eCONCEPT
ActiveeCONCEPT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €108k and a net result of €-41k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 30% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency74▼-21
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.91 in 2023), but 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
41.1%
Return on assets
-15.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
39 d late
2023
21 d late
2022
98 d late
2021
78 d late
2020
115 d late
2019
364 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€108k▼ 35.3%
2023 · €167k
2018: €146k
2019: €152k
2020: €161k
2021: €150k
2022: €151k
2023: €167k
2018 → 2024
Total assets
€263k▼ 14.9%
2023 · €309k
2018: €185k
2019: €250k
2020: €277k
2021: €251k
2022: €242k
2023: €309k
2018 → 2024
Net result
€-41k
2023 · €35k
2018: €18k
2019: €7k
2020: €8k
2021: €3k
2022: €11k
2023: €35k
2018 → 2024
Working capital
€75k▼ 42.0%
2023 · €129k
2018: €140k
2019: €112k
2020: €121k
2021: €106k
2022: €110k
2023: €129k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€161k-€150k▼ 6.4%€151k▲ 0.3%€167k▲ 10.8%€108k▼ 35.3%
Operating result€14k-€7k▼ 51.1%€25k▲ 261%€48k▲ 92.8%€-42k
Net result€8k-€3k▼ 66.6%€11k▲ 293%€35k▲ 217%€-41k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €42k after €48k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €263k
Fixed assets
€43k▲ 15.3%
Current assets
€220k▼ 19.1%
Equity and liabilities €263k
Equity
€108k▼ 35.3%
Debt
€155k▲ 8.9%
The debt ratio rises from 46.0% to 58.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-31k▼
2023 · €57k
Cash flow
€-30k▼
2023 · €44k
Solvency
41.1%▼
2023 · 54.0%
Current ratio
1.52▼
2023 · 1.91
Quick ratio
1.09▼
2023 · 1.50
Debt / equity
1.43▲
2023 · 0.85
ROE
-38.0%▼
2023 · 20.7%
ROA
-15.6%▼
2023 · 11.2%
Interest coverage
-9.27▼
2023 · 30.11
Debt
€155k▲
2023 · €142k
Debt ≤ 1 year
€145k▲
2023 · €142k
Debt > 1 year
€10k
Income taxes
€-23▼
2023 · €16k
Staff costs
€421k▲
2023 · €397k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€309k€263k▼
Fixed assets21/28€38k€43k▲
Tangible fixed assets22/27€34k€39k▲
Plant, machinery and equipment23€2k€937▼
Furniture and vehicles24€12k€22k▲
Other tangible fixed assets26€20k€16k▼
Financial fixed assets28€4k€4k=
Current assets29/58€272k€220k▼
Stocks and contracts in progress3€59k€62k▲
Stocks30/36€59k€62k▲
Amounts receivable within one year40/41€149k€107k▼
Trade receivables40€68k€29k▼
Other amounts receivable41€81k€78k▼
Cash at bank and in hand54/58€59k€19k▼
Deferred charges and accrued income490/1€5k€32k▲
Equity and liabilities
Total equity and liabilities10/49€309k€263k▼
Equity10/15€167k€108k▼
Contributions10/11€6k€6k=
Reserves13€161k€102k▼
Distributable reserves133€161k€102k▼
Amounts payable17/49€142k€155k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€142k€145k▲
Current portion of amounts payable after more than one year42€33k€36k▲
Trade debts44€55k€50k▼
Suppliers440/4€55k€50k▼
Taxes, remuneration and social security45€54k€59k▲
Taxes450/3€40k€53k▲
Remuneration and social security454/9€14k€6k▼
Income statement
Code20232024
Remuneration, social security and pensions62€397k€421k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€456k€390k▼
Operating profit (loss)9901€48k€-42k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€50k€-41k▼
Income taxes67/77€16k€-23▼
Profit (loss) for the period9904€35k€-41k▼
Profit (loss) for the period to be appropriated9905€35k€-41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€-41k▼
Transfer from equity791/2-€59k
Transfer to equity691/2€35k-
To other reserves6921€35k-
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial
Weakest financial yearnet €-41k ▼219%
Net result drops to €-41k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Highest result since 2018net €35k ▲217%
Operating result €48k, net result €35k, both a record.
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 115 days late
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 364 days late
2019
31-12
Financial
Equity above €150kEq €152k ▲4.6%
2 profitable years in a row build equity to €152k.
16-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 47 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
13-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Nicolas, Ligny 255140 SombreffeGround area
2,387 m²
Building footprint
557 m²
Volume, LiDAR
4,020 m³
2 parcels, Wallonia · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Etang(WAG) 6, 6223 Fleurus
since 20002.094.951.065
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52070B0101/00G000 | Wallonia | 1,655 m² | 1 · 397 m² | 14.5 m · 3 fl. |
| 92074A0068/00T002 | Wallonia | 732 m² | 1 · 159 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 15,494 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2000
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.