (loss) carried forward14€267k€268k▲
Amounts payable17/49€165k€358k▲
Amounts payable after more than one year17€48k€139k▲
Financial debts170/4€48k€139k▲
Amounts payable within one year42/48€101k€219k▲
Current portion of amounts payable after more than one year42€53k€90k▲
Trade debts44€23k€60k▲
Suppliers440/4€23k€60k▲
Taxes, remuneration and social security45€25k€22k▼
Taxes450/3€25k€20k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48-€47k
Accrued charges and deferred income492/3€15k-
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€1.27M-
Remuneration, social security and pensions62-€13k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€51k▲
Other operating charges640/8€4k€11k▲
Gross operating margin9900€111k€207k▲
Operating profit (loss)9901€81k€131k▲
Financial income75/76B€0€4k▲
Recurring financial income75€0€4k▲
Financial charges65/66B€2k€12k▲
Recurring financial charges65€1k€12k▲
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€79k€123k▲
Income taxes67/77€36k€47k▲
Profit (loss) for the period9904€43k€76k▲
Profit (loss) for the period to be appropriated9905€43k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€267k€343k▲
Profit (loss) brought forward from the previous period14P€224k€267k▲
Transfer to equity691/2-€28k
To other reserves6921-€28k
Profit to be distributed694/7-€47k
Return on contributions (dividend)694-€47k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 48 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
14-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 106 days late
2022
31-12
Financial
Highest result since 2018net €137k ▲91%
Operating result €165k, net result €137k, both a record.
31-12
Financial
Equity above €200kEq €236k ▲69.8%
3 profitable years in a row build equity to €236k.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
03-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 215 days late
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 322 days late
2020
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
31-12
Financial
Equity above €100kEq €107k ▲72.9%
Equity rises from €62k to €107k.
06-10
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Brussel · ECOPOL-CONSTRUCT BV ALSEMBERGSE STEENWEG 842/29, 1190 VORST · event 29-09-2020
21-09
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · ECOPOL-CONSTRUCT BV ALSEMBERGSE STEENWEG 842/29, 1190 VORST · event 15-09-2020
2019
31-12
Financial
Weakest financial yearnet €-23k ▼154%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
22-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 144 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 90 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 151 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieterstraat .341190 VorstGround area
704 m²
Building footprint
202 m²
Volume, LiDAR
2,321 m³
2 parcels, Brussels · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ECOPOL CONSTRUCT
since 20072.158.141.716
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0200/00Z002 | Brussels | 371 m² | 1 · 98 m² | 14.6 m · 5 fl. |
| 21384D0200/00G002indicative | Brussels | 334 m² | 1 · 103 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JEAN-LOUIS DE CHAFFOY JL SCHALIESTRAAT 18 BIS,
1602 VLEZENBEEK |
15-09-2020 → present |
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,871. 10,797 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2006
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.