ECOLIVE
ActiveSummary
The computed 12-month bankruptcy probability of ECOLIVE is 2.2% (moderate). The 2024 annual accounts show negative equity (-€45,851) and a net result of €58,975. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 336 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability95▲+95
Solvency0=
Growth85▲+47
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.06 in 2023; short-term debt: 137.1% and cash: 12.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-37.1%
Return on assets
47.7%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 336 sector peers (2024).
NBB · sector comparisonPosition among 336 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
145 d late
2022
85 d late
2021
153 d late
2020
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 101 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 40% of the sector filed late.
Checked, nothing found (1)
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, full schema
Turnover
€379,237▲ 871%
2023 · €39,059
EBIT margin
15.6%▲ 65.5pp
2023 · -49.8%
Net result
€58,975
2023 · -€20,089
Working capital
-€70,172▲ 45.9%
2023 · -€129,798
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 42, Civil engineering, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€77,982-€7,019€39,059▲ 457%€379,237▲ 871%
Operating result-€68,352--€4,820▲ 92.9%-€11,102▼ 130%-€19,469▼ 75.4%€59,349
Net result-€71,256below the sector's middle half--€6,179below the sector's middle half▲ 91.3%-€12,301below the sector's middle half▼ 99.1%-€20,089below the sector's middle half▼ 63.3%€58,975within the sector's middle half
EBIT margin-87.7%--158.2%-49.8%▲ 108.3pp15.6%▲ 65.5pp
Equity-€66,256below the sector's middle half--€72,435below the sector's middle half▼ 9.3%-€84,736below the sector's middle half▼ 17.0%-€104,825below the sector's middle half▼ 23.7%-€45,851below the sector's middle half▲ 56.3%
Total assets€3,372below the sector's middle half-€5,958below the sector's middle half▲ 76.7%€29,129below the sector's middle half▲ 389%€33,498below the sector's middle half▲ 15.0%€123,721below the sector's middle half▲ 269%
Debt€69,628-€78,394▲ 12.6%€113,865▲ 45.2%€138,323▲ 21.5%€169,572▲ 22.6%
Working capital-€66,431below the sector's middle half--€76,773below the sector's middle half▼ 15.6%-€111,994below the sector's middle half▼ 45.9%-€129,798below the sector's middle half▼ 15.9%-€70,172below the sector's middle half▲ 45.9%
Solvency-290.9%below the sector's middle half-312.9%below the sector's middle half▼ 22.0pp-37.1%below the sector's middle half▲ 275.9pp
Current ratio0.02below the sector's middle half0.02below the sector's middle half=0.06below the sector's middle half▲ 0.050.59below the sector's middle half▲ 0.52
Return on assets (ROA)-103.7%below the sector's middle half-42.2%below the sector's middle half▲ 61.5pp-60.0%below the sector's middle half▼ 17.7pp47.7%above the sector's middle half▲ 107.6pp
Staff (FTE)1.3within the sector's middle half-0.5below the sector's middle half4.5below the sector's middle half▲ 800%
above
within
below
the middle half (P25 to P75) of NACE 42, Civil engineering, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €59,349 after a loss of €19,469 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €123,721
Fixed assets
€24,321 ▼ 2.6%
Current assets
€99,400 ▲ 1,066%
Key figures and ratios
EBITDA
€62,700▲
2023 · -€17,184
Cash flow
€62,326▲
2023 · -€17,804
Debt to equity
-3.70▼
2023 · -1.32
Interest coverage
167.69▲
2023 · -27.72
Debt ≤ 1 year
€169,572▲
2023 · €138,323
Staff costs
€217,930▲
2023 · €31,912
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.3%
went bankrupt
5.6%
stopped otherwise
89%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €77,982 | - | €7,019 | €39,059 | €379,237 | ▲ 871% |
| Non-recurring operating income76A | - | €3,750 | €2,197 | €4,519 | €12,702 | ▲ 181% |
| Goods, raw materials, services and sundry goods60/61 | - | €7,806 | €17,318 | €28,427 | €110,370 | ▲ 288% |
| Remuneration, social security and pensions62 | - | €314 | €329 | €31,912 | €217,930 | ▲ 583% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €2,285 | €2,285 | €3,351 | ▲ 46.7% |
| Other operating charges640/8 | - | €450 | €385 | €423 | €939 | ▲ 122% |
