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Ecole Escale

Active
Non-profit associationfounded 198442 yrs activeAllée de Clerlande 6, 1340 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0430.235.778

Ecole Escale has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €133k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 427 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-8
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 22.65 against 32.95 in 2024), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 42 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.2%
Return on assets
7.4%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
19 d late
2024
22 d early
2023
16 d early
2022
27 d early
2021
34 d early
2020
15 d late
2019
74 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€564k
EBIT margin
6.5%
Net result
€133k▼ 0.1%
2024 · €133k
2018: €50k 2019: €93k 2020: €165k 2021: €25k 2022: €41k 2023: €113k 2024: €133k
2018 → 2025
Working capital
€1.35M▲ 15.2%
2024 · €1.17M
2018: €452k 2019: €709k 2020: €925k 2021: €938k 2022: €990k 2023: €1.04M 2024: €1.17M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€959k-€1,000k▲ 4.2%€1.11M▲ 11.3%€1.31M▲ 17.3%€1.56M▲ 19.4%
Operating result€29k-€44k▲ 52.3%€116k▲ 162%€137k▲ 18.4%€136k▼ 1.1%
Net result€25k-€41k▲ 62.4%€113k▲ 179%€133k▲ 17.2%€133k▼ 0.1%
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €29k€29kNet result 2021: €25k€25kOperating result 2022: €44k€44kNet result 2022: €41k€41kOperating result 2023: €116k€116kNet result 2023: €113k€113kOperating result 2024: €137k€137kNet result 2024: €133k€133kOperating result 2025: €136k€136kNet result 2025: €133k€133k20212022202320242025
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.79M
Fixed assets €377k▲ 19.3%
Current assets €1.41M▲ 16.9%
Equity and liabilities €1.79M
Equity €1.56M▲ 19.4%
Debt €229k▲ 5.3%
The debt ratio falls from 14.3% to 12.8%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€161k
2024 · €155k
Cash flow
€158k
2024 · €151k
Solvency
87.2%
2024 · 85.7%
Current ratio
22.65
2024 · 32.95
Quick ratio
22.65
2024 · 32.95
Debt / equity
0.15
2024 · 0.17
ROE
8.5%
2024 · 10.2%
ROA
7.4%
2024 · 8.7%
Interest coverage
50.00
2024 · 34.34
Debt
€229k
2024 · €218k
Debt ≤ 1 year
€62k
2024 · €37k
Debt > 1 year
€119k
2024 · €133k
Staff costs
€11.87M
2024 · €10.70M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.52M€1.79M
Fixed assets21/28€316k€377k
Tangible fixed assets22/27€314k€375k
Land and buildings22€251k€240k
Furniture and vehicles24€62k€49k
Assets under construction and advance payments27-€86k
Financial fixed assets28€2k€2k=
Current assets29/58€1.21M€1.41M
Amounts receivable within one year40/41€60k€62k
Other amounts receivable41€60k€62k
Cash at bank and in hand54/58€893k€1.03M
Deferred charges and accrued income490/1€255k€320k
Equity and liabilities
Total equity and liabilities10/49€1.52M€1.79M
Equity10/15€1.31M€1.56M
Contributions10/11€386k€386k=
Capital10€386k€386k=
Reserves13€48k€47k
Profit (loss) carried forward14€809k€943k
Investment grants15€62k€183k
Amounts payable17/49€218k€229k
Amounts payable after more than one year17€133k€119k
Financial debts170/4€133k€119k
Amounts payable within one year42/48€37k€62k
Current portion of amounts payable after more than one year42€14k€14k
Trade debts44€22k€45k
Suppliers440/4€22k€45k
Taxes, remuneration and social security45€693€3k
Remuneration and social security454/9€693€3k
Accrued charges and deferred income492/3€48k€48k=
Income statement Code20242025
Remuneration, social security and pensions62€10.70M€11.87M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€25k
Other operating charges640/8€2k€2k
Gross operating margin9900€10.85M€12.04M
Operating profit (loss)9901€137k€136k
Financial income75/76B€9€9=
Recurring financial income75€9€9=
Financial charges65/66B€5k€3k
Recurring financial charges65€5k€3k
Profit (loss) for the period before taxes9903€133k€133k
Profit (loss) for the period9904€133k€133k
Profit (loss) for the period to be appropriated9905€133k€133k
Appropriation of the result
Profit (loss) to be appropriated9906€807k€942k
Profit (loss) brought forward from the previous period14P€674k€809k
From contributions791€17k€3k
To contributions691€15k€2k
Social balance
Average headcount (FTE)90870.91.5

