ECOCHIQUE
ActiveSummary
ECOCHIQUE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,377 and a net result of €29,067. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 11547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency55▲+52
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.38 in 2024; short-term debt: 68.8% and cash: 18.9% of total assets), and 69.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.2%
Return on assets
50.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
28 d late
2023
31 d late
2022
61 d late
2021
78 d late
2020
86 d late
2019
109 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€17,377
2024 · -€11,690
Total assets
€57,471▲ 5.8%
2024 · €54,301
Net result
€29,067▼ 9.8%
2024 · €32,233
Working capital
-€3,011▲ 92.6%
2024 · -€40,820
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,344▼ 16.2%-€51,395€56,446€32,501▼ 42.4%€29,186▼ 10.2%
Net result€6,064within the sector's middle half▼ 18.3%-€53,117below the sector's middle half€56,307above the sector's middle half€32,233above the sector's middle half▼ 42.8%€29,067above the sector's middle half▼ 9.8%
Equity-€47,113below the sector's middle half▲ 11.4%-€100,230below the sector's middle half▼ 113%-€43,923below the sector's middle half▲ 56.2%-€11,690below the sector's middle half▲ 73.4%€17,377within the sector's middle half
Total assets€78,652within the sector's middle half▼ 13.8%€22,044below the sector's middle half▼ 72.0%€83,347within the sector's middle half▲ 278%€54,301below the sector's middle half▼ 34.9%€57,471below the sector's middle half▲ 5.8%
Debt€125,765▼ 12.9%€122,274▼ 2.8%€127,270▲ 4.1%€65,990▼ 48.1%€40,094▼ 39.2%
Working capital-€63,160below the sector's middle half▲ 9.8%-€100,980below the sector's middle half▼ 59.9%-€81,267below the sector's middle half▲ 19.5%-€40,820below the sector's middle half▲ 49.8%-€3,011within the sector's middle half▲ 92.6%
Solvency-59.9%below the sector's middle half▼ 1.6pp-454.7%below the sector's middle half▼ 394.8pp-52.7%below the sector's middle half▲ 402.0pp-21.5%below the sector's middle half▲ 31.2pp30.2%within the sector's middle half▲ 51.8pp
Current ratio0.21below the sector's middle half▼ 0.010.17below the sector's middle half▼ 0.030.36below the sector's middle half▲ 0.190.38below the sector's middle half▲ 0.020.92below the sector's middle half▲ 0.54
Return on assets (ROA)7.7%within the sector's middle half▼ 0.4pp-241.0%below the sector's middle half▼ 248.7pp67.6%above the sector's middle half▲ 308.5pp59.4%above the sector's middle half▼ 8.2pp50.6%above the sector's middle half▼ 8.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,471
Fixed assets
€20,916 ▼ 28.2%
Current assets
€36,555 ▲ 45.2%
Equity and liabilities €57,471
Equity
€17,377
Debt
€40,094
Debt finances 69.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€37,400▼
2024 · €40,715
Cash flow
€37,281▼
2024 · €40,447
Debt to equity
2.31
ROE
167.3%
Interest coverage
313.10▲
2024 · 152.13
Debt ≤ 1 year
€39,566▼
2024 · €65,990
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,517 | - | €4,476 | €8,214 | €8,214 | = |
| Other operating charges640/8 | €643 | €348 | €1,679 | €513 | €9,074 | ▲ 1,670% |
| Non-recurring operating charges66A | - | €46,468 | - | - | - | - |
| Gross operating margin9900 | €18,504 | -€4,579 | €62,602 | €41,228 | €46,474 | ▲ 12.7% |
| Operating profit (loss)9901 | €8,344 | -€51,395 | €56,446 | €32,501 | €29,186 | ▼ 10.2% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €2,280 | €1,722 | €139 | €268 | €119 | ▼ 55.4% |
| Recurring financial charges65 | €2,280 | €1,722 | €139 | €268 | €119 | ▼ 55.4% |
| Profit (loss) for the period before taxes9903 | €6,064 | -€53,117 | €56,307 | €32,233 | €29,067 | ▼ 9.8% |
| Profit (loss) for the period9904 | €6,064 | -€53,117 | €56,307 | €32,233 | €29,067 | ▼ 9.8% |
| Profit (loss) for the period to be appropriated9905 | €6,064 | -€53,117 | €56,307 | €32,233 | €29,067 | ▼ 9.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78,652 | €22,044 | €83,347 | €54,301 | €57,471 | ▲ 5.8% |
