Financials
- Fiscal year
- 2025
- Total assets
- €752,395
- Loss
- -€52,585
- Solvency
- 53.1%
Total assets▼ 1.8%
Net result
20192025
ECOLE ET SURDITE
ActiveSummary
ECOLE ET SURDITE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399,389 and a net result of -€52,585. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 2536 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Education
NACE 85206
1 site
Size
€752,395total assets 2025
- Staff
- 22.5 FTE
- Equity
- €399,389
- Loss
- -€52,585
Structure
- Board
- 5 members
Accounts 57 d early1 of 14 deeds read
Why 93- Loss of €52,585, the second in a row (FY 2025)+ Legal form Non-profit association+ Size: total assets €752,395+ Sector Education (NACE 85)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
78-6
equity 53.1% of total assets
Liquidity
91-9
short-term debt 6.5% · cash 33.1%
Profitability
20+5
return on assets -7.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● 0.0% vs 11-2024
01-2025: < 0.1%▼ -9.1% vs 12-2024lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%▲ +20.0% vs 02-2025highest value
04-2025: < 0.1%▼ -8.3% vs 03-2025
05-2025: < 0.1%● 0.0% vs 04-2025
06-2025: < 0.1%● 0.0% vs 05-2025
07-2025: < 0.1%● 0.0% vs 06-2025
08-2025: < 0.1%● 0.0% vs 07-2025
09-2025: < 0.1%▼ -9.1% vs 08-2025lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%▲ +20.0% vs 02-2026highest value
04-2026: < 0.1%● 0.0% vs 03-2026highest value
05-2026: < 0.1%● 0.0% vs 04-2026highest value
06-2026: < 0.1%● 0.0% vs 05-2026highest value
07-2026: < 0.1%● 0.0% vs 06-2026highest value
08-2026: < 0.1%● 0.0% vs 07-2026highest value
09-2026: < 0.1%● 0.0% vs 08-2026highest value
10-2026: < 0.1%● 0.0% vs 09-2026highest value
- Legal form Non-profit association lowers the probability
- Loss of €52,585, the second in a row (FY 2025) raises the probability
- Size: total assets €752,395 lowers the probability for this profile
- Sector Education (NACE 85) lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 15.36 against 11.29 in 2024; short-term debt: 6.5% and cash: 33.1% of total assets), and 46.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 56%, liquidity 83%, profitability 20%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€52,585
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 02-02-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
19 d early
2023
76 d early
2022
53 d early
2021
31 d early
2020
64 d early
2019
60 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today. Usually files around 6 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-08-2026 close06-10-2026 today31-03-2027 deadline
- Reappointments: Claire de Halleux, François Poncelet…Appointment: Paquot Baudouin (director)
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Risk: 4 loss-making years in a rowloss fiscal year 2025 -€52,585 View
- Caution: Among the weakest 5% on net resultsector median €7,312 · 2,538 companies -€52,585 View
- Positive: Always filed on timeaccounts within the deadline every year 7 years View
- New directorlatest change 23-02-2026 · 5 in office 1 joined View
By topic
Board & ownership
- Board
- 5 members
Go to Board & ownership
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-03-2027
- 23-02-2026Reappointments: Claire de Halleux, François Poncelet and…
- 02-02-2026Annual accounts filed
- 12-03-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Non-profit association
- Activity
- EducationNACE 85206
- Founded
- 17-01-2000
- Year ends
- 31-08
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 1
- Financial year
- From 1 January to 31 December
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