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 19 days late
2025
09-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
15-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Equity above €1MEq €1.11M ▲11.3%
6 profitable years in a row build equity to €1.11M.
04-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
27-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Weakest financial yearnet €25k ▼84.8%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
15-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 15 days late
2020
31-12
Financial Highest result since 2018net €165k ▲77.4%
Operating result €166k, net result €165k, both a record.
13-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 74 days late
2019
31-12
Financial Equity above €500kEq €769k ▲64.3%
2 profitable years in a row build equity to €769k.
17-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
2017
01-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-12-2025 DETHISE: Resigned as Director
16-09-2025 Françoise PETIT: Resigned as Director
17-06-2025 Xavier GODFROID: Resigned as Director
06-06-2023 Danaux Damien: Resigned as Director
06-06-2023 Desmedt Anne: Resigned as Director
07-06-2022 Heylen Evelyne: Resigned as Director
07-06-2022 Léonard Sophie: Resigned as Director
29-09-2020 Christiane VERMYLEN: Resigned as Director
29-09-2020 Vincent Dubois: Resigned as Director
28-12-2016 Emmanuel UGEUX: Resigned as Director
28-12-2016 M-N. CASSART: Resigned as Director
28-12-2016 Patrick TYTECA: Resigned as Director
01-09-2015 Dr Marianne MICHEL: Resigned as Director
01-09-2015 PASSELECQ André: Resigned as Director
10-06-2015 Géraldine Woitrin: Resigned as Director
10-06-2015 Nathalie Swartenbroekx: Resigned as Director
04-12-2013 Willy Vanbilloen: Resigned as Director
09-10-2013 Anne-Catherine Massin: Resigned as Director
09-10-2013 Sophie Ghariani: Resigned as Director
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 4 establishment units since 2005
establishment All 4 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Allée de Clerlande 61340 Ottignies-Louvain-la-Neuve
Ground area
10.6 ha
Building footprint
1,734 m²
Volume, LiDAR
6,912 m³
3 parcels, Brussels, Wallonia · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
4 establishment units
Ecole Escale secondaire 1
Allée de Clerlande 6, 1340 Ottignies-Louvain-la-NeuveEducation
since 20052.167.913.475
Ecole Escale fondamentale
Allée de Clerlande 6, 1340 Ottignies-Louvain-la-NeuveEducation
since 20082.237.319.153
Ecole Escale secondaire 2
Dieweg 69, 1180 UkkelEducation
since 20142.237.256.894
Ecole l’Escale fondamentale 2
Avenue Reine Fabiola 9, 1340 Ottignies-Louvain-la-NeuveEducation
since 20172.268.788.824
3 parcels
Wallonia 2 (66.7%) Brussels 1 (33.3%)
Parcel (capakey) Region Area Buildings Height / fl.
25083F0130/00K000 Wallonia 7.4 ha 1 · 707 m² -
21614E0252/00R000 Brussels 3.1 ha 1 · 461 m² 15.3 m · 4 fl.
25385E0093/00G003 Wallonia 703 m² 1 · 566 m² 4.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Wallonia-Brussels Federation

2022 to 2025 · 483 entries · 2,873,371 EUR in total
Year Entries paid
2025 267 1,143,575 EUR
2024 74 964,909 EUR
2023 63 59,666 EUR
2022 79 705,221 EUR
Budget allocations
Subventions forfaitaires
49 entries · 2,481,209 EUR
Subventions forfaitaires dans le fondamental
194 entries · 115,526 EUR
Subventions forfaitaires - Enseignement de plein exercice
197 entries · 109,246 EUR
Dépenses de toute nature relatives au soutien du travail des directeurs d'établissements scolaires
6 entries · 99,777 EUR
Dépenses de toute nature relatives au renforcement de la gratuité scolaire
10 entries · 28,715 EUR
Show 5 more
Financement d’urgence visant à soutenir les secteurs dépendant de la Fédération Wallonie-Bruxelles suite à la crise du coût de l'énergie
4 entries · 17,771 EUR
Stratégie numérique pour l'enseignement
4 entries · 11,696 EUR
Dépenses de toute nature relative à l'acquisition des manuels scolaires, de logiciels scolaires, d'outils pédagogiques et de livrespour la jeunesse
17 entries · 8,106 EUR
Matériel sanitaire
1 entry · 1,100 EUR
Dépenses de toute nature relatives à un appel à projets en matière de démocratie scolaire et d’activités citoyennes
1 entry · 225 EUR

Similar companies · same sector, comparable size

Of 42 companies in sector 85326 we hold annual accounts for 24. 22 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded28-02-1984
Fiscal year end31-12
Activities, NACEBEL
85326Education
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.