| Gross operating margin9900 | €4,519 | -€4,056 | -€8,102 | €15,151 | €281,569 | ▲ 1,758% |
| Operating profit (loss)9901 | -€68,352 | -€4,820 | -€11,102 | -€19,469 | €59,349 | ▲ 405% |
| Recurring financial income75 | €19 | - | - | - | - | - |
| Financial charges65/66B | - | €1,360 | €1,199 | €620 | €374 | ▼ 39.7% |
| Recurring financial charges65 | €2,917 | €1,069 | €1,199 | €620 | €374 | ▼ 39.7% |
| Non-recurring financial charges66B | - | €291 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€71,256 | -€6,179 | -€12,301 | -€20,089 | €58,975 | ▲ 394% |
| Profit (loss) for the period9904 | -€71,256 | -€6,179 | -€12,301 | -€20,089 | €58,975 | ▲ 394% |
| Profit (loss) for the period to be appropriated9905 | -€71,256 | -€6,179 | -€12,301 | -€20,089 | €58,975 | ▲ 394% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,372 | €5,958 | €29,129 | €33,498 | €123,721 | ▲ 269% |
| Fixed assets21/28 | €175 | €4,337 | €27,258 | €24,973 | €24,321 | ▼ 2.6% |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | - | €4,330 | €27,250 | €24,965 | €24,313 | ▼ 2.6% |
| Land and buildings22 | - | €4,330 | €27,250 | €24,965 | €24,313 | ▼ 2.6% |
| Financial fixed assets28 | €175 | €8 | €8 | €8 | €8 | ▼ 1.3% |
| Current assets29/58 | €3,197 | €1,621 | €1,872 | €8,525 | €99,400 | ▲ 1,066% |
| Amounts receivable after more than one year29 | - | - | - | €282 | €282 | = |
| Trade receivables290 | - | - | - | €282 | €282 | = |
| Amounts receivable within one year40/41 | €3,197 | €1,621 | €889 | €7,776 | €84,209 | ▲ 983% |
| Trade receivables40 | - | €469 | €889 | €7,701 | €84,106 | ▲ 992% |
| Other amounts receivable41 | - | €1,152 | - | €75 | €103 | ▲ 36.8% |
| Cash at bank and in hand54/58 | - | - | €983 | €467 | €14,910 | ▲ 3,093% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,372 | €5,958 | €29,129 | €33,498 | €123,721 | ▲ 269% |
| Equity10/15 | -€66,256 | -€72,435 | -€84,736 | -€104,825 | -€45,851 | ▲ 56.3% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€71,256 | -€77,435 | -€89,736 | -€109,825 | -€50,851 | ▲ 53.7% |
| Amounts payable17/49 | €69,628 | €78,394 | €113,865 | €138,323 | €169,572 | ▲ 22.6% |
| Amounts payable within one year42/48 | €69,628 | €78,394 | €113,865 | €138,323 | €169,572 | ▲ 22.6% |
| Financial debts43 | - | €6,985 | - | - | - | - |
| Credit institutions430/8 | - | €6,985 | - | - | - | - |
| Trade debts44 | €358 | €304 | €11,383 | €10,898 | €41,559 | ▲ 281% |
| Suppliers440/4 | - | €304 | €11,383 | €10,898 | €41,559 | ▲ 281% |
| Taxes, remuneration and social security45 | - | €877 | €1,190 | €822 | €5,074 | ▲ 517% |
| Taxes450/3 | - | €877 | €1,190 | - | €1,117 | - |
| Remuneration and social security454/9 | - | - | - | €822 | €3,957 | ▲ 381% |
| Other amounts payable47/48 | - | €70,227 | €101,293 | €126,603 | €122,940 | ▼ 2.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€71,256 | -€6,179 | -€12,301 | -€20,089 | €58,975 | ▲ 394% |
| + Depreciation and write-downs630 | - | - | €2,285 | €2,285 | €3,351 | ▲ 46.7% |
| Operating cash flow (approximation) | -€71,256 | -€6,179 | -€10,016 | -€17,804 | €62,326 | ▲ 450% |
| Investment in fixed assets (approximation) | - | -€4,162 | -€25,205 | -€0 | -€2,700 | ▼ 574,291% |
| Change in cash | - | - | - | -€516 | €14,443 | ▲ 2,900% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
31-12
Financial
Back to profitnet €58,975
Net result €58,975 after 4 loss-making years.
23-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 145 days late
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2019
Ground area
3,129 m²
Building footprint
195 m²
Volume, LiDAR
1,757 m³
Parcel 91383A0176/00H000, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ECOLIVE
since 20192.291.074.375
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91383A0176/00H000 ProtectedSite or landscape |
Wallonia | 3,129 m² | 1 · 195 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 264 companies in sector 42212 we hold annual accounts for 120. 33 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
42212Civil engineering
43990Other specialised construction activities
46190Agents in non-specialised wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Contact
E-mail
angelo@outlook.fr
E-invoicing
Reachable via Peppol
Peppol ID
0208:0729847103
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.