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ECOLE ET SURDITE

Active
Non-profit associationfounded 200026 years activeRue du Président 26, 5000 Namur, BelgiumKBO/BCE: BE 0471.912.918
Summary

ECOLE ET SURDITE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399,389 and a net result of -€52,585. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 2,539 sector peers (NACE 85, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Education
NACE 85206
1 site
Size
€752,395total assets 2025
Staff
22.5 FTE
Equity
€399,389
Loss
-€52,585
Financial health
93 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Board
5 members
Accounts 57 days early1 of 14 deeds read
Why 93- Loss of €52,585, the second in a row (FY 2025)+ Legal form Non-profit association+ Size: total assets €752,395+ Sector Education (NACE 85)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 85, micro)
Financial strength · tick = 2024
Strong
Solvency 78-6
equity 53.1% of total assets
Liquidity 91-9
short-term debt 6.5% · cash 33.1%
Profitability 20+5
return on assets -7.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,789 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026highest value 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 15.36 against 11.29 in 2024; short-term debt: 6.5% and cash: 33.1% of total assets), and 46.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 56% on solvency, 83% on liquidity, 20% on profitability and 27% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
KBO
raises risk · Loss of €52,585, the second in a row (FY 2025)
NBB · annual accounts
lowers risk · Size: total assets €752,395
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€52,585
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 02-02-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
19 days early
2023
76 days early
2022
53 days early
2021
31 days early
2020
64 days early
2019
60 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today. Usually files around 6 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-08-2026 close07-10-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Reappointments: Claire de Halleux, François Poncelet…Appointment: Paquot Baudouin (director)
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€52,585 View
  • Caution: Among the weakest 5% on net resultsector median €7,287 · 2,541 companies -€52,585 View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • New directorlatest change 23-02-2026 · 5 in office 1 joined View

By topic

Financials

Fiscal year
2025
Total assets
€752,395
Loss
-€52,585
Solvency
53.1%
Total assets▼ 1.8%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-03-2027
  1. 15-01-2024Annual accounts filed
  2. 31-08-2023Weakest financial year
  3. 06-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
EducationNACE 85206
Founded
17-01-2000
Year ends
31-08
Peppol
Not found in the Peppol directory
Go to Company details

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