| Fixed assets21/28 | €62,218 | €750 | €37,344 | €29,130 | €20,916 | ▼ 28.2% |
| Tangible fixed assets22/27 | €61,468 | - | €36,594 | €28,380 | €20,166 | ▼ 28.9% |
| Land and buildings22 | €60,021 | - | - | - | - | - |
| Plant, machinery and equipment23 | €1,447 | - | - | - | - | - |
| Furniture and vehicles24 | - | - | €36,594 | €28,380 | €20,166 | ▼ 28.9% |
| Financial fixed assets28 | €750 | €750 | €750 | €750 | €750 | = |
| Current assets29/58 | €16,434 | €21,294 | €46,003 | €25,171 | €36,555 | ▲ 45.2% |
| Amounts receivable within one year40/41 | €7,745 | €9,081 | €20,239 | €9,529 | €25,676 | ▲ 169% |
| Trade receivables40 | - | €1,336 | €12,494 | €9,529 | €25,676 | ▲ 169% |
| Other amounts receivable41 | €7,745 | €7,745 | €7,745 | - | - | - |
| Cash at bank and in hand54/58 | €8,689 | €12,213 | €25,765 | €15,641 | €10,879 | ▼ 30.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78,652 | €22,044 | €83,347 | €54,301 | €57,471 | ▲ 5.8% |
| Equity10/15 | -€47,113 | -€100,230 | -€43,923 | -€11,690 | €17,377 | ▲ 249% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Outside capital11 | €19,000 | €19,000 | €19,000 | €19,000 | - | - |
| Other1109/19 | €19,000 | €19,000 | €19,000 | €19,000 | - | - |
| Profit (loss) carried forward14 | -€66,113 | -€119,230 | -€62,923 | -€30,690 | -€1,623 | ▲ 94.7% |
| Amounts payable17/49 | €125,765 | €122,274 | €127,270 | €65,990 | €40,094 | ▼ 39.2% |
| Amounts payable after more than one year17 | €46,171 | - | - | - | - | - |
| Financial debts170/4 | €41,671 | - | - | - | - | - |
| Other amounts payable178/9 | €4,500 | - | - | - | - | - |
| Amounts payable within one year42/48 | €79,594 | €122,274 | €127,270 | €65,990 | €39,566 | ▼ 40.0% |
| Current portion of amounts payable after more than one year42 | €8,732 | - | - | - | - | - |
| Trade debts44 | €613 | - | - | €197 | €4,376 | ▲ 2,120% |
| Suppliers440/4 | €613 | - | - | €197 | €4,376 | ▲ 2,120% |
| Taxes, remuneration and social security45 | €891 | €1,585 | €8,969 | €5,690 | €9,383 | ▲ 64.9% |
| Taxes450/3 | €891 | €1,585 | €8,969 | €5,690 | €9,383 | ▲ 64.9% |
| Other amounts payable47/48 | €69,359 | €120,689 | €118,301 | €60,104 | €25,808 | ▼ 57.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | €528 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,064 | -€53,117 | €56,307 | €32,233 | €29,067 | ▼ 9.8% |
| + Depreciation and write-downs630 | €9,517 | - | €4,476 | €8,214 | €8,214 | = |
| Operating cash flow (approximation) | €15,581 | -€53,117 | €60,784 | €40,447 | €37,281 | ▼ 7.8% |
| Investment in fixed assets (approximation) | - | €61,468 | -€41,070 | €0 | €0 | - |
| Change in cash | - | €3,524 | €13,552 | -€10,124 | -€4,763 | ▲ 53.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €56,307
Net result €56,307 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Weakest financial yearnet -€53,117
Net result drops to -€53,117, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
15-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 320 days late
2019
31-12
Financial
Back to profitnet €27,687
Net result €27,687 after one loss-making year.
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2011
Ground area
1,067 m²
Building footprint
612 m²
Volume, LiDAR
2,427 m³
Parcel 34302B0423/00H004, Flanders · tallest building 14.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ecochique
since 20112.199.689.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0423/00H004 | Flanders | 1,067 m² | 1 · 612 m² | 14.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,409 companies in this sector we hold annual accounts for 1,891. 1,107 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded16-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
64210Activities of holding companies
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836315390
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.