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Ecofocus

Active
Private limited companyfounded 2023active for 2 yearsBloemenveldweg 15, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 1003.276.542
Summary

Ecofocus has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,304 and a net result of €53,112. Its solvency ranks better than 86% of 3,396 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 12-12-2023 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 5 others
Establishment unit
2.353.409.149 2860 Sint-Katelijne-Waver, since 01-01-2024
Financial year end
31 December
Peppol
Reachable since 15-09-2025

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€83,546
▼ 3.8%
Turnover
≈ €220,000
estimated
Profit
€53,112
▼ 25.4%
Equity
€125,304
▲ 73.6%
Total assets
€146,736
▲ 80.6%
Score breakdownraises riskLiquidity: current ratio 6.08, cash €143, halvedFounded in 2023Size: total assets €146,736lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 85.4% of total assets
Liquidity 47-7
short-term debt 14.6% · cash 0.1%
Profitability 100=
return on assets 36.2%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,915 companies, NACE 62, micro)
Last 24 months 01-2025: 0.4% 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.3 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 6.08 (5.6 in 2024), above the usual 1.5. Short-term debt is 14.6% and cash 0.1% of total assets. 14.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 22% on liquidity, 82% on profitability and 85% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Liquidity: current ratio 6.08, cash €143, halved
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €146,736
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
29 days early
2024
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 16 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 02-07-2026 at the NBB all 2 filings

Turnover
≈ €220,000
Estimated: probably between €160,000 and €380,000
Total assets
€146,736▲ 80.6%
2024 · €81,260
Net result
€53,112▼ 25.4%
2024 · €71,192
Working capital
€108,801▲ 161%
2024 · €41,699
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€67,924
▼ 4.7% 2025
20242025
Net result
€53,112
▼ 25.4% 2025
middle half of the sector
20242025
Equity
€125,304
▲ 73.6% 2025
middle half of the sector
20242025
Total assets
€146,736
▲ 80.6% 2025
middle half of the sector
20242025
Debt
€21,431
▲ 136% 2025
20242025
Working capital
€108,801
▲ 161% 2025
middle half of the sector
20242025
Solvency
85.4%
▼ 3.4pp 2025
highest quarter of the sector
20242025
Current ratio
6.08
▲ 0.48 2025
highest quarter of the sector
20242025
Return on assets (ROA)
36.2%
▼ 51.4pp 2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€71,264-€67,924▼ 4.7%
Net result€71,192above the sector's middle half-€53,112within the sector's middle half▼ 25.4%
Equity€72,192within the sector's middle half-€125,304within the sector's middle half▲ 73.6%
Total assets€81,260within the sector's middle half-€146,736within the sector's middle half▲ 80.6%
Debt€9,068-€21,431▲ 136%
Working capital€41,699within the sector's middle half-€108,801within the sector's middle half▲ 161%
Solvency88.8%above the sector's middle half-85.4%above the sector's middle half▼ 3.4pp
Current ratio5.60above the sector's middle half-6.08above the sector's middle half▲ 0.48
Return on assets (ROA)87.6%above the sector's middle half-36.2%above the sector's middle half▼ 51.4pp
above within below The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 5% lower than in 2024.

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146,736
Fixed assets €16,503 ▼ 45.9%
Current assets €130,233 ▲ 157%
Equity and liabilities €146,736
Equity €125,304 ▲ 73.6%
Debt €21,431 ▲ 136%
Debt's share of the balance-sheet total rises from 11.2% to 14.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€83,175▼
2024 · €86,388
Cash flow
€68,363▼
2024 · €86,316
Debt to equity
0.17▲
2024 · 0.13
ROE
42.4%▼
2024 · 98.6%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€21,431▲
2024 · €9,068
Income taxes
€14,739
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€25,617€1,260
Intangible fixed assets€20,000-
Depreciation and write-downs of the year€15,123€15,251

