EcoLiving
ActiveEcoLiving has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.16M and a net result of €232k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+36
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 11.09 against 7.34 in 2024), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
9.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
9 d early
2023
15 d early
2022
12 d early
2021
11 d early
2020
10 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.16M▲ 10.3%
2024 · €1.96M
2018: €190k
2019: €219k
2020: €1.07M
2021: €1.14M
2022: €1.80M
2023: €1.93M
2024: €1.96M
2018 → 2025
Total assets
€2.37M▼ 16.7%
2024 · €2.84M
2018: €514k
2019: €2.36M
2020: €1.48M
2021: €1.46M
2022: €3.11M
2023: €2.23M
2024: €2.84M
2018 → 2025
Net result
€232k▲ 233%
2024 · €70k
2018: €42k
2019: €30k
2020: €847k
2021: €96k
2022: €712k
2023: €148k
2024: €70k
2018 → 2025
Working capital
€2.12M▼ 11.9%
2024 · €2.40M
2018: €188k
2019: €1.85M
2020: €1.06M
2021: €1.14M
2022: €1.80M
2023: €1.85M
2024: €2.40M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.14M-€1.80M▲ 57.6%€1.93M▲ 7.3%€1.96M▲ 1.4%€2.16M▲ 10.3%
Operating result€115k-€1.04M▲ 803%€210k▼ 79.8%€39k▼ 81.6%€313k▲ 709%
Net result€96k-€712k▲ 645%€148k▼ 79.1%€70k▼ 53.1%€232k▲ 233%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 709% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.37M
Fixed assets
€42k▼ 29.2%
Current assets
€2.33M▼ 16.4%
Equity and liabilities €2.37M
Equity
€2.16M▲ 10.3%
Debt
€210k▼ 76.3%
The debt ratio falls from 31.1% to 8.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€331k▲
2024 · €56k
Cash flow
€250k▲
2024 · €87k
Solvency
91.1%▲
2024 · 68.9%
Current ratio
11.09▲
2024 · 7.34
Quick ratio
11.09▲
2024 · 4.88
Debt / equity
0.10▼
2024 · 0.45
ROE
10.7%▲
2024 · 3.6%
ROA
9.8%▲
2024 · 2.4%
Interest coverage
95.74▲
2024 · 11.01
Debt
€210k▼
2024 · €885k
Debt ≤ 1 year
€210k▼
2024 · €379k
Income taxes
€106k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.84M€2.37M▼
Fixed assets21/28€60k€42k▼
Tangible fixed assets22/27€60k€42k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€58k€41k▼
Financial fixed assets28€116€116=
Current assets29/58€2.78M€2.33M▼
Stocks and contracts in progress3€932k-
Stocks30/36€932k-
Amounts receivable within one year40/41€725k€165k▼
Trade receivables40€14k€100k▲
Other amounts receivable41€711k€65k▼
Current investments50/53€500k€1.81M▲
Cash at bank and in hand54/58€579k€252k▼
Deferred charges and accrued income490/1€47k€99k▲
Equity and liabilities
Total equity and liabilities10/49€2.84M€2.37M▼
Equity10/15€1.96M€2.16M▲
Contributions10/11€19k€19k=
Reserves13€1.94M€2.14M▲
Distributable reserves133€1.94M€2.14M▲
Amounts payable17/49€885k€210k▼
Amounts payable within one year42/48€379k€210k▼
Current portion of amounts payable after more than one year42€210k€50k▼
Trade debts44€91k€116k▲
Suppliers440/4€91k€116k▲
Taxes, remuneration and social security45€57k€23k▼
Taxes450/3€57k€23k▼
Other amounts payable47/48€21k€21k▼
Accrued charges and deferred income492/3€506k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€61k€333k▲
Operating profit (loss)9901€39k€313k▲
Financial income75/76B€63k€28k▼
Recurring financial income75€63k€28k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€97k€338k▲
Income taxes67/77€27k€106k▲
Profit (loss) for the period9904€70k€232k▲
Profit (loss) for the period to be appropriated9905€70k€232k▲
Appropriation of the result
Profit (loss) to be appropriated9906€70k€232k▲
Transfer from equity791/2€43k€31k▼
Transfer to equity691/2€70k€232k▲
To the legal reserve6920€70k€232k▲
Profit to be distributed694/7€43k€31k▼
Return on contributions (dividend)694€43k€31k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €2MEq €2.16M ▲10.3%
8 profitable years in a row build equity to €2.16M.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 7.18
Current ratio from 2.37 to 7.18; short-term debt falls from €1.31M to €300k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €847k ▲2749%
Operating result €1.25M, net result €847k, both a record.
31-12
Financial
Equity above €1MEq €1.07M ▲386%
3 profitable years in a row build equity to €1.07M.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €30k ▼28.8%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.57
Current ratio from 1.58 to 4.57.
31-12
Financial
Equity above €200kEq €219k ▲15.7%
2 profitable years in a row build equity to €219k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Rochusstraat 49890 GavereGround area
846 m²
Building footprint
137 m²
Volume, LiDAR
920 m³
Parcel 44020A0560/00D000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verhoeven Projectmanagement
since 20102.186.223.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44020A0560/00D000 | Flanders | 846 m² | 1 · 137 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Siempelkamp Plant Engineering
BE 0414.338.567
Menen · Eq €2.17M
ABUTRIEK SERVICE
BE 0422.710.855
Anzegem · Eq €2.15M
LANCON
BE 0444.235.551
Sint-Genesius-Rode · Eq €2.15M
Novera Solutions
BE 0684.865.728
Ukkel · Eq €2.17M
ENGINEERING CONSULTANCY SERVICES HERMES
BE 0449.330.625
Nivelles · Eq €2.15M
Of 11,510 companies in sector 71121 we hold annual accounts for 6,526. 2,238 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2010
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.