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€81,260€146,736▲
Fixed assets21/28€30,494€16,503▼
Intangible fixed assets21€10,000-
Tangible fixed assets22/27€20,494€16,503▼
Furniture and vehicles24€20,494€16,503▼
Current assets29/58€50,767€130,233▲
Amounts receivable after more than one year29-€97,296
Other amounts receivable291-€97,296
Amounts receivable within one year40/41€47,697€32,794▼
Trade receivables40€17,135€32,794▲
Other amounts receivable41€30,562-
Cash at bank and in hand54/58€3,069€143▼
Equity and liabilities
Total equity and liabilities10/49€81,260€146,736▲
Equity10/15€72,192€125,304▲
Contributions10/11€1,000€1,000=
Contributions outside capital11€1,000-
Other1109/19€1,000-
Profit (loss) carried forward14€71,192€124,304▲
Amounts payable17/49€9,068€21,431▲
Amounts payable within one year42/48€9,068€21,431▲
Trade debts44-€4,976
Suppliers440/4-€4,976
Taxes, remuneration and social security45€9,068€16,455▲
Taxes450/3€9,068€16,455▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,123€15,251▲
Other operating charges640/8€437€371▼
Gross operating margin9900€86,825€83,546▼
Operating profit (loss)9901€71,264€67,924▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€72€74▲
Recurring financial charges65€72€74▲
Profit (loss) for the period before taxes9903€71,192€67,850▼
Income taxes67/77-€14,739
Profit (loss) for the period9904€71,192€53,112▼
Profit (loss) for the period to be appropriated9905€71,192€53,112▼
Appropriation of the result
Profit (loss) to be appropriated9906€71,192€124,304▲
Profit (loss) brought forward from the previous period14P-€71,192

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,123€15,251▲ 0.8%
Other operating charges640/8€437€371▼ 15.1%
Gross operating margin9900€86,825€83,546▼ 3.8%
Operating profit (loss)9901€71,264€67,924▼ 4.7%
Financial income75/76B€0--
Recurring financial income75€0--
Financial charges65/66B€72€74▲ 2.3%
Recurring financial charges65€72€74▲ 2.3%
Profit (loss) for the period before taxes9903€71,192€67,850▼ 4.7%
Income taxes67/77-€14,739-
Profit (loss) for the period9904€71,192€53,112▼ 25.4%
Profit (loss) for the period to be appropriated9905€71,192€53,112▼ 25.4%
Line20242025Change
Assets
Total assets20/58€81,260€146,736▲ 80.6%
Fixed assets21/28€30,494€16,503▼ 45.9%
Intangible fixed assets21€10,000--
Tangible fixed assets22/27€20,494€16,503▼ 19.5%
Furniture and vehicles24€20,494€16,503▼ 19.5%
Current assets29/58€50,767€130,233▲ 157%
Amounts receivable after more than one year29-€97,296-
Other amounts receivable291-€97,296-
Amounts receivable within one year40/41€47,697€32,794▼ 31.2%
Trade receivables40€17,135€32,794▲ 91.4%
Other amounts receivable41€30,562--
Cash at bank and in hand54/58€3,069€143▼ 95.4%
Equity and liabilities
Total equity and liabilities10/49€81,260€146,736▲ 80.6%
Equity10/15€72,192€125,304▲ 73.6%
Contributions10/11€1,000€1,000=
Contributions outside capital11€1,000--
Other1109/19€1,000--
Profit (loss) carried forward14€71,192€124,304▲ 74.6%
Amounts payable17/49€9,068€21,431▲ 136%
Amounts payable within one year42/48€9,068€21,431▲ 136%
Trade debts44-€4,976-
Suppliers440/4-€4,976-
Taxes, remuneration and social security45€9,068€16,455▲ 81.5%
Taxes450/3€9,068€16,455▲ 81.5%
Line20242025Change
Profit (loss) for the period9904€71,192€53,112▼ 25.4%
+ Depreciation and write-downs630€15,123€15,251▲ 0.8%
Operating cash flow (approximation)€86,316€68,363▼ 20.8%
Investment in fixed assets (approximation)--€1,260-
Change in cash--€2,927-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as Ecofocus has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Ecofocus itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Ecofocus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 02-07-2026 2026-00253343 PDF
31-12-2024 micro format 29-07-2025 2025-00335423 PDF

Board & ownership

Directors

Directors
1 director, no change since 2023
DE SAEGER Wim
Director · appointed in the act of 14-12-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 02-07-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 14-12-2023

Owners and capital

Shareholders

At incorporation act of 14-12-2023 ↗

Capital transactions

Capital over time
  1. 14-12-2023 Incorporation · €1,000 · 1,000 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Bestuursorgaan, algemene vergadering bepaalt aantal,duur van opdracht en,indien meerdere bestuurders,hun bevoegdheid”
Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“Gelijk recht in winstverdeling en vereffeningsaldo, 1000”

Articles of association, deed of 14-12-2023 (in Dutch)

Network & group

Ecofocus shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of Ecofocus. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
02-07
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 29 days before the deadline
2025
31-12
Financial Equity above €100,000equity €125,304 ▲73.6%
With a profit in every financial year since 2024, equity grows to €125,304.
29-07
NBB filing Annual accounts 2024 filedPDF
micro format · 2 days before the deadline
2024
06-02
Gazette deed Miscellaneous
1 point ▸
  • Other provision, “aanvulling initiële publicatie, boekjaar niet vermeld” (deed in Dutch)

Open the act in the Belgian Official Gazette

2023
14-12
Gazette deed Incorporation
Starting capital €1,000 · Appointment: DE SAEGER Wim (director) · Founder6 points ▸
  • Incorporation, “Ecofocus” (deed in Dutch)
  • Founder, DE SAEGER Wim
  • Founding capital, €1,000
  • DE SAEGER Wim holds 1,000 shares
  • Board rule, 1, “onbepaalde duur” (deed in Dutch)
  • Director appointment, DE SAEGER Wim (director)

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 12 December 2023, Ecofocus was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 DE SAEGER Wim is director of the company, appointed in the act of 14-12-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-12-2023
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name Ecofocus in Dutch
Enterprise number 1003.276.542
Legal form Private limited company
Status Active, normale toestand
Founded 12-12-2023
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 14-12-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse gewest, 2860 Sint-Katelijne-Waver,Bloemenveldweg 15”
deed of 14-12-2023 (in Dutch)

Registered office and establishments

Registered office Bloemenveldweg 15, 2860 Sint-Katelijne-Waver, Belgium
Establishment unit Ecofocus, Bloemenveldweg 15, 2860 Sint-Katelijne-Waver since 01-01-2024 · unit number 2.353.409.149

Activities

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
62100 Computer programming
63920 Other information service activities
68122 Development of non-residential building projects
70200 Business and other management consultancy
82990 Other business support services
Codes under NACEBEL 2008
62020 IT consultancy main activity
41102 Construction of residential and non-residential buildings
62010 Computer programming, consultancy and related activities
63990 Computing infrastructure, data processing, hosting and other information service activities
70220 Business consulting
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het aanleveren van IT-diensten en -services waaronder leveren,configureren van hardware; Leveren,ondersteunen,programmeren van…”
14 activities
  1. Het aanleveren van IT-diensten en -services waaronder leveren,configureren van hardware.
  2. Leveren,ondersteunen,programmeren van software,websites en services zoals functionele analyse,ontwikkeling,support,etc...
  3. Het aanleveren van diensten en services op gebied van bouw: plannen,uitvoeren en opvolgen van alle mogelijke bouwactiviteiten (van ruwbouw tot afwerkingswerken),verstrekken van adviezen,berekenen en aankopen van materialen,tekenen,berekenen en nakijken van plannen,BIM,opvolgen van bouwactiviteiten.
  4. Uitvoeren van houtbewerking,meubelen,trappen.
  5. Berekening,installatie,verkoop van technieken waaronder onder meer sanitair,ventilatie,verwarmings- en koelsystemen,water,elektriciteit en energieopweksystemen zoals zonnepanelen,windenergie,waterenergie,isolatiewerken,stukadoor en bouwdetails.
  6. Ondersteuning en adviezen bij verbouwingen.
  7. Installatie van meetsystemen.
  8. Het aanleveren van diensten en services op gebied van ecologie: berekeningen van EPC,adviezen,coaching betreffende ecologisch handelen,ROI-analyses,energieanalyse,berekenen energiebesparingen,milieuimpactanalyses op alle vlakken.
  9. Berekenen,plannen en verkopen van energie- of gebouwbeheersystemen,gegevensbeheer en uitwisseling,energiedelen,prijsberekeningen en inschattingen.
  10. Adviezen en coaching over mobiliteit en decommissioning van fossiele brandstoffen.
  11. Uitvoeren van ESCO-activiteiten,beheren van gebouwen,afsluiten en verhandelen van energiecontracten
  12. Organisatie van evenementen,uitstappen,activiteiten,reizen,coaching sessies,lesgeven,verkoop en uitvoeren van cursussen,avond-,nacht- en dagactiviteiten.
  13. En al hetgeen met vorenstaande verband houdt of daartoe bevorderlijk kan zijn,alles in de ruimste zin van het woord.
  14. De vennootschap mag voor eigen rekening alle roerende en onroerende goederen als investering verwerven,laten bouwen,verbouwen,leasen,verkopen,huren of verhuren.
deed of 14-12-2023 (in Dutch)

Invoicing and payment

VAT number BE 1003.276.542
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1003276542
Other Peppol ID 9925:BE1003276542
Registered 15-09-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1003.276.542

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
deed of 14-12-2023 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
424 m²
Building footprint
55 m²
Building volume
470 m³
Cadastral parcel Region Area Buildings Height / floors
12422D0737/00G005 Flanders 424 m² 1 · 55 m² 10.8 